Foreclosure Legal Guides (168 found)

Written by Avvo Staff
When you buy a home, you usually get a bank loan and agree to repay it with monthly payments. If you fail to make the payments, the bank can start a foreclosure action.
4 of 15 users found this helpful. Posted in Foreclosure about 1 year ago.

Written by Avvo Staff
If your lender moves to foreclose, taking quick action can help you keep your home.
7 of 10 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Seattle, WA

Written by Clifford L. Tuttle Jr.
To stop foreclosure, it’s important to have an understanding of how the legal process works and what options you have to try and stop the foreclosure.
4 of 5 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Pittsburgh, PA

Written by Michael Alex Wasylik
If your lender moves to foreclose on your home, defending your foreclosure can buy you time; most of all, it can force your bank to come to the bargaining table and negotiate with you in good faith.
15 of 20 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Florida

Written by John Thomas Gosselin
What is a Short Sale: When a lender accepts a discount on a mortgage to avoid a foreclosure or bankruptcy.
4 of 4 users found this helpful. Posted in Foreclosure about 1 year ago.

Written by Gene R. Berardelli
With foreclosures on the rise nationally, banks and mortgage lenders are more open to negotiating a discounted loan balance due to an economic or financial hardship. This process, called a "short sale" is not for everyone, but it enables home owners to avoid an inevitable foreclosure .
11 of 14 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Federal

Written by Margery Ellen Golant
There are many laws that regulate all phases of the mortgage lending process. Careful analysis of your mortgage can surprise you; often violations occurred which you may know nothing about, but which can then be utilized to renegotiate your loan or to defend you from foreclosure.
6 of 14 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Florida

Written by Margery Ellen Golant
There are several Federal laws that regulate banking, mortgage lending and mortgage contracts. There are many instances where banks, mortgage lenders and brokers have not followed these laws, leaving borrowers stuck in problem mortgages. There are often solutions, even if foreclosure has started.
3 of 7 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Federal

Written by James W. McNeilly Jr.
If you are facing a mortgage foreclosure, the time to take action is now. Fortunately for the homeowner in Wisconsin, there are several methods by which it is possible to defend a mortgage foreclosure.
4 of 8 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Wisconsin

Written by Margery Ellen Golant
We are seeing an enormous number of scam artists who are out to take advantage of the desperation of people having trouble with their mortgages, or who are in foreclosure. There are ways to tell who they are and how to avoid them, so that you won't be a victim of these unethical con artists.
7 of 7 users found this helpful. Posted in Foreclosure about 1 year ago.

Written by Cedulie Renee Laumann
Facing foreclosure can be overwhelming. But a little knowledge and well planned action can help you face this challenge. When you fall behind on a mortgage, a variety of options may be open to you, including refinancing, loan modification, forbearance, selling, short sales and deeds in lieu.
3 of 6 users found this helpful. Posted in Foreclosure 12 months ago. Jurisdiction: Federal

Written by Teisha A. Powell
If you are a homeowner that is backed up in mortgage payments for the last 30 to 90 days, you may be in danger of losing your home through foreclosure. As a consumer attorney, I have helped save homeowners their home. My article will provide some useful insight on ways you may avoid foreclosure.
2 of 2 users found this helpful. Posted in Foreclosure 12 months ago. Jurisdiction: Florida

Written by Christy Michele Greene
If you are named as the defendant in a "foreclosure action" it means that someone- or some entity is claiming that they have the right to take the real property, in which you may claim some interest, in order to to satisfy a debt that was secured by that real property.
9 of 10 users found this helpful. Posted in Foreclosure 12 months ago. Jurisdiction: Florida

Written by Margery Ellen Golant
The law varies greatly from state to state regarding deficiency judgment availability and enforcement after foreclosure. A deficiency judgment allows a lender after foreclosure to sue on and to collect the remainder of the loan balance. In Florida, there is a very real risk of deficiency judgment.
13 of 18 users found this helpful. Posted in Foreclosure 11 months ago.

Written by Justin Seth Tanner
If you are reading this guide, it is likely that you are or will be behind on your mortgage payments. Taking these steps may keep your lender from foreclosing on your home.
0 of 2 users found this helpful. Posted in Foreclosure 10 months ago.

Written by James B Countess
Any crisis breeds opportunity for scams. Desperate people lose their objectivity and act irrationally. The ongoing mortgage crisis is now spawning a new wave of opportunistic scams to swoop in on desperate homeowners through bogus 'foreclosure rescue' schemes. Look for these warning signs:
Posted in Foreclosure 10 months ago.

Written by David H. Charlip
Many homeowners in today's current economic climate have the prospect of foreclosure looming on the horizon. When you realize that you are "in a hole" and will be experiencing cash-flow problems in the near-term, you need to adopt a proactive strategy to meet and defend an anticipated foreclosure.
1 of 1 users found this helpful. Posted in Foreclosure 9 months ago.

Written by Okorie Okorocha
Do you allow your house to go to foreclosure or do a shortsale?
1 of 4 users found this helpful. Posted in Foreclosure 9 months ago.

Written by Matthew A. Dolman
1. Retain competent legal counsel. Do not try to negotiate with the banks on your own. 2. Our experienced attorneys and staff can assist you with modifying the existing loan. 3. We will appear on your behalf at any hearing and thoroughly defend the lawsuit brought by the lender.
0 of 1 users found this helpful. Posted in Foreclosure 9 months ago. Jurisdiction: Federal

Written by Christopher L Cauble
A great deal of confusion exists about when a creditor can get a "Deficiency Judgment" on a home loan in Oregon. Oregon law does allow for "Deficiency Judgments", but only in very limited cases. No one should assume they will be subject to one without seeing an attorney first.
11 of 12 users found this helpful. Posted in Foreclosure 8 months ago. Jurisdiction: Oregon