If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

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Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

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Dawn Marie Cutaia's Reviews

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Overall Rating
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4.9 /5.0

107 Client Reviews

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5.0

(97)

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4.9

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5 stars 96

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2 stars 1

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Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 41 - 45 of 97 reviews

Posted by Larry | July 21, 2022 | Hired Attorney

Awesome

Wonderful to work with from start to finish. She had reminders for things that need to be done. I could not ask for a better experience.

Dawn Cutaia

Replied last August 09, 2022

Larry - thank you so much for taking the time to write a review - I do truly appreciate that. I am so glad you had a positive experience - I know bankruptcy can be overwhelming. Enjoy your fresh start! - Dawn

Posted by anonymous | July 06, 2022 | Hired Attorney

Awesome Attorney

Dawn was so helpful during this entire process. Explained everything and how everything would work especially since we had to do the entire process over the phone during the pandemic. Would definitely hire her again and recommend her.

Dawn Cutaia

Replied last July 06, 2022

Thank you so much for taking the time to write the review :) I truly appreciate it. Please don't ever hesitate to reach out to me if you have any questions or issues. Enjoy your fresh start! - Dawn

Posted by Keith | May 25, 2022 | Hired Attorney

Fantastic Attorney

Dawn is very competent, honest and down to earth with a terrific personality. Everything she told me was truth and events transpired exactly as she said they would. She is as close to an empath as one can hope to find in an attorney. She has my highest recommendation and gratitude.

Dawn Cutaia

Replied last May 26, 2022

Keith - thank you so much for this truly generous review - I really appreciate it! You were a joy to represent and listened to all my advice - so thank you for that! :) Enjoy your fresh start - you deserve it for sure!

Posted by Krystal | May 13, 2022 | Hired Attorney | Bankruptcy & Debt

Bankruptcy Review

Dawn, you have made this process super easy! Originally I felt flustered and overwhelmed at attempting to start my personal bankruptcy process. You calmed all my anxiety by explaining everything every step of the way and keeping in touch frequently when something occurred or changed. This woman is wo...nderful at what she does and very professional. I will recommend to anyone I know I’m need of legal assistance!

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Dawn Cutaia

Replied last May 13, 2022

Krystal - thank you SO much for taking the time to write a review. I am so thrilled I was able to help you feel comfortable with the process. Thank YOU for all you did to make my job easier as well - I know the paperwork can feel overwhelming. Enjoy your fresh start - you deserve it! :) - Dawn

Posted by Veronica | May 10, 2022 | Hired Attorney | Bankruptcy & Debt

Bankruptcy

I used Miss Dawn to assist me during my bankruptcy process. It was a long journey for me until she was kind enough to offer her time and assistance in helping me see this bankruptcy through to the end. Not only was she always available via text email and text but very efficient in doing everything ...she said she was going to do. The best thing I liked about her was that she took her time explaining and making sure I understand the entire process. I also really liked that she never told me anything I wanted to hear but all facts, which anyone would appreciate. I would truly recommend her for service. And if your unsure about anything she will always be happy to answer any questions you have before moving forward. She has a way of making you feel very comfortable in your decision making.

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Dawn Cutaia

Replied last May 10, 2022

Veronica - it was a true pleasure representing you. Thank you for letting me help you and thank you for taking the time to write a review. I wish you the very best - I have no doubt you are going to have much success in your life! - Dawn

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