Cook County Bankruptcy Legal Advice (250 found)

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Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

I am not sure I understand your question, but section 803 of the FDPCA defines...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

When a debt is turned over to collections a portion of the debt is...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

According to your credit card agreement, you most likely were in default,...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

The first answer is, the state you reside in governs the actions of the agency,...
Mark Hankins
Mark Hankins' answer
Contributor Level 7

I want to amplify briefly on a couple of Mr. Alexander's accurate responses....
Malcolm Wallace Ruthven
Malcolm Wallace Ruthven's answer
Contributor Level 3

There are two parts to the answer to your question. 1. If you have lived in...
Henry Repay
Henry Repay's answer
Contributor Level 6

The 180 days pertains only to the court in which you file (where you have lived...
Theodore Lyons Araujo
Theodore Lyons Araujo's answer
Contributor Level 4

It depends on the State and the relationship. In most States an individual is...
Laura Mcfarland-Taylor
Laura Mcfarland-Taylor's answer
Contributor Level 8

If he was under the age of 18 at the time the contract was entered then no, he...
Question

Thomas Robert Siegel
Thomas Robert Siegel's answer
Contributor Level 5

When a person dies, their estate is liable for their debts. If your wife is a...
Henry Repay
Henry Repay's answer
Contributor Level 6

All facts and circumstances should be reviewed to answer your question, but I...
Mazyar Malek Hedayat
Mazyar Malek Hedayat's answer
Contributor Level 5

Your question is whether you would have to sell or transfer your car (which you...
Question

Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

Do not respond to the agency if they call back get a number and report this...
Erik Glen Swanson
Erik Glen Swanson's answer
Contributor Level 7

I agree with Mr. Alexander - this sounds like a phishing scam. Do NOT give...
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Lesley Abigail Hoenig's answer
Contributor Level 7

I think the key is to disclose this to your bankruptcy attorney, I do not think...
Joseph Michelotti
Joseph Michelotti's answer
Contributor Level 4

Yes you need to discuss this with your bankruptcy attorney. Probably the best...
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

A Chapter 13 can be converted to a Chapter 7, but your attorney needs to...
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User's answer
Yes. A money judgment becomes a lien on all real property of the judgment...
Shawn B Alexander
Shawn B Alexander's answer
Contributor Level 7

If the judgment is in your Jurisdiction and is superior court then it will...
Question

Erik Glen Swanson
Erik Glen Swanson's answer
Contributor Level 7

This doesn't answer your question, but given your circumstances, you might want...
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Karen L Ware's answer
Contributor Level 4

You should file an answer with the court explaining that you were not served...
Laura Mcfarland-Taylor
Laura Mcfarland-Taylor's answer
Contributor Level 8

They need your information in order to complete the means test. I don't know...
Question

Erik Glen Swanson
Erik Glen Swanson's answer
Contributor Level 7

Serving your neighbor, unless he was in your residence at the time, would not...
Question

Robert W. Kovacs Jr.
Robert W. Kovacs Jr.'s answer
Contributor Level 6

There will be no Court that has venue to hear your case AND you must appear at...
David Michael Benson
David Michael Benson's answer
Contributor Level 4

Yes, you can file from abroad. However, the district in which you file will be...
Mazyar Malek Hedayat
Mazyar Malek Hedayat's answer
Contributor Level 5

It is very hard to adjust chapter 13 payments, though if your income...
Laura Mcfarland-Taylor
Laura Mcfarland-Taylor's answer
Contributor Level 8

You can explore the possibility of converting to a Chapter 7. Discuss this with...
Question

Andrew Daniel Myers
Andrew Daniel Myers' answer
Contributor Level 7

Be wary of debt consolidation agencies. A number of them have actually taken...
Alan James Brinkmeier
Alan James Brinkmeier's answer
Contributor Level 10

I agree with Mr. Myers. Many such agencies use your information for other...
Question

Alan James Brinkmeier
Alan James Brinkmeier's answer
Contributor Level 10

The order of judgment against you may well have included "an award of court...
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Alan James Brinkmeier
Alan James Brinkmeier's answer
Contributor Level 10

The order of judgment against you may well have included "an award of court...

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Shawn B Alexander
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