Archived
Debt Collectors & their legal team are sending correspondence & notifications for my relative to my home address.
Richard's answer
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Answered on January 25, 2013
You have no legal obligation to give the debt collectors the new address of your (allegedly) deadbeat relative. In order to stop receiving this...
Archived
What can happen without having a “Judgment Default by Clerk entered” on a judgment case?
Richard's answer
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Answered on January 24, 2013
The docket on the court's website is not the official record of the court. What you need to do is to review the actual documents in the court's...
Archived
What is the procedure to file Writ of Possession (Claim and Delivery) in California?
Richard's answer
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Answered on January 24, 2013
First of all, you cannot do a claim & delivery on a consumer debt.
Second, you will need to post a surety band.
Third, you will need a lawyer.
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How long can bad credit stay on your credit report?
Richard's answer
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Answered on January 24, 2013
You must dispute the incorrect items with the credit reporting agencies. They are then supposed to respond by contacting the reporting creditor...
Archived
Is it true that I can fight a collection agency in court solely based on the fact that i do not owe them money?
Richard's answer
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Answered on January 24, 2013
A garnishment can happen only after a court enters a judgment. A judgment must be based upon proof. And, a court can enter a judgment only after...
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Archived
Can an HOA hire a lawyer as its represenative in Calif. Small Claims Court?
Richard's answer
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Answered on January 24, 2013
No. Neither side can be represented by a lawyer in Small Claims Court. If you have a lawyer, you must file a civil action in Superior Court.
Archived
I got a summons for breach of contract on credit card. How do i respond on the PLD-C-010 answer form ?
Richard's answer
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Answered on January 22, 2013
Failure to validate is not a defense to the lawsuit. It may be a basis for a suit against the debt collector or violation of the Fair Debt...
Archived
I owed HOA assessments. I would like to make a payment arrangement plan. what do I need to do????
Richard's answer
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Answered on January 22, 2013
You do not need to obey their rules. They do not even want to an assistant to waste their time talking to you on the phone. Do they want to pay...
Archived
Can they collect after 10 years of having evicted us?
Richard's answer
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Answered on January 22, 2013
Do not listen to any legal threats made by a debt collector.
A few questions. Was there a money judgment entered as part of an unlawful...
Archived
My wages are being garnished for a 19,000$ hospital bill i want to file my taxes soon will my refund be intercepted and taken to
Richard's answer
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Answered on January 22, 2013
How was the judgment entered? Did you go to court, with a lawyer, and have a trial? Was there a trial? Were you served with Summons and...
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