Read your "credit card agreement" or "cardmember agreement" or whatever they call it. If the contract states that the agreement is governed by the...

Do you think they will be able to give me monthly plan?

You may have legal defenses. How old is the debt, i.e., how long ago did you last make a payment? What is the Statute of Limitations? Have they...

Credit card company sued me.

is your present business the same as the LLC that had the credit card? Because it was a business debt, it is not entitled to all of the...

Do i have rights to request the progress report how much i paid, and how much i have left?

You say that you made an agreement on the telephone. Did you get a written and signed confirmation of the terms of your agreement? If it is not...

do you believe that you owe the debt and that their calculation of the amount is correct? Were you actually contacted by the entity that...