Chicago Chapter 7 Legal Advice (45 found)

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Mazyar Malek Hedayat
Mazyar Malek Hedayat's answer
Contributor Level 5

Your question is whether returned checks and associated fees can be discharged...
Question

David Adam Blansky
David Adam Blansky's answer
Contributor Level 5

Only your obligation under the car loan will be discharged in your bankruptcy....
Question

E. Brian Davis
E. Brian Davis' answer
Contributor Level 7

No. It is gross income (before taxes).
Henry Repay
Henry Repay's answer
Contributor Level 6

The means test is based on gross income. You should be aware that: (1) the...
Question

Joseph Michelotti
Joseph Michelotti's answer
Contributor Level 4

Presumption against you: cash advances within 70 days of of filing (...
Andrew Joseph Miofsky
Andrew Joseph Miofsky's answer
Contributor Level 4

The simple answer is your credit line should say $0 Balance; and the trade line...
Question

Stacy Teegardin Beutler
Stacy Teegardin Beutler's answer
Contributor Level 3

Filing a chapter 7 does not cause you to lose the house. We can protect the...
Henry Repay
Henry Repay's answer
Contributor Level 6

In all likelihood, you can retain the property. Whether it is advisable is...
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

If you are receiving regular income from it, then the income would impact your...
Question

Andrew Joseph Miofsky
Andrew Joseph Miofsky's answer
Contributor Level 4

This is a tough question to answer because the issue is likely to turn on...
Question

Russell A. Demott
Russell A. Demott's answer
Contributor Level 4

Probably not. As long as payments are made, he'll be able to keep it. You'll...
Kevin Lee Linder
Kevin Lee Linder's answer
Contributor Level 7

If your name is on the titel, then it is property fo the bankruptcy estate. If...
Henry Repay
Henry Repay's answer
Contributor Level 6

Since the equity cannot be claimed by any of the owners as homestead, it is...
Charles Ross Smith III
Charles Ross Smith III's answer
Contributor Level 3

Generally speaking it is a bad idea to try to pay off some creditors before...
Mazyar Malek Hedayat
Mazyar Malek Hedayat's answer
Contributor Level 5

It is very hard to adjust chapter 13 payments, though if your income...
Laura Mcfarland-Taylor
Laura Mcfarland-Taylor's answer
Contributor Level 8

You can explore the possibility of converting to a Chapter 7. Discuss this with...
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

You should provide your pay information to your attorney with an update of your...
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

You should review the court docket. You may not have been required to have a...
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

You should consult an attorney to review your circumstances. If you have not...
Question

Kevin Kennedy Gipson
Kevin Kennedy Gipson's answer
Contributor Level 4

Whether or not you can modify your Chapter 13 Bankruptcy Plan to allow you to...
Henry Repay
Henry Repay's answer
Contributor Level 6

Your question is complicated and cannot be answered without a detailed...
Question

Laura Mcfarland-Taylor
Laura Mcfarland-Taylor's answer
Contributor Level 8

Maybe - it's impossible to answer your question definitively since every...
Henry Repay
Henry Repay's answer
Contributor Level 6

Assuming you qualify from a credit standpoint yourself and do not need her...
Marcus Gregory Tiggs
Marcus Gregory Tiggs' answer
Contributor Level 4

There is not enough information in your question for a complete answer....
Peter LaSorsa
Peter LaSorsa's answer
Contributor Level 6

You can pay the IRS off then file which would be your best bet.
Question

Henry Repay
Henry Repay's answer
Contributor Level 6

You should be able to list the creditor and then include in the same box...
Question

Andrew Daniel Myers
Andrew Daniel Myers' answer
Contributor Level 7

Be wary of debt consolidation agencies. A number of them have actually taken...
Alan James Brinkmeier
Alan James Brinkmeier's answer
Contributor Level 10

I agree with Mr. Myers. Many such agencies use your information for other...

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