Florida Foreclosure Legal Guides (23 found)

Written by Michael Alex Wasylik
If your lender moves to foreclose on your home, defending your foreclosure can buy you time; most of all, it can force your bank to come to the bargaining table and negotiate with you in good faith.
15 of 20 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Florida

Written by Margery Ellen Golant
There are many laws that regulate all phases of the mortgage lending process. Careful analysis of your mortgage can surprise you; often violations occurred which you may know nothing about, but which can then be utilized to renegotiate your loan or to defend you from foreclosure.
6 of 14 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Florida

Written by Teisha A. Powell
If you are a homeowner that is backed up in mortgage payments for the last 30 to 90 days, you may be in danger of losing your home through foreclosure. As a consumer attorney, I have helped save homeowners their home. My article will provide some useful insight on ways you may avoid foreclosure.
2 of 2 users found this helpful. Posted in Foreclosure 12 months ago. Jurisdiction: Florida

Written by Christy Michele Greene
If you are named as the defendant in a "foreclosure action" it means that someone- or some entity is claiming that they have the right to take the real property, in which you may claim some interest, in order to to satisfy a debt that was secured by that real property.
9 of 10 users found this helpful. Posted in Foreclosure 12 months ago. Jurisdiction: Florida

Written by Gary L. Davis
You should see an attorney if you are in danger of foreclosure and especially if you have been served with a summons in a foreclosure.
1 of 2 users found this helpful. Posted in Foreclosure 6 months ago. Jurisdiction: Florida

Written by Margery Ellen Golant
If you are renting a house that has gone into foreclosure, FINALLY there is help available.
1 of 3 users found this helpful. Posted in Foreclosure 6 months ago. Jurisdiction: Florida

Written by Stephen Jeffrey Berlinsky
Most attorneys and the public do not realize that a foreclosure can be defended. A continuing default on a mortgage gives the lender a right to seek the judicial sale of the borrowers residence by bringing a foreclosure action in Florida. By fighting the foreclosure you get to live in your home.
Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
You’ve been served with foreclosure. You may be scared and unsure of the next step. You are probably receiving lots unsolicited mail and calls urging you to take action. Foreclosure is overwhelming enough and now you have to decide what to do. Here are 3 common mistakes to avoid at all costs.
Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
Many Florida homeowners who are facing foreclosure have become victims of foreclosure scams. Sadly, unlicensed and unscrupulous individuals are taking advantage of the fear and lack of knowledge of Florida homeowners. Here are some things you need to know to protect against foreclosure fraud.
Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
If you are one of the many Florida homeowners facing foreclosure, you are probably scared and unsure how to proceed. You have options and, more importantly, you have rights. The bank, of course, doesn’t want you to know this. Here are a few examples of some things the bank doesn't want you to know.
Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
If you are trying to complete loan modification, you will need to send a hardship letter along with your loan modification application. A hardship letter is a short letter explaining your situation and what you plan to do to keep your house. Basically, a hardship letter has the following components:
1 of 1 users found this helpful. Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
Many Florida homeowners who are facing foreclosure have become victims of foreclosure scams. Sadly, many unlicensed and, in most cases, unscrupulous individuals are taking advantage of the fear and lack of knowledge of Florida homeowners. Here are some things you need to know to protect against fore
Posted in Foreclosure 4 months ago. Jurisdiction: Florida

Written by Lori I Barkus
A forensic loan audit is a review of all of your loan documents and the transactions that have taken place during your mortgage. It is used to find out if your lender broke any state or federal laws.
1 of 2 users found this helpful. Posted in Foreclosure 3 months ago. Jurisdiction: Broward County, FL

Written by Joshua David Donnelly
This is a basic outline of the steps involved in a judicial foreclosure in Florida. It is meant for non-attorneys who may be confused as to the general timeline and steps involved when they are looking at foreclosure.
Posted in Foreclosure about 1 month ago. Jurisdiction: Florida

Written by Jeffrey Lawson Baxter
Whenever a Borrower delivers to a lender a deed-in-lieu of foreclosure, usually in exchange for the lender's release on the Borrower's mortgage, under Florida Statutes §201.02(1) the release will be considered a discharge of an obligation and qualifies as "consideration" under Rule 12B-4.013(2)
1 of 2 users found this helpful. Posted in Foreclosure about 1 month ago. Jurisdiction: Florida

Written by Richard L. Weldon II
The key to every mortgage foreclosure is to understand and address both arms of the foreclosure process - the bank arm and the legal arm. The bank arm consists of negotiations with the bank concerning loan modifications, short sale, or deed in lieu. The legal arm is the defense against the lawsuit.
Posted in Foreclosure 29 days ago. Jurisdiction: Florida

Written by Felix R. Carrillo
Yes! The foreclosure process is handled by the lender's attorney and many times they are not in contact with the lender directly as they get hired by a third party servicer or administrator. Until you reach a written agreement modifying your loan you must file some sort of a response.
Posted in Foreclosure 18 days ago. Jurisdiction: Florida

Written by Leonard Peter Cabral
Federal law now applies to tenants in state foreclosure proceedings. Judges can no longer issue a Writ of Possession for a tenant in possession of a home they occupy under an oral or written lease.
Posted in Foreclosure 16 days ago. Jurisdiction: Florida

Written by Terry Vincent Percy
When getting behind on your mortgage, write letter to mortgage and explain why payment is late. Seek loan modification to reduce amount of payments. Look for non-profit credit counseling agency that might negotiate on your behalf. Seek buyer to capture equity. Offer deed in lieu of foreclosure.
Posted in Bankruptcy / Debt 11 months ago. Jurisdiction: Florida

Written by Shaun Amarnani
Seek the help of a qualfied attorney who advertises that he/she does foreclosure defense. Due to the overburden of foreclosure cases on the few Florida law firms who represent the banks, there are many situations where mistakes are made. A qualified attorney can help catch these mistakes.
3 of 3 users found this helpful. Posted in Real Estate about 1 month ago. Jurisdiction: Florida