Rea the co-signor agreement carefully. If you co-signed, the creditor can go after either party, or both. Your remedy is to sue the person for...

The debt collector has a legal right to file a lawsuit. You have a legal right to defend the lawsuit. If the collector decides to file, it will...

The Statute of Limitations runs to the date when the lawsuit was filled with the court, not the date when it is served. There are other statutes...

If a collector is claiming to be a lawyer, check with the State Bar of California and find out if that person is licensed to practice law in...

An attorney would need to review the written documents relating to the $5,000 payment that you made. Did the collector state, in writing, that if...

You did not include all of the information necessary to evaluate your situation. Did you take out a loan when you were in Hawaii? Was a lawsuit...

You can serve a subpoena on the debtor, directing him to bring specified documents to the ORAP. You can have the process server hand the debtor...

Scam. If you are concerned, contact the Washington D.C. Bar Assn and find out whether this "attorney" is licensed to practice law in D.C. If so,...

If a valid judgment was entered, and if the creditor has renewed that judgment every 10 years, it can be enforced by levy upon any non-exempt ...

They want to use your admission as evidence of these facts so that they need not bring in witnesses to prove these facts.