Kristy Anne Hernandez

Kristy Anne Hernandez

5.0
Rating: 8.7

Licensed for 21 years

Bankruptcy and debt Lawyer at Citrus Heights, CA
Practice Areas: Bankruptcy & Debt, Chapter 7 Bankruptcy

7777 Greenback Lane, Suite 212, Citrus Heights, CA

About Kristy

Biography

Practice Areas

2

Practice Areas

Chapter 7 Bankruptcy 25%

Hundreds of families have gotten out of debt by filing a Chapter 7 Bankruptcy through our office. A free consultation will explain your qualifications and what debt can be wiped out. We also represent businesses that need bankruptcy. Ask how Chapter 7 can get rid of taxes and foreclosure debt! Use Chapter 7 to stop a foreclosure, wipe out credit card debt, stop a wage garnishment and much more!!

22 years | 800 cases

25%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes

Hourly Rates

$ 200-250 per hour


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in California for 21 years

State: California

Acquired: 2004

Active

No misconduct found

Location

Law Offices of Kristy Hernandez

7777 Greenback Lane, Suite 212, Citrus Heights, CA, 95610

Law Offices of Kristy Hernandez

37600 Central Court, Suite 201, Newark, CA, 94560

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Kristy Anne Hernandez's Reviews

Avvo Review Score

5.0 /5.0

13 Client Reviews

5 star (13)
4 star (0)
3 star (0)
2 star (0)
1 star (0)

Posted by Aleksandr | September 4, 2025 | Hired Attorney

This review is from a person who hired this attorney.

An attorney who is highly helpful and knowledgeable.

An attorney who is highly helpful and knowledgeable. I had the pleasure of working with her.

Posted by Jennifer Campbell | March 7, 2017 | Hired Attorney

This review is from a person who hired this attorney.

Amazing

Kristy is an amazing and caring person. She stopped the vultures from circling and calling me all day long. She worked with me on my payments I want to thank you so much Thank you kristy for helping me I appreciate it like you would not believe

Posted by Richard | December 29, 2015 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Real Estate Time Sharing Problem

My father, who is 83, had a problem with getting rid of a time-share that ended up becoming a money pit. We contacted Kristy Hernandez due to her great reviews on Avvo. She advised us during our the initial consultation, though she would be happy to be our attorney, we really did not need her servi...ces at this point since no legal action was being brought against us. However, Kristy was kind enough to walk my father through the process as to how time-shares work and what we can do currently to get that "time-share monkey" off my father's back. To top it off Kristy did not charge us for her valuable time spent discussing the matter with her. If the time comes where we truly need to hire an attorney, regarding any ongoing legal problems with this time-share, we will definitely hire Kristy to fight our cause. Thanks!

Posted by anonymous | May 18, 2015

Trustworthy & Competent Attorney

I highly recommend Kristy and her staff. From the moment my wife and I walked into her office in Citrus Heights, we were greeted with a friendly smile which made an uncomfortable and hard situation more tolerable. Then we met with Kristy who we found to be very personable. She took the time to listen... to our problem, needs and ultimate goal, and then provided clear options. After the appointment, we had follow-up questions and she quickly responded to our email. We felt so comfortable with her expertise that we ultimately chose her services after consulting with two other attorneys. The process went smoothly and our ch. 7 bankruptcy closed with no issues. We have learned valuable lessons and are relieved to have been afforded the opportunity to have a fresh start - all thanks to Kristy and her staff.

Posted by nazo | August 14, 2012

Excellent and very professional service

Its has been a wonderful and comforting experience for us in letting kristy hernandez deal with our bankrupy issues. The Staff in scarmento office is very reponsive and pleasant and they kept us well informed about our case. Our problem was excellently and professionally handled by them and i endorse... Kristy hernandez law Office for your legal need. I am completely satisfied and will recomend them to all . Nazish

See All Client Reviews

Kristy Anne Hernandez's Lawyer Endorsements

Endorse Kristy
Elaine Hall-Yee Dai headshot
Elaine Dai

Real estate lawyer | Sep 05

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Ginny Harjot Kaur Walia headshot
Ginny Harjot Walia

Chapter 13 bankruptcy lawyer | Aug 17

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Kaushik Shakti Ranchod headshot
Kaushik Ranchod

Unknown lawyer | Oct 01

Relationship: Fellow lawyer in community

"Kristy is a knowledgeable attorney that is dedicated to her clients. She is sincere an excellent communicator and professional. Kristy is committed to seeing that her clients are happy and receive excellent legal services."

Hasan Abdullah headshot
Hasan Abdullah

Chapter 13 bankruptcy lawyer | Sep 16

Relationship: Fellow lawyer in community

"I endorse this lawyer. Kristy a focused and dedicated bankruptcy lawyer who takes her work very seriously as a professional."

Jared Andrew Day headshot
Jared Day

Bankruptcy and debt lawyer | Sep 12

Relationship: Co-worker

"I endorse this lawyer. Kristy is well respected among her peers as the managing attorney of a successful law firm with locations in Northern and Central California and the Bay Area. She derives great enjoyment and satisfaction from assisting individuals and businesses in navigating the complex legal system to resolve complicated legal challenges. Kristy is well-versed in the fields of bankruptcy and debt-related issues, real estate, tax, estate planning, and family law. She also possesses a broad knowledge of many other areas of the law, which functions as a great asset to clients facing unique legal challenges. Kristy is dedicated and thoughtful in her approach to client services."

Shah Peerally headshot
Shah Peerally

Chapter 7 bankruptcy lawyer | Aug 17

Relationship: Worked together on matter

"I endorse this lawyer. Kristy is a fabulous lawyer, I have recommended many clients to her law firm and they have not been disappointed with her work. I gladly recommend Kristy."

Jared B Gaynor headshot
Jared Gaynor

Bankruptcy and debt lawyer | Dec 22

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Kelly Marie Resnick headshot
Kelly Resnick

Bankruptcy and debt lawyer | Mar 23

Relationship: Co-worker

"Kristy is a great mentor and attorney. She takes the time to listen to each client's unique situation and concerns, and puts them at ease with a strategy on how to fix their situation with the maximum benefit to the client. She takes great pride in her work and the work produced from both of her offices. She is very honest and straight forward with clients, which really helps put clients at ease during this difficult time in their lives."

View All Endorsements
Sarah Marie Litchney headshot
Sarah Litchney

Estate planning lawyer

Alicia Danielle Hartley headshot
Alicia Hartley

Criminal defense lawyer

Brianne Colleen Doyle headshot
Brianne Doyle

DUI and DWI lawyer

Kaushik Shakti Ranchod headshot
Kaushik Ranchod

Immigration lawyer

Jared Andrew Day headshot
Jared Day

Bankruptcy and debt lawyer

Brunella Maria Wood headshot
Brunella Wood

Bankruptcy and debt lawyer

Pennie Elizabeth Arias headshot
Pennie Arias

Bankruptcy and debt lawyer

Shareen Golbahar headshot
Shareen Golbahar

Family lawyer

Kelly Marie Resnick headshot
Kelly Resnick

Bankruptcy and debt lawyer

Shah Peerally headshot
Shah Peerally

Immigration lawyer

Experience

Rating:  8.7 (Excellent)

Honors

2013

Client Distinction Award, Martindale-Hubbell

2012

Lead Counsel Rating Award, Lead Counsel

2012

Best Attorney, City of Citrus Heights

2011

Woman of the Year, National Association of Professional Women

2005

Certificate for Contribution to Legal Scholarship, McGeorge School of Law

2003

Top Oral Advocate, McGeorge School of Law

2003

Witkin Award, McGeorge School of Law

Work Experience

2004 - Present

Managing Partner, Hernandez Law Group

Associations

2011 - Present

Sacramento Valley Bankruptcy Forum

Planning Committee Member - Conference

2010 - Present

National Association of Consumer Bankruptcy Attorneys

Member

2010 - Present

Sacramento County Bankruptcy Forum

Member

2010 - Present

National Association of Professional Women

Member

2010 - Present

California Bankruptcy Forum

Member

2009 - Present

United States Bankruptcy Court, Northern District of California

Admitted

2004 - Present

Sacramento County Bar Association

Member

2004 - Present

State Bar of California

Member

2004 - Present

United States Bankruptcy Court, Eastern District of California

Admitted

Sample of Legal Cases

Loan Modifications

Reduction in monthly mortgage payments

See More Legal Cases

Education

2003

McGeorge SOL Univ of the Pacific

Juris Doctorate

2000

Univ of California Davis

BS - Bachelor of Science

Speaking Engagements

2013

Rob Black On Your Money Television Show Home Loan Modification

2012

Sacramento County Realtors Association

Bankruptcy and Short Sale

2012

Northern California Bankruptcy Conference Bankruptcy and Loan Modification

2012

Monthly Realtor Training Short Sale Success

2012

Leadership and Finance Summit Business Debt and Finances

2011

Vizualize Success Seminar

Debt relief options

2011

KFBK AM1530 Radio, frequent guest

Real Estate and Foreclsoure Advice

2011

KDOW radio frequent guest

Bankruptcy and Short Sale Advice

2011

Foreclosure Prevention Workshop

Foreclosure Prevention

2011

Continung Legal Education for Attorneys

Foreclosure Defense

2011

Association for Continuing Legal Education

Foreclosure Defense

2010

Seminar

Identifying Good Candidates for Loan Modification

2008

Lorman Legal Education Seminar

Advanced Deposition Tactics

Publications

2014

California Real Property Journal Why MERS Litigation is Not Working in California

2012

2011

Online Blog regarding Foreclosure, Bankruptcy and Loan Modification Hernandez Law Blog

Languages

English

Spanish

Activity

Avvo Rating

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What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
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Avvo Rating Levels
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