An attorneys cost is more staggering than the repayment amount- are there any other steps i can do on my own

Is there a lawsuit or other court involvement? Or, are you just repeating what a debt collector told you? I would advise paying for a one hour...

Ambulance bill for my 2yr. old daughter went to collection. What's going to happen?

I would advise that you not give out any personal info, such as your social security number or date of birth. As far as hurting your daughter's...

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Sold my 1985 blazer to a friend, he has not finished paying me. Its been 3 months since last payment. He has 400 dollars to go.

If you do not have a written agreement, in the form required by the Vehicle Code, you do not have the right to repossess the vehicle. Your best...

When our HOA CC&Rs simply state dues delinquency interest rate is 10% per annum, do we charge simple or compound interest?

If the CC&Rs do not specify compound interest, you may charge only simple interest.

Look at the case number on the document. The Satisfaction of Judgment should be filed in the court where the judgment was entered. If the...

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A medical office sent me a bill. They agreed to set a monthly payment plan. I made monthly payments for about 2 years.

You have rights, and remedies, under both the Fair Debt Collection Practices Act and under the Fair Credit Reporting Act. You need to get a copy...

Is the issue of collection agencies covered by federal law or state law and what laws are these?

You are asking broad questions. It would take, and does takes, many volumes of law books to cover the entire subject of fair debt collection and...

8 years ago the bank got a judgment against to get a lien. I was never notified and now I cant get a bank loan to buy a house

You may have excellent grounds to file a motion to vacate the default judgment. You will need to get copies of the relevant documents in the...

My wife and I are both listed on the deed of trust, but only she is on the note. so I am not responsible for the debt, right?

You might want to review your credit reports with each of the three credit reporting agencies. If this account is listed on any of your reports,...

Can my parents-in-law’s creditor put a lien on our house if the down payment was from them?

Under these facts, their creditor cannot put a lien on your house. However, the creditors may be able to claim that the transfer was a "fraudulent...

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