Banking Legal Guides (37 found)

Written by Avvo Staff
Banks and bank accounts are regulated by both state and federal laws. Banking or financial law governs Internet banking, credit unions, savings and loan associations, banks, and thrift institutions.
1 of 3 users found this helpful. Posted in Banking about 1 year ago.

Written by Justin Dain Hein
An IRS bank levy can devastate your personal, professional, and financial situation and is very difficult to remove once issued.
1 of 4 users found this helpful. Posted in Tax about 1 year ago.

Written by Jon Mitchell Jackson
We were recently contact by a potential client who lost a great deal of his money when his bank was closed. This client was under the wrong impression that as long as he kept all of his money in the bank, it was protected. Nothing could be further from the truth!
4 of 7 users found this helpful. Posted in Business about 1 year ago. Jurisdiction: Federal

Written by Margery Ellen Golant
There are several Federal laws that regulate banking, mortgage lending and mortgage contracts. There are many instances where banks, mortgage lenders and brokers have not followed these laws, leaving borrowers stuck in problem mortgages. There are often solutions, even if foreclosure has started.
2 of 6 users found this helpful. Posted in Foreclosure about 1 year ago. Jurisdiction: Federal

Written by Susan Gail Diamondstone
In respoonse to the current mortgage crisis recent legislation may require your lender to negotiate with you i on order to save or reinstate your mortgage by altering terms of mortgage, interest rate or other solutions.
Posted in Real Estate about 1 year ago. Jurisdiction: California

Written by Tymon Berger
Washington's mechanics' lien statute provides contractors and suppliers with an option to get around those intractable owners that refuse to pay. Known as the stop-notice statute, contractors and suppliers can receive payment directly from the construction lender by following the steps below.
4 of 4 users found this helpful. Posted in Construction / Development 7 months ago. Jurisdiction: Washington

Written by Ivan Paul Cohen
A bank levy is a legal process authorizing a levying officer to seize sufficient funds in a bank account maintained by a debtor, in order to satisfy a judgment.
Posted in Debt Collection 6 months ago. Jurisdiction: California

Written by Mark Hampton Pillsbury
Rapidly growing companies are finding it tougher to borrow from banks unless they have a track record or a valid line of credit (LOC). Needing interim funds or working capital, they turn to friends and/or family without much success. What can a small business do to survive?
Posted in Business 6 months ago.

Written by Jonathan H Levy
An offshore bank account refers to an account in a low or no tax haven. A foreign account is any bank account outside the USA. US citizens are not prohibited from owning foreign and offshore accounts.
Posted in International Law 6 months ago.

Written by Michael Brent Nelson
If you have a Foreign Bank Account, the rules on maintaining and reporting the bank accounts are about to change dramatically in the areas of civil and criminal penalties. The Swiss Bank, UBS, has now entered into an agreement with the U.S. Treasury for the release of American individuals with bank
Posted 6 months ago. Jurisdiction: Federal

Written by Dennis N. Brager
The Internal Revenue Service (IRS) is offering a reduction on Foreign Bank Account Report (FBAR) and other penalties for offshore bank account holders who make a voluntary disclosure by September 23, 2009.
1 of 2 users found this helpful. Posted in Tax Fraud / Tax Evasion 5 months ago. Jurisdiction: Federal

Written by Lori I Barkus
If you are one of the many Florida homeowners facing foreclosure, you are probably scared and unsure how to proceed. You have options and, more importantly, you have rights. The bank, of course, doesn’t want you to know this. Here are a few examples of some things the bank doesn't want you to know.
Posted in Foreclosure 3 months ago. Jurisdiction: Florida

Written by Ronald Albert Marini
The IRS started a six month amnesty program pending September 23, 2009, to encourage Voluntary Disclosure by US taxpayers who have offshore accounts
Posted in Tax 3 months ago. Jurisdiction: Federal

Written by Lisa Beth Older
Banks should be scrutinized
Posted in Bankruptcy / Debt 3 months ago. Jurisdiction: Federal

Written by Peter Francis Geraci
The Fair Debt Collection Practices Act provides a way to stop collectors from contacting you.
1 of 2 users found this helpful. Posted in Banking about 1 year ago. Jurisdiction: Federal

Written by Avvo Staff
When you buy a home, you usually get a bank loan and agree to repay it with monthly payments. If you fail to make the payments, the bank can start a foreclosure action.
4 of 15 users found this helpful. Posted in Foreclosure about 1 year ago.

Written by Avvo Staff
he term "international law" refers to 1) agreements, such as treaties, between nations (also called public international law), and 2) conflicts over which laws apply in disputes involving individuals or businesses from different nations (also called private international law).
Posted in International Law about 1 year ago.

Written by Avvo Staff
States, counties, cities, and other government bodies create laws governing activities within their boundaries.
0 of 4 users found this helpful. Posted in State, Local And Municipal Law about 1 year ago.

Written by Avvo Staff
Public finance involves securing funding for a wide variety of public-works projects, from sewer plants to low-income housing. Investors loan the government the money for construction costs; in exchange, investors receive tax-free interest payments on their loans.
Posted in Public Finance / Tax Exempt Finance about 1 year ago.

Written by Avvo Staff
Project finance law applies to the process of valuing, structuring, and funding large public and private infrastructure and construction projects, such as light-rail installations and airplane construction.
Posted in Project Finance about 1 year ago.