I came to Susan when medical and credit card bills became overwhelming. She was kind, understanding, very knowledgable and always a phone call away to help me through the process. I couldn't have asked for a better attorney to help me on my new start. Thank you Susan.
Susan is one of the best Attorney's I have ever worked with!
Right from the start Susan was amazing!!!! Always responded in a fast and professional manner, answered all my questions, gave me great advice, extremely knowledgeable in bankruptcy, down to earth, non-judgmental, and understanding. For such a stressful time in my life, Susan was very comforting and made it a very easy process. I would recommend her to anyone looking to file bankruptcy.
Thanks for all your help,
RIch
Unlike a Chapter 7 liquidation, a Chapter 13 bankruptcy is a reorganization of a debtor's financial affairs. The goal is to create repayment plan while also protecting the debtor from foreclosure, levy, garnishment or other similar actions. Repayment plans typically last from three to five years.
Chapter 13 bankruptcy is generally used by individuals who do not qualify for a Chapter 7 and/or those who have non-exempt assets they wish to keep that would otherwise be liquidated in a Chapter 7.
Chapter 7 bankruptcy is a liquidation proceeding. In this scenario, assets may be used to repay your debts. However, under the law, you may be able to keep most, if not all, your assets. There are set exemptions in place to help protect your home, vehicle, jewelry and other personal items. Therefore, in most cases, the debtor has no assets to lose in a Chapter 7 and will be provided with a relatively "fresh start".
As a law firm dedicated to bankruptcy practice, my first job is to make sure you are completely informed of the situation and its implications. Bankruptcy is a complicated area of the law. Each bankruptcy plan has its own nuances, requirements and set of potential outcomes. By working with an attorney devoted to bankruptcy law, you will have a guide through this difficult terrain. I am always there to answer questions and provide support, whenever or wherever you need it.
CLIENT FOCUSED AND DEDICATED TO HELPING YOU GET THE FRESH START YOU NEED. CALL 201-654-4261 TODAY!
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I have devoted my private practice to bankruptcy law. For many, bankruptcy is a traumatic experience. However, it is much more common than you may think. I can help you determine what your options are when facing foreclosure, garnishment, or receiving seemingly endless letters and phone calls from creditors.
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At my firm, I will give you the information you need so that you may make informed decisions. I will work directly with you and personally attend to your case from the initial consultation through to the discharge of your bankruptcy case.
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I serve as bankruptcy counsel for those in Bergen, Essex, Passaic and Hudson counties. If you are considering bankruptcy, contact me so that we may discuss your options.Â
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Mike | May 5, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 7 Client
I came to Susan when medical and credit card bills became overwhelming. She was kind, understanding, very knowledgable and always a phone call away to help me through the process. I couldn't have asked for a better attorney to help me on my new start. Thank you Susan.
Posted by Rich | March 21, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Susan is one of the best Attorney's I have ever worked with!
Right from the start Susan was amazing!!!! Always responded in a fast and professional manner, answered all my questions, gave me great advice, extremely knowledgeable in bankruptcy, down to earth, non-judgmental, and understanding. For such a stressful time in my life, Susan was very comforting and made it a very easy process. I would recommend her to anyone looking to file bankruptcy.
Thanks for all your help,
RIch
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Posted by anonymous | November 1, 2019
This review is from a person who hired this attorney.
| Hired Attorney
S.S. Long......An remarkable human
So.... here is the thing that probably matters the most to you who are likely going through the most painful chapter of your lives, other than death. Seriously. Susan S. Long is your best friend. Not only is she the finest and most efficient attorney or lawyer you've ever invited into your life, more importantly, (and if you have a soul), she also happens to be one of those rare of rarest evolved individuals that you might expect or hope to ever meet in business or in life..... In short, she is fabulous....It was my privilege to be associated with Ms. Long and I believe you will feel the same as well.......She is brilliant.
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Posted by John | September 18, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Great lawyer
I hired Ms. Long to handle my bankruptcy case. I highly recommend. She made me feel comfortable, explained the process, and was there every step of the way. She made a bad situation very easy to deal with. 5 stars al the way.
Posted by Joanne | March 14, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Outstanding Attorney
I was referred to Susan a few months ago from one of my other attorneys. From the minute I contacted her she was outstanding! She is extremely knowledgeable and thorough. Every time I contacted her she responded immediately. I felt very confident that my issue would be resolved in a timely fashion. If you’re looking for an attorney who is top notch Susan is the one for you!
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Posted by anonymous | August 20, 2017
This review is from a person who hired this attorney.
Susan was helpful, understanding, down to earth, accommodating, efficient, knowledgable and a very talented attorney. She explained everything clearly and guided me throughout the entire bankruptcy process. I am forever grateful for her help and for making this process as seamless as possible. I was a nervous wreck and extremely distraught over this; however, she showed me the light at the end of the tunnel. The hearing was quick and painless, and this whole situation wouldn't have been as successful without her! Hire her, you won't regret it! Eternally grateful! Thanks again!
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Posted by anonymous | January 30, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Simply the Best!
Susan did an incredible job getting me out of trouble with my credit card debt. Bankruptcy was an option but I asked Susan if she could settle with my creditors for less and keep bankruptcy as a last resort. Amazingly, Susan was able to negotiate settlements with all my creditors, for amounts I never even thought were possible. I am extremely thankful and happy to have hired Susan. Working with her was a pleasant experience and she always made me feel she had my matters under control. If you are looking to file for Bankruptcy or settle credit card debt, I would highly recommend Susan Long. She is super professional, easy to communicate with and unlike many attorneys, Susan will take the time to ensure you understand your options.
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Posted by David | January 30, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great Lawyer
If you are in search of not only a great lawyer but a great person Susan Long is the one. From the time I first contacted her about my legal issues she was professional and kept me calm about the process. What I thought was going to be a complete disaster and stressful ordeal, Susan handled it with ease and that kept me calm and collected through out my proceedings. Always was right there when I needed her. From past experiences with other lawyers where I always felt like a number or at times even a burden. Susan made me feel like my money and time were both a priority to her. If you need any legal help don't hesitate to call on this one because she is the best to work with.
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Posted by Suzanne | October 19, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Absolutely amazing start to finish!
Susan was an absolute pleasure to deal with from start to finish. She was extremely knowledgable, professional and understanding through the whole bankruptcy process. Let's face it, no one ever expects or wants to file bankruptcy but Susan Long is the person to help you if you find yourself in this situation. She was so patient, answered all my questions, returned calls and emails very promptly and I never felt uncomfortable. She made me feel at ease and made an unpleasant situation totally bearable. After dealing with an arrogant divorce attorney several years ago, I was not eager to deal with another attorney of any kind. Susan was the extreme opposite from my last attorney and to say it was a pleasure to deal with her is a huge understatement. Susan is an excellent attorney beginning to end!!
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Posted by Tara | May 5, 2015
Highly Recommend
Susan S. Long is very punctual, organized, professional and courteous. What could have been a grueling and embarrassing situation, Susan managed to turn it into an extremely positive experience. I would highly recommend hiring her.
Posted by anonymous | March 20, 2015
The Best
My wife and I have been putting off filing for chapter 7 bankruptcy for the past couple years, we were afraid of the process itself and that it would ruin our credit.
When it got to the point where we didn't answer phone calls or even check the mail for days because creditors were all over us we finally agreed that we couldn't hold off any longer and that the simple fact was our credit was already ruined and it wasn't going to get better.
We interviewed a few attorneys and Susan put us at ease immediately regarding the process.
Susan took the time to meet with us whenever we felt it was necessary and she was in constant communication with us by phone, email as well as text messages. Susan is buttoned up, well organized, and from what I personally witnessed at our hearing very well respected by all.
I am in no way proud of claiming bankruptcy, it is something that we had to do, if you find yourself in the same situation call Susan she is the best!
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Posted by Donna Marie | March 2, 2015
Why Didn't I Do This Sooner?
For years I grappled with a deep, dark secret: debt. On the outside, I was a small business owner; upper middle class; well-educated. But, on the inside I was living as someone I wasn't. I was embarrassed; feeling helpless; losing sleep; sick-to-my-stomach all the time; and straining relationships. One day I decided to take the first step toward bankruptcy and researched area attorneys. Susan S. Long offered a free initial consultation. It seemed ideal, since I had no disposable income. Reluctantly, I made an appointment. I had never felt like more of a failure. However, as soon as I met Ms. Long my feelings about bankruptcy changed. I was able to view it as an opportunity and not a punishment. It was as if a big weight was lifted right there and then. Ms. Long could not have been more comforting, down-to-earth, informative, insightful, non-judgmental, professional, and understanding. From that day forward, I felt as if I was on the way to getting my life back. Ms. Long was there with me every step of the way. She gave me a timeline, so I could anticipate everything I needed to submit to her. She was only ever an e-mail away, and her response time was exceptional. She was also very sensitive to my emotional state during this process, which was reflected in my many questions. And, when it came time to go to court, Ms. Long was literally right there next to me. It is now 16 months since my bankruptcy hearing. I have been able to save money in the past year. I have had an unsecured credit card for eight months. And, I just got a new car on my own credit. Every day I am working toward a higher credit score. I feel as if anything is possible now, when just two short years ago, I felt as if there was no end in sight, and I just kept digging myself in deeper and deeper. I owe Ms. Long a debt of gratitude. (Pun intended.) My only regret is not doing this sooner.
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Posted by anonymous | January 14, 2015
The Best!
My wife and I finally came to the conclusion last year that bankruptcy was the best way to remove ourselves from the financial hole in which both we and the economy had buried us. We initially retained another attorney who brushed us off at the last minute, which soured us to the prospect of continuing. However, that bump in the road ended up being fortuitous, as we found Susan, whose immediate and professional response gave me the impression that she wasn't just another attorney. After meeting in person, that impression was further solidified.
Fast forward to now, and we're happy to report that Susan delivered on everything she said she would try to accomplish for us. Our case has been discharged and should be closed in a couple weeks. I will echo other reviews that state Susan made a difficult and stressful process as easy as it could be.
Although we're not proud to have had to declare bankruptcy, we are glad we chose Susan to represent us.
Brian
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Posted by anonymous | September 2, 2014
Professional and very easy to work with
Susan was so easy to work with. Organized, respectful, professional and reliable. She was always available to answer questions and even support me through what isn't the greatest of life events to experience. She helped me throughout the entire process and I couldn't have asked for more. I had met with other lawyers as well and her prices were very reasonable also.
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Posted by anonymous | May 16, 2014
Phenomenal attorney
I am so grateful for Susan's help with my bankruptcy proceedings. She is knowledgable, hard working, and honest. When I initially contacted her, I was newly married, pregnant, and had just been served with lawsuit paperwork on a debt from several years prior.
I was terrified that the company might try to take my husband's assets. Susan was able to calm me down (not so easy when speaking to a highly emotional 7 month pregnant woman). She put together the necessary paperwork and provided me with detailed timelines for each step of the process. On another note - she is one of the most responsive people ever. She responds to emails extremely fast (we're talking within minutes most of the time). I once emailed her a question on a Saturday and wasn't expecting to hear back from her until Monday, but she responded back an hour or so later. And I should also note, that she has continued her exceptional service even after she no longer represented me. I recently emailed her asking for a referral to another attorney and she promptly replied with the information I requested.
Susan is wonderful. Hire her. You won't regret it.
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Posted by anonymous | April 8, 2014
Such a relief to have found such a great attorney!
The thought of filing for bankruptcy was extremely frightening for me. It took me months just to take the first step and search for a bankruptcy attorney. I am so grateful that I found Susan Long! She not only made the process simple (and less frightening), she gave me the confidence and support that I needed during a difficult time. Susan Long is a knowledgeable, organized and completely trustworthy attorney. I highly recommend her.
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Posted by anonymous | March 10, 2014
LOVE Susan Long!
I would recommend Susan Long to anyone who needed a laywer. Not only was she well educated about the law, but since we had never hired a laywer before, we were nervous and she was very nurturing. She helped us become fully prepared for the process was which made us feel so much more at ease. She answered all of our questions in a timely manor and always made herself available to us. She really cares about her clients.
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Posted by K Figueroa | September 10, 2013
A Godsend!
I would highly recommend Susan, she was very compassionate and understanding. Susan painlessly guided us through bankruptcy. She clearly explained the whole process to us before we started the proceedings. Throughout the process she was thorough, professional and conscientious. Susan was so thorough that the day we went to the hearing the officer only had two questions for us to answer. Unlike other people who were questioned excessively we breezed through the hearing, thanks to Susan the hearing was quick and painless.
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Posted by John | August 2, 2013
The Best
The entire experience was as good as bankruptcy can be. I was warmly received and taken care of with the utmost respect.
Susan has the perfect balance of competence and warmth towards her clients. Both educating them on the process and providing piece of mind that bankruptcy is NOT the end of the world.
I would recommend Susan to any of my clients, friends and colleagues. Hopefully they will never have to endure bankruptcy. But if they do, I will be sure to let them know that Susan helped me overcome it, move forward with my financial life in a positive direction, and she can do the same for them!
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Posted by anonymous | August 1, 2013
Excellent bankruptcy attorney
Susan guided my husband and I through our Chapter 7 filing with professionalism and sensitivity. She was always available when we needed her, was responsive to our many questions, flexible with her schedule, and made us feel comfortable during this very difficult situation. We were able to receive our discharge and move on with our lives thanks to our very competent attorney.
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Chapter 13 bankruptcy Attorney | Jul 28
Relationship: Fellow lawyer in community
"Susan Long is an experienced attorney whose participation and comments in Avvo show her commitment to serving clients as well as her level of experience. She is an excellent attorney that I recommend wholeheartedly."
Bankruptcy and debt Attorney | Sep 18
Relationship: Fellow lawyer in community
"Susan is a consummate professional. I have referred many clients to her over the years and they have consistently praised her hard work and dedication to their complex bankruptcy and debt related matters. She has a thorough knowledge of the law and works hard to get her clients the relief they need at a time when they need it most. I would highly recommend her."
Bankruptcy and debt Attorney | Apr 19
Relationship: Fellow lawyer in community
"Susan is a very dedicated, intelligent and hard-working attorney. She is dedicated to helping consumers get a fresh start. She is always willing to go the extra mile. She is a shining star in our profession!!!"