Bankruptcy Legal Guides (238 found)

Written by David C. Andersen
Bankruptcy is often the only way out of a bad debt situation. Many people borrow more money to attempt to pay down debt, from their home equity, from retirement accounts or even relatives... a temporary fix and the long run picture doesn't change or worsens. Ask us before you make more mistakes!
7 of 8 users found this helpful. Posted in Bankruptcy / Debt 9 months ago. Jurisdiction: Federal

Written by Jonathan Gregg Stein
If you can’t pay your debt, you can compare the costs of your two options–bankruptcy and debt negotiation–when deciding which solution will work best for you.
20 of 28 users found this helpful. Posted in Debt Settlement about 1 year ago. Jurisdiction: Federal

Written by Peter Francis Geraci
What is a "reaffirmation" Why should I sign one? What do I look for? Reaffirmations make your personal liability survive the bankruptcy so you should consult closely with your bankruptcy attorney before signing one.
12 of 12 users found this helpful. Posted in Bankruptcy / Debt about 1 year ago. Jurisdiction: Federal

Written by Jeff Adrian Biddle
Chapter 7 is the atom bomb of bankruptcies. Only the cockroaches survive (i.e., the IRS, student loans and obligations to your ex-spouse). There are a few other insects, but those are the biggies. Sometimes you WANT a debt to survive...those debts you RE-AFFIRM. Here's what to expect.
23 of 24 users found this helpful. Posted in Bankruptcy / Debt 12 months ago. Jurisdiction: Federal

Written by Jeff Adrian Biddle
Were you aware that in certain situations a second mortgage can be discharged in bankruptcy? It can if all the following are true: 1) You file Chapter 11 or Chapter 13 2) The value of the home is less than the first mortgage amount 3) You complete the plan and make all payments
6 of 8 users found this helpful. Posted in Bankruptcy / Debt about 1 year ago. Jurisdiction: Federal

Written by Lawrence Joseph Marraffino
People think that Chapter 7 is no longer available. However, more than 95% of our clients still quailify. Please call or write for free information. We offer a free initial consultation.
1 of 2 users found this helpful. Posted in Bankruptcy / Debt 7 months ago. Jurisdiction: Florida

Written by Jeffrey Daniel Larkin
The answer to this question depends on the type of bankruptcy you have filed and whether the case is considered an “asset case” or a “no asset case.”
4 of 4 users found this helpful. Posted in Bankruptcy / Debt 5 months ago. Jurisdiction: Federal

Written by Craig Dennison Robins
Many consumers are able to eliminate debts and get a fresh new financial start with bankruptcy. If you are thinking about filing, here are some important points.
Posted in Bankruptcy / Debt 5 months ago. Jurisdiction: Federal

Written by Michael Scott Noble
If you are experiencing financial problems, bankruptcy may be your solution. Bankruptcy can give you a fresh start from your debts. You should consult with an attorney to get some opinions on what will happen if you file bankruptcy. Most attorneys give a free consultation.
Posted in Bankruptcy / Debt 2 months ago. Jurisdiction: Federal

Written by Craig Dennison Robins
A hypothetical exploration of how the new bankruptcy laws would apply to Miss California should she file bankruptcy now that Donald Trump just told her today: "You're Fired!"
1 of 2 users found this helpful. Posted in Bankruptcy / Chapter 13 5 months ago. Jurisdiction: Federal

Written by Neil Burns
Attorney Burns answers some common questions you may have about Chapter 7 Bankruptcy.
5 of 5 users found this helpful. Posted in Bankruptcy / Debt 7 months ago. Jurisdiction: Federal

Written by Jeffrey Daniel Larkin
A bankruptcy Trustee is a court appointed officer. He or she is not a judge. A bankruptcy Trustee is not required to be an attorney, however many are. Those that are not attorneys typically have some kind of financial background.
7 of 7 users found this helpful. Posted in Bankruptcy / Debt 5 months ago. Jurisdiction: Federal

Written by Jeff Adrian Biddle
The United States judicial system is divided into state courts and federal courts. State courts decide state law issues, while federal courts deal with limited issues typically federal in nature. Bankruptcy court is a federal court that deals SOLELY with the issue of bankruptcy.
Posted in Bankruptcy / Debt 5 months ago. Jurisdiction: Federal

Written by Max L Rosenberg
A short guide to the Fair Debt Collection Practices Act and your rights under this federal law.
32 of 34 users found this helpful. Posted in Debt Collection 8 months ago. Jurisdiction: Federal

Written by Jeffrey Scott Hyslip
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates how collection agencies must behave while collecting debts. If debt collectors are calling friends and family members (or other third parties not liable on the account) the agencies may have violated federal law.
9 of 13 users found this helpful. Posted in Debt Collection 5 months ago. Jurisdiction: Federal

Written by Avvo Staff
If you are in debt, Chapter 7 bankruptcy, otherwise known as a liquidation bankruptcy, allows you to start over by giving some of your assets to creditors.
11 of 12 users found this helpful. Posted in Bankruptcy / Chapter 7 about 1 year ago.

Written by Avvo Staff
In Chapter 13 bankruptcy, individual debtors with a regular income can gradually pay off their debts over several years. The advantage of Chapter 13: you will be able to keep your money and property, especially your home, which can’t be foreclosed during this process.
7 of 12 users found this helpful. Posted in Bankruptcy / Chapter 13 about 1 year ago.

Written by Avvo Staff
Try to negotiate with your creditors before contemplating bankruptcy. Be sure to research carefully when choosing a company to help you negotiate your debts, and be wary of companies charging high fees.
4 of 8 users found this helpful. Posted in Debt Settlement about 1 year ago.

Written by Avvo Staff
Chapter 11 bankruptcy is used primarily by businesses and business owners who need relief from creditors.
6 of 8 users found this helpful. Posted in Bankruptcy / Chapter 11 about 1 year ago.

Written by Jonathan Gregg Stein
You may be able to avoid dealing with debt collectors and resolve your debts by working directly with your creditors.
14 of 15 users found this helpful. Posted in Debt Settlement about 1 year ago.