Archived
Can my parents-in-law’s creditor put a lien on our house if the down payment was from them?
Richard's answer
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Answered on January 28, 2013
Under these facts, their creditor cannot put a lien on your house. However, the creditors may be able to claim that the transfer was a "fraudulent...
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Archived
Can i press charges & what will happen?
Richard's answer
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Answered on January 28, 2013
You may want to consult a criminal defense attorney or, if you are indigent, the public defender. Your problem is not the money that you owe the...
Archived
What can i do when i got served to garnish my wages?
Richard's answer
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Answered on January 26, 2013
Do the following:
1) File a Claim of Exemption, stating that you need more than 75% of your earnings to pay for "necessities of life." There is...
Archived
I received a summons to appear in court for un collected debt
Richard's answer
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Answered on January 26, 2013
The Statute of Limitations applies to the date when the lawsuit is filed, not the date when a judgment is entered. If the case was filed within...
Archived
Notice to appear vs. Subpoena for credit card trial for a 'custodian of records'
Richard's answer
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Answered on January 26, 2013
A Notice to Appear is served on a party to the lawsuit. A subpoena is served upon a 3rd party.
Archived
Advice on unsecured credit card debt negotiation
Richard's answer
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Answered on January 26, 2013
Yes. You can talk to them on her behalf. Under the Fair Debt Collection Practices Act, a collection agency can communicate with the spouse of a...
Archived
Loaned money with check of $60K with" loan " in memo area and a Money order for another $60K can I still collect from them?
Richard's answer
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Answered on January 26, 2013
Yes. You can probably sue in California. You might have only a two year Statute of Limitations because the promise to repay is not a part of a...
Archived
Where do I get the forms/paperwork required to demurrer a UD?
Richard's answer
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Answered on January 26, 2013
There is no pre-printed form for a Demurrer. It must be on legal pleading paper, with a notice, a demurrer and a memorandum of points and...
Archived
Comcast Cable Communications LLC, is harassing me by sending notice via a credit collection agency ?
Richard's answer
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Answered on January 26, 2013
It is a violation of the federal Fair Debt Collection Practices Act for a debt collector to attempt to collect a consumer debt that is not owed. ...
Archived
Why did a collection agency do an unauthorized hard inquiry after being paid in full April 15, 2009?
Richard's answer
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Answered on January 25, 2013
Your situation is complicated enough for you to invest in paying for a one hour consultation with a lawyer who practices in the areas of Fair Debt...
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