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About me

Advocating for the Rights of Massachusetts Consumers.

We have a reputation for championing the rights of individuals who have been harmed or victimized as consumers. In the process, we have obtained extraordinary results for clients and have received a great deal of public attention for cases that have made a difference and often changed the behavior of “untouchable” entities, like corporations, banks, creditors, and landlords. From holding them accountable for their misconduct, to prosecuting lawsuits against banks, to proving damages for clients who have been wrongfully treated by creditors, we have consistently proven our dedication to the Massachusetts consumer.


Practice areas


  1. Bankruptcy: 50%
  2. Litigation: 25%
  3. Foreclosure: 25%


Payment types:

Cash, Check, Credit card

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Contact info


18 Commerce Way, Suite 2850
Woburn, MA, 01801


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Pro Bono Honor RollUnited States Bankruptcy Court, District of Massachusetts2014
Work experience
TitleCompany nameDuration
AttorneyCULIK LAW PC2012 - Present
Legal InternBecker & Zowine, LLC2010 - 2010
Associate AttorneyHeney & Associates, LLC2010 - 2012
Legal InternUnited States Bankruptcy Court For The District Of Massachusetts2009 - 2009
Association namePosition nameDuration
National Association of Consumer AdvocatesAttorney Member2013 - Present
Boston Bar AssociationMember2012 - Present
Boston Bar Association, Bankruptcy Law SectionAttorney Member2012 - Present
Boston Bar Association, Volunteer Lawyers ProjectAttorney Member2012 - Present
National Association of Consumer Bankruptcy AttorneysAttorney Member2010 - Present
Legal cases
Case nameOutcome
In re Abisso, 490 B.R. 464 (Bankr. D. Mass. 2013)Held that Debtor's martial adjustment was proper and that she accurately calculated her applicable commitment period.
Violation of Automatic StayThe homeowners were awarded a total judgment of $62,225.55, including attorney's fees.
See all legal cases 
School nameMajorDegreeGraduated
Quinnipiac University School of LawLawJD - Juris Doctor2010
Central Connecticut State UniversityPolitical ScienceBA - Bachelor of Arts2007
Central Connecticut State UniversityHistoryBA - Bachelor of Arts2007
Speaking engagements
Conference nameTitleDate
M. Ellen Carpenter FInancial Literacy ProgramCredit Cards and the True Cost of Credit2014
Culik LawReset Your Debt | Rebuild Your Credit: Free Workshop2014
Culik LawReset Your Debt | Rebuild Your Credit: Free Workshop2014