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Question
debt settlement with collection agency, fair debt ...

Collection Agencies - I tried to settle with a collection agency via an offer from a family member. THe collection wanted banking information or a debit ...

Jonathan Gregg Stein
Jonathan Gregg Stein's answer
Contributor Level 4

This may be considered harassing and abusive behavior under the FDCPA and the ...
Question
New York debt collection, service of summons by mail

pROPER SERVING OF SUMMONS - I recieved a letter in the mail not registered from a debt collector ref old credit card. Is this legal and properly served.

David Lawrence Ganz
David Lawrence Ganz's answer
Contributor Level 4

Your query is not really specific. The Fair Debt Collection Practices Act is ...
Elliott M. Portman
Elliott M. Portman's answer
Contributor Level 3

Did you receive a letter or a Summons? If it was a letter, you have the ...
Question
debt collection on judgment in NY state, defendant has ...

money judgments - can a plantiff collect money on a judgment if i (defendant) have a Certificate of Disposition of Judgment?

Elliott M. Portman
Elliott M. Portman's answer
Contributor Level 3

There isn't enough information to answer your question. A Certificate of ...
Question
debtor's rigths under MN state debt collection laws, ...

credit card - I had a phone call last week from a debt collector he said in 2003 i took out a credit card and took $600in oroducts, he has my ...

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Lesley Abigail Hoenig's answer
Contributor Level 6

Send a request for verification in writing. If you don't have their contact ...
Question
5 months behind on car loan payment, under TX contract,...

AUTO FINANCE - i HAVE A CAR FINANCED AND HAVE NOT MADE PAYMENT IN 5 MONTHS. hAVE NOT HEARD FROM LENDER AND CONCERNED THAT CHARGES COULD BE FILED. i ...

Ronald Lee Burdge
Ronald Lee Burdge's answer
Contributor Level 4

That isn't likely but why take a chance? Call the lender and make arrangements ...
Question
negotiating old credit card debt with collection ...

old credit card debt - There is an old credit card debt, i would say 5 years now, and the company is coming after me, thru a collection agency. i have been ...

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I think you have already been doing the right things, by disputing the debt. My ...
Elliott M. Portman
Elliott M. Portman's answer
Contributor Level 3

The NY Statute of Limitations is six years from the default in payment or from ...
Question
Debt Collection from Law Firm

If I have a credit card debt, but the law firm who purchased the debt violated the Fair Debt Collection Practices Act by not ...

Question
debt collection CA creditor debtor law, past due ...

collecting past due invoices from customer - Hi, A customer purchased a number of items for resale in February, much more than usual - about $2000.00 worth of products over a ...

Jonathan Gregg Stein
Jonathan Gregg Stein's answer
Contributor Level 4

You should deposit the check and not bother going after the $270. Even if you ...
Question
can creditor seek debtor's 401k for debt collection ...

Creditor lawsuits - If one were to get sued by a creditor or collection agency, would that person be in danger of loosing their 401K

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User's answer
If I were sued it would be because of credit card debt. The 401K would be set ...
Jonathan Gregg Stein
Jonathan Gregg Stein's answer
Contributor Level 4

The answer is that it depends on why you are being sued and how the 401k is set up.
Question
can a collection agency for an old apartment debt ...

collections - can a collection agency for an old apartment debt garnish my wages?

Oscar Michelen
Oscar Michelen's answer
Contributor Level 5

If the debt was turned into a judgment, then the creditor can garnish your ...
Question
debt collection and garnishment procedure in WA state

GETTING GARNISHED - if you are already getting garnished can another collection COMPANY garanish you too at the same time

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Lesley Abigail Hoenig's answer
Contributor Level 6

Another company can get an order granting garnishment if you are already being ...
Question
debt collection, wage garnishment in WA state, debtor'...

collection company's - can a collection company that got my account for my reposed car garnish my wages after only having the account for 1 month

Shelly Crocker
Shelly Crocker's answer
Contributor Level 5

Except in extreme cases where a prejudgment writ of attachment is granted by ...
Question
process for collecting unpaid debt in WA state

Small Biz Owner - Collecting on Debt - I am a small-business owner. How can I best and cost-effectively collect the $28,000 a debt that a Fortune 500 company owes me for ...

Michael Barwood Gottlieb
Michael Barwood Gottlieb's answer
Contributor Level 3

Send a letter to the company's accounting and legal departments with a copy of ...
Question
debtor setup payment plan with creditor, under IL ...

credit card debt - I have an outstanding balance with a credit card. They want 9000. I have made a payment last week of 1000 and set up two payments of ...

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Lesley Abigail Hoenig's answer
Contributor Level 6

Aside from filing bankruptcy, no you can't stop them from suing, but let's say ...
Mazyar Malek Hedayat
Mazyar Malek Hedayat's answer
Contributor Level 3

The issues you've brought up will be governed primarily by case-law, sometimes ...
Question
under FL collection laws is a debtor still liable for ...

creditors - I had a default on a credit card, and while looking at my credit score I noticed the creditor had charged off as bad debt and used it ...

Dennis Andrew Chen
Dennis Andrew Chen's answer
Contributor Level 5

Most likely, yes. There are other factors that may affect whether you owe the ...
Question
collections law state of TX, negative credit report ...

Which reporting to my credit is worse after bankruptcy has been filed, collections or bankruptcy? - I had a bank who was reporting to Chexsystems that I had an outstanding balance that had not been included in my bankruptcy. When I ...

Jay Stuart Fleischman
Jay Stuart Fleischman's answer
Contributor Level 3

It is illegal for a creditor to continue to report a debt discharged in ...
Question
old credit card debt

what to do when you are summoned for an old credit card debt

Question
process for filing lawsuit to collect on unpaid ...

Unpaid promissory note - I lent friends a large sum of money. They signed a promissory note and did not pay back the money when it was due. If I file a lawsuit,...

Jonathan Gregg Stein
Jonathan Gregg Stein's answer
Contributor Level 4

You can sue the person to recover the money. If the amount is under $7,500, you ...
Question
Debt Owed - No attempt to collect

My husband and I built a house in 2006, moved in January of 2007. The contract we signed with the General Contractor stated we would ...

Hanna-Aurelia Dunlap
Hanna-Aurelia Dunlap's answer
Contributor Level 2

Sounds like the contractor is using the unpaid permit fees as an excuse to get ...
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Scott W Paris' answer
Contributor Level 3

I agree with Hanna's comments...i would add that you could argue a defense of ...
Question
state of AL collecting prior debt what are the ...

state arrears - My husband and I split up about 2 years ago. I filed for TANF in Alabama. We have gotten back together. They are now taking him to ...

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