If you are thinking about bankruptcy, you might be nervous, scared, or embarrassed. All of those are perfectly natural feelings, but please know that I truly care about all my clients and there will be no judgment with me. I fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few. Sometimes it is because someone just isn't great with money - and that is OK too! :)

I will be sure to go over all of your options with you, including non-bankruptcy options. I will take my time to explain everything to you so you feel comfortable with any decision you make. I have been told on more than a few occasions that I make filing for bankruptcy fun. So try not to stress and give me a call. The consultation is free and I promise you that you will feel so much better after we talk.

My firm is small, and the lawyers I work with all take pride in being extremely responsive to our clients. You won't be leaving messages, waiting days for someone to get back to you. We know that having a legal issue can be very stressful and when you have a question, you want an answer quickly.

Background: Dawn was born in Queens, New York, and admitted to the Pennsylvania bar in 1996. She received her associate's degree in 1991 from Westchester Community College in Valhalla, NY, her Bachelor of Science degree in 1993 from Barry University in Miami, Florida, graduating summa cum laude, and her law degree in 1996 from the Dickinson School of Law in Carlisle, Pennsylvania.

Dawn has practiced a wide variety of law since being admitted to the bar in 1996, including criminal defense, family law, and bankruptcy. Dawn currently concentrates her practice in the areas of consumer bankruptcy. Dawn has been invovled with the Middle District Bankruptcy Bar Association for many years, including serving on the board.

Bankruptcy: Dawn handles both Chapter 7 and Chapter 13 bankruptcies, as well as assisting clients with negotiating with creditors when bankruptcy is not an option or not the option clients wish to pursue. Dawn assists clients with mortgage foreclosures, loan modifications, and the defense of lawsuits by credit card companies and other creditors. Dawn has been practicing bankruptcy law since she became an attorney in 1996.

Dawn is a regular speaker for the Pennsylvania Bar Institute and the Middle District Bankruptcy Bar Association, where she develops courses and teaches other lawyers about technology, bankruptcy, ethics, and criminal defense. Dawn is a former president of the Middle District Bankruptcy Bar Association and currently serves as a board member and co-chair of the Technology and Website Committee.

Dawn was awarded the York County Bar Foundation's Pro Bono Award several times throughout her career and is committed to assisting indigent clients whenever possible.

Dawn's hobbies include cycling, running, photography, quilting and sewing, and hanging out with her dog, Foxy.

Practice Areas

Bankruptcy and Debt 25%

I help clients figure out the best way to deal with overwhelming debt, whether that be by filing a Chapter 7 or Chapter 13 bankruptcy, or by negotiating settlements with their creditors or litigating creditor lawsuits.

25%

Chapter 7 Bankruptcy 25%

25%

Debt Collection 25%

25%

Debt Settlement 25%

25%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Payment Methods

Cash
Check

Licenses

Licensed in Pennsylvania for 29 years

State: Pennsylvania

Acquired: 1996

Active

No misconduct found

See All Attorney Licenses See Less Attorney Licenses

Location

Fresh Start Law, PLLC

(717) 297-7556

Mobile

1701 W Market Street, York, PA, 17404

freshstartyork.com/

Message Get Directions

See All Locations See Less Locations

Gallery

Dawn Marie Cutaia's Reviews

Have you consulted or hired this attorney before?

Leave a review for your experience with this attorney.

Write a Review

Overall Rating
This is an aggregated review score of Avvo and Lawyers.com reviews.

4.9 /5.0

107 Client Reviews

Avvo

5.0

(97)

Lawyers.com

4.9

(10 )

See client reviews from Lawyers.com

Filter Avvo Reviews (97) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Star rating

5 stars 96

4 stars 0

3 stars 0

2 stars 1

1 star 0

Practice Areas

Bankruptcy & Debt (55) Chapter 7 Bankruptcy (6) Chapter 13 Bankruptcy (4) Lawsuits & Disputes (4) Debt Settlement (3) Business (2) Debt Collection (2) Foreclosure (2) Child Support (1) Contracts & Agreements (1)

What Clients Mention

Practice Area Knowledge (33) Recommendation (31) Professionalism (29) Case Results (28) Responsiveness (26) Communication Style (22) Compassion (20) Advocacy (19) Character & Conduct (13) General Knowledge (13) Trustworthiness (8) Cost of Services (5) Staff & Support (5) Punctuality (3) Payment Plans (1)

Showing 46 - 50 of 97 reviews

Posted by anonymous | March 08, 2022 | Hired Attorney

Thank you

Very helpful. Made sure I understood every step of the process and explained things clearly.

Dawn Cutaia

Replied last March 22, 2022

Thank you so much for taking the time to write a review :) I am so happy I was able to make the process less intimidating! :)

Posted by Justine | February 09, 2022 | Hired Attorney | Bankruptcy & Debt

Excellent bankruptcy attorney

Dawn was very helpful with navigating me through the complicated bankruptcy process. I was able to file for Chapter 7 and get a full discharge. She made the process very simple with her online resources and thorough explanation of everything I needed to do.

Dawn Cutaia

Replied last February 09, 2022

Justine - thank you so much for taking the time to write a review. It was a pleasure representing you :). Enjoy your fresh start!

Posted by Elizabeth | February 09, 2022 | Hired Attorney

Make the Best Choice with Greater Peace of Mind

I am so thankful that I found Dawn Cutaia! In truth, Lawyers tend to intimidate me--you never know if they are truly on your side, or if they are just trying to get every dollar they can out of you. Dawn is NOT that kind of lawyer. She was very upfront about her costs so that I did not have to worry ...about hidden fees. And during our zoom meeting, she was super knowledgeable and answered all of my questions. There was so much great advice that I could easily make the best choice for my situation. I also loved her down-to-earth personality. It was evident that she truly enjoys helping people. THANK YOU, Dawn! Thanks to you, I can move forward in my life with greater peace of mind.

See Full Review Collapse Review

Dawn Cutaia

Replied last February 19, 2022

Thank you! I am so glad you trusted me to share your dreams and aspirations! I am excited for you as you move forward doing what you love. :)

Posted by Kim | January 20, 2022 | Hired Attorney | Bankruptcy & Debt

A+ Representation

Dawn is hands down the kindest, most compassionate and understanding lawyer I have ever worked with. Bankruptcy is a very scary thing to undertake. It takes a lot of time and consideration to make sure it's the right path for you. From the moment I reached out to Dawn she went above and beyond to mak...e me feel comfortable, confident, and understood. She explained everything in layman's terms and was always available for questions. I was a bit needy at times and not once did she ever express any hint of annoyance at my ridiculous questions and requests (thanks for that!). It was so comforting to have a competent and empathetic individual representing me over the last 5 years. It truly felt like I was a person and not a number or paycheck. I highly recommend Dawn's services for whatever your needs might be. You won't regret it. And while I hope to never need her services again, I would not hesitate for a moment before choosing Dawn to represent me in the future.

See Full Review Collapse Review

Dawn Cutaia

Replied last January 22, 2022

Kim - it is perfectly normal to be stressed out during this whole process. I really enjoyed representing you! You deserve your fresh start. Thank you for letting me help you get it :) - Dawn

Posted by Cattrine | December 22, 2021 | Hired Attorney | Bankruptcy & Debt

Best choice

Dawn was extremely helpful. She explained all my options clearly. She even helped me with on line things because I don't know that much. She was always pleasant no matter what time I contacted her and always responded in a short time Thanks Dawn and everyone who helped me make a new start.

Dawn Cutaia

Replied last December 26, 2021

Thank you so much for your kind words! :) I am so happy for your fresh start - and you did fine with all the online stuff :) LOL. Really. Have a wonderful new year!

See All Client Reviews

1 ... 9 10 11 ... 20

« First ‹ Prev 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Next › Last »

Dawn Marie Cutaia's Lawyer Endorsements

Received

Given

Endorse Dawn