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Joseph A Mullaney III

Debt settlement Attorney at Media, PA

5.0   13 reviews

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About Joseph

Learn Joseph’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    I represent consumers who have been sued by debt collection law firms for alleged consumer debts. I charge a flat fee plus costs in a debt defense action. I also sue debt collectors who violate a consumer's fair debt collection rights under the Fair Debt Collection Practices Act. Lastly, I represent consumers who want to know if bankruptcy is an appropriate decision to handle their unmanageable debt.

    21 years

  2. Debt settlement
    I represent consumers who are in need of professional legal assistance to compromise and settle their unsecured consumer debts.

    21 years

  3. Social Security & Disability
    Under the SSA Social Security Disability Insurance and Supplemental Security Income programs, I assist workers and consumers who have sustained disabilities that prevent them from working to obtain benefits

  4. Credit repair
    I represent consumers who cannot correct their inaccurate credit reports through their own self-help. I also sue credit repair organizations that ripped off consumers with false promises of credit deletion.

    21 years

Photos and videos

Licensed for 20 years
State NJ
Status Active
Acquired 2005
Updated 03/06/2023
State MD
Status Active
Acquired 2004
Updated 11/30/2022
State PA
Status Active
Acquired 2002
Updated 02/26/2023

We have not found any instances of professional misconduct for this lawyer.

Contact Joseph

Consumer Litigation Group
Law Office of Dimitrios Kolovos, LLC
211 West State Street, Suite 204
Media, PA, 19063
Consumer Litigation Group
Law Office of Dimitrios Kolovos, LLC
3 South Haddon Avenue, Suite 200
Haddonfield, NJ, 08033
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5.0 / 5.0
  13 customer reviews
5 Star
4 Star
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1 Star
Posted by Joanne | February 11, 2014
Highly Ethical and Efficient
I found Joe Mullaney for help with several debt issues. Not only did he help me successfully navigate the process but provided almost unlimited time on the phone with his consultations. He is a rare individual with an outstanding knowledge of the laws and an ability to explain everything in comfortable terms. He is on your side. Cudos to this lawyer for his integrity, expertise and competence.
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Posted by STU | November 4, 2013
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Posted by k.miller | June 28, 2013
I contacted his office on behalf of my mother who is elderly. His secretary was very professional and nice. He gave my mother a free consultation and told her what she needed to do to rectify her situation. I would not hesitate to call him again if needed.
Posted by anonymous | March 10, 2013
Thoroughly Impressed
This is the first attorney that I ever dealt with who honestly had my best interest at heart. I was a skeptic when I found their listing on the web. During a free consultation, he thoroughly went over my options and potential costs involved for a levy placed on my bank accounts due to mistaken identity. He gave me the exact steps I should take to handle the matter on my own (at no cost) and even scheduled a follow up call. Everything he advised worked seamlessly. He was honest and told me that I had a legitimate case that I would win if I wanted to go after my bank but advised me that I would not gain anything from it since the levy had been lifted. He could have taken the case as most lawyers would have, and simply collected his fees. Joseph Mullaney III is a great human being and I would recommend him to anyone.
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Posted by Louris | September 12, 2012
I recently contanted the Lawfirm of Consumer Litigation Group for Legal advise over a lawsuit from Hayt , Hayt & Landau LLC. They reviewed my situation & were able to provide with the correct Legal steps to take regarding my case. Mr Joseph Mullaney III is an Outstanding Lawyer ,so understanding and Truthfull. Took me by the hand , Literally Step by Step explaining all the Legal solution i could use to resolve my legal matter. If in the future i need Legal advice or need to hire a lawyer my first choice will be Joseph A Mullaney. Also thank you to his staff for the professionalism & punctuality. THANK YOU!!!!
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Posted by Wendy | April 12, 2012
Peace of Mind
Mr. Mullaney gave me hope when I thought there was none to be had. I was being sued by a debt collector and I was positive I didn't stand a chance of winning. Mr. Mullaney took my case and won! Thanks to him I have something that is priceless...peace of mind. Don't wait till it's too late, hire Mr. Mullaney.
Posted by Maryann | April 5, 2012
bankruptcy case....
I would highly recommend Joe Mullaney. Joe spent hours on the phone with me calmly answering all my questions and easing my worries. He is a man who truly cares about his client. Joe Mullaney will keep you up to date on your case at all times and is a truly trustworthy man. Mr Mullaney took a very stressful situation and turned it into a positive one. He will go above and beyond what he is supposed to do for his client. I am very thankful everyday that I chose Joe Mullaney to handle my case.
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Posted by anonymous | January 4, 2012
Lawsuit against Collect Corp.
I contacted Joe in 10/10 after experiencing several months of harassment from Collect Corp. which entailed several violations of debt collection practices. Joe took my case and was able to obtain $1,500 from Collect Corp. for their illegal tactics.
Posted by Peter | October 8, 2010
better results than one can ever hope for...
Being at the mercy of creditors is a really scary scenario. I am thrilled to have found this website and better yet; stumbling on Joseph Mullaney. Joe is a miracle worker... He eased my mind immediately upon our first conversation. The time and effort he puts into a case is over and above the call of duty. He actually goes out of his way to advise you with other credit problems that you didn't retain him for...yes,he is that caring. He is responsive and polite and his no nonsense approach nets results, PERIOD. He handled a really tough case for me against AM** and fought for a settlement that was comfortable for me. If you are looking for somebody to be on your side and don't hire Mr. are a fool. Yes, I am that impressed.... Joseph Mullaney equals positive results!
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Posted by anonymous | March 6, 2009
Very thorough and understanding
Joe Mullaney was the first lawyer I ever used and because my personal experience with him was such a positive one, not only am I using him again but I recommend him to friend and family in the area. He always, always kept me up to date on my case and explained everything in detail to me. He would spend hours on the phone with me to make sure all my questions are answered in the easiest terms possible so that there was no confusion. He is very compassionate about what he does and goes out of his way for you. He is very personable too. Thanks Joe for all you have done and May God bestow blessings upon you, your family and your health. Take Care.
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Posted by anonymous | March 3, 2009
Mullaney III
My Mother and I worked with Mr. Mullaney III because she had credit issues. Joseph was so efficient and quick in getting this resolved with as little stress to my Mother as possible. I was worried about the stress that something like this may have caused her because she is up in years. I am so thankful that he was on our side and took care of the situation quickley and efficiently. HE IS AN ANGEL.
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Posted by Carmen | February 28, 2009
I highly recommend Joe Mullaney. He has put every effort in my defense. He has always kept me in the loop. I always felt comfortable asking questions. He was never short with me, in fact he took the time to explain things at my level. Joe Mullaney the attorney which I see as an honorable man. a law expert. Hell I could go on and on, but the only way to find out is to contact him. Thank you, Joe.
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Posted by anonymous | February 27, 2009
Excellent Attorney
Not only will Mr. Mullaney keep you up to date on your case, you will also learn about the Law along the way! This attorney is the first one that I've dealt with, that I trust. He will go above and beyond what he is supposed to do for a client. If you hire him to take your case, you will be very happy you did.
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  • Contingency 15%-40%
  • Pro bono 10 %
Payment methods
Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • Attorney
  • 2003 - Present
  • Attorney Journalist
  • Consumer Litigation Group
  • 2007 - 2012


  • Widener University School of Law
  • J.D.
  • 2001
  • Wilmington University
  • M.S.M.
  • 1998
  • Loyola University
  • B.B.A.
  • 1997
  • Poynter's News University
  • N/A
View all education

Legal Cases

  • Watson v. NCO Goup, et al.
  • Non-debtor stated a claim under the FDCPA & TCPA


  • Poynter's News University
  • Member
  • 2011 - Present
  • National Association of Consumer Advocates
  • Secretary - Ethics Committee
  • 2008 - Present
  • National Association of Consumer Advocates
  • NJ NACA Listserv Moderator
  • 2008 - Present
  • National Association of Consumer Advocates
  • Member - Membership Committee
  • 2008 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • Pro Bono Roll of Honor
  • First Judicial District of Pennsylvania
  • 2010
  • Certificate of Achievement
  • Widener University School of Law
  • 2001


  • PA Chapter National Association of Consumer Advocates
  • Survey of Pennsylvania Cases Addressing the Use of Preliminary Objections Against Consumer Debt Collection Lawsuits
  • 2009
  • The Consumer Advocate
  • The Growing Threat of Arbitration to FDCPA Litigation
  • 2008
  • The Consumer Advocate
  • Protecting Non-Debtors from Artificial or Pre-Recorded Telephone Calls under the FDCPA and TCPA
  • 2007

Speaking Engagements

  • NACA Pennsylvania Chapter Third Annual Statewide Conference
  • Debt Collection Issues - Defending Collection Cases and Bringing FDCPA Claims in PA and Federal Court
  • 2009
  • Consumer Law Conference - Legal Services of New Jersey
  • FDCPA Violations Committed by New Jersey's Debt Collection Law Firms
  • 2008

Attorney endorsements

Received (16)
Given (16)
Endorse Joseph
Unknown Attorney | Oct 16
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Oct 15
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Bankruptcy and debt Attorney | Sep 04
Relationship: Fellow lawyer in community
"Mr. Mullaney is one of the most preeminent attorneys in the county. He has wide experience in all issues of consumer law as well as appeal litigation. He is very knowledgeable in the quirks and nuances of local legal practice, and has an extremely affable personality. I recommend him highly."
Unknown Attorney | Jun 28
Relationship: Fellow lawyer in community
"Excellent lawyer. Well respected."
Bankruptcy and debt Attorney | May 15
Relationship: Fellow lawyer in community
"Joseph has significant knowledge in the area of consumer protection law. He has been called on to present at the annual conferences of the National Consumer Law Center. This organization hosts the premier nationwide conference that is designed to educate attorneys as to how to protect consumer rights. By selecting him to speak at this conference, his peers recognize that he has significant knowledge to share with other attorneys in this area of the law. If you have a consumer rights issue, one of your first calls should be to Attorney Mullaney."
Debt collection Attorney | Apr 22
Relationship: Fellow lawyer in community
"Joe is a fantastic consumer attorney. He is a well respected member of the National Association of Consumer Advocates. Joe's contributions to the consumer law field are wide and many, whether its defending a client on a credit card lawsuit or suing a debt collector who has violated the law. Joe is an attorney that other consumer attorney's turn to for guidance on unique issues because of his vast knowledge of the field. I highly endorse Joe."
Credit repair Attorney | Aug 30
Relationship: Worked for lawyer
"I worked with Mr. Mullaney extensively in a contested consumer claim in Federal court and have discussed other matters with him over time. He is truly an advocate for his clients and communicates with them very well. Mr. Mullaney knows his practice areas well and is an aggressive litigator. I enjoyed working with him and believe he served our client well. I endorse Mr. Mullaney."
Unknown Attorney | Aug 06
Relationship: Worked together on matter
"I have collaborated with Joe Mullaney on consumer protection cases in the past few years. Recently, I was honored when Joe asked our firm to assist him on an appeal to uphold a judgment he won at the trial court. His strong, seamless work at the trial level paved the way for a slam-dunk affirmance. Joe has a sharp, creative legal mind and is a tireless advocate. I highly recommend him."
Bankruptcy and debt Attorney | Jul 11
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Apr 21
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Feb 15
Relationship: Fellow lawyer in community
"Attorney Mullaney has developed tremendous expertise in helping consumers with debt problems and is very well respected in the consumer law community. We are both members of the National Association of Consumer Advocates. He is generous with his time and vast knowledge, both to his clients and to fellow lawyers. Joe is tenacious in his approach to defending consumer rights, and anyone who hires him can rest assured that they have made an excellent choice in selecting him as counsel."
Bankruptcy and debt Attorney | Nov 28
Relationship: Worked together on matter
"Joseph is recommended for his strong consumer advocacy and attention to detail and fair-handedness in consumer litigation. He recognizes the importance of helping consumers in these tough times with accurate and helpful information so they can make wise legal choices. I recommend him for prompt and useful consumer debt solution help and consumer law advice."
Litigation Attorney | Sep 11
Relationship: Fellow lawyer in community
"I would never refer a matter to another attorney unless I was convinced that such attorney was not only extremely knowledgeable and a zealous advocate, but also compassionate and personable. Joseph A. Mullaney possesses all of those positive attributes and more. I can see that he zealously prosecutes FDCPA violations and his clients refer to him as the "miracle worker" and "angel". Thank you Joseph for being such an imporant member of the bar. Barbie Lieber"
Litigation Attorney | Apr 08
Relationship: Opposing Counsel on matter
"Joe and I were adversaries on two matters involving alleged violations to the FDCPA. Joe is extremely knowledgeable in the area of consumer protection, but more importantly he cares tremendously about his clients. It was refreshing to have pointed discussions on disputes of law rather than have needless arguments that did not further the case. I welcome his involvement in any matter."
Debt collection Attorney | Mar 02
Relationship: Co-worker
"I have worked with Mr. Mullaney for seven years and have worked with him on many diverse consumer law matters valued at a few thousand dollars upwards to a few hundred thousand dollars. His approach is innovative and always geared towards acheive justice for all of his clients."
Debt collection Attorney | Mar 02
Relationship: Fellow lawyer in community
"I consider Mr. Mullaney to be an exceptional and highly knowledgeable consumer protection attorney. His passion and commitment to consumers and their cause is commendable."
View more endorsements
Bankruptcy and debt
Bankruptcy and debt
Debt collection
Debt collection
Credit repair
Debt collection
Bankruptcy and debt
Bankruptcy and debt
Debt collection
Bankruptcy and debt
Debt collection
Debt collection
Debt collection
Debt collection