Debt Collection Legal Advice (9,156 found)

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Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

Your fact pattern is a little confusing. However it sounds as if, you are...
Mark Hankins
Mark Hankins' answer
Contributor Level 7

It's likely that what you've identified as a "collection agency" in the middle...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

As I understand the FDPCA this is an acceptable practice, and the bank that...
Mark Hankins
Mark Hankins' answer
Contributor Level 7

If they're using the term "moral responsibility" chances are it's because any...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I agree with Mr.Hankins on all counts. You should start keeping a log of all...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The short answer is no. I do not practice in your sate and you will need to...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The short answer is no. I practice in Washington and your state may have...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The personal guarantee is covered by the FDCPA , and they can turn the debt...
Mark Hankins
Mark Hankins' answer
Contributor Level 7

The Business Debt is NOT governed by the FDCPA, and only a single roundly-...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The statute of limitation will depend on the type of debt and hospital debts...
Lawrence Charles Kroll
Lawrence Charles Kroll's answer
Contributor Level 5

Theoretically, you still owe the full obligation. Just because the original...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I agree with Mr.Kroll. I practice in Washington, and frequently debt collectors...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I practice in Washington, but interest will be determined by the agreement, if...
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Karen L Ware's answer
Contributor Level 4

The credit reporting after payoff will depend on the relationship between the...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I agree with Ms. Ware's assessment of the facts, I would add that if the...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I can't speak to your state's law, however the type of debt will control the...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The governing documents of your association will have the contract policies...
Question

User's answer
I fail to see where your “understanding” of a prenuptial agreement has any...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The pre nup agreement is between the parties and will not be recognized by a...
Robert Smead Hogan
Robert Smead Hogan's answer
Contributor Level 4

Any legitimate debt collector MUST provide you with certain information in...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I agree with Mr. Hogan this sounds like a scammer. You will need to consult...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

Your question leaves out a few detials that are important. 1 how long ago did...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

A 13 year-old debt in uneforceable and you should dispute the debt in writing...
Pamela Koslyn
Pamela Koslyn's answer
Contributor Level 10

Google the collection ccompany's name - you may be able to find if they're the...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I agree with Mr.Myers, and Washington State law is very simlar to the federal...
Andrew Daniel Myers
Andrew Daniel Myers' answer
Contributor Level 7

I can not speak for Washington state law. However, the conduct of the...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

No that is strictly prohibited and you should talk to a local attorney.
Clair Michelle Stewart
Clair Michelle Stewart's answer
Contributor Level 3

Absolutely not. The creditor is in violation of federal consumer protection...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

After a judgment has been entered the creditor can seek a writ of garnishment...
Pamela Koslyn
Pamela Koslyn's answer
Contributor Level 10

Once a judgment creditor gets a judgment, your judgment creditor can try to get...

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