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In 2004 Kristy founded the Law Office of Kristy Hernandez which now has
offices in Sacramento and the Bay Area. Kristy began her legal career in real
estate litigation. Early on, her practice focused on assisting real estate
investors purchase homes at foreclosure auction, manage their real estate
investments and evict non-paying tenants. Along the way, Kristy realized that
she would rather use her real estate litigation background to help homeowners
stay in their homes and get out debt, rather than assist investors in beefing up
their bottom line. With this fundamental change in outlook, Kristy started
taking on more bankruptcy and consumer rights cases, and the current law firm
was created from that foundation.
Having a background in foreclosure and real estate litigation has proven
incredibly timely since the decline in the real estate market where attorneys
knowledgeable about the foreclosure process were in short supply but greatly
needed. Kristy’s real estate background has enabled her to stay on the cutting
edge of new law created to help the public get out of debt. Since 2004 Kristy
has assisted hundreds of clients in debt relief cases and is a passionate
advocate for consumer rights. Kristy has also helped countless families modify
their home loans or wipe out second mortgages, helping hard-working people keep
the dream of home ownership alive.
2
Practice Areas
22 years | 800 cases
Free Consultation
$0 first 60 minutes
$ 200-250 per hour
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Chat withState: California
Acquired: 2004
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7777 Greenback Lane, Suite 212, Citrus Heights, CA, 95610
37600 Central Court, Suite 201, Newark, CA, 94560
13 Client Reviews
Showing 1 - 3 of 3 reviews | Responsiveness
Posted by anonymous | May 19, 2015 | Chapter 7 Bankruptcy
Trustworthy & Competent Attorney
I highly recommend Kristy and her staff. From the moment my wife and I walked into her office in Citrus Heights, we were greeted with a friendly smile which made an uncomfortable and hard situation more tolerable. Then we met with Kristy who we found to be very personable. She took the time to listen...
Posted by C. Cheryl | June 22, 2011 | Debt Settlement
My Loan Modification Champions!
Cara Milgate and Victoria Ovieda are my loan modification angels. I could not be more pleased with the results. As a struggling business owner in a down economy, I was sure that getting my lender to agree to a loan modification would be virtually impossible. Not only did Cara and Victoria accompli...
Posted by Rob | January 31, 2011 | Debt & Lending Agreements
Saved me $800 per month!!!
I hired Kristy and her team in the bay area office to modify my home loan. I was nervous becasue I got scammed by a prior loan mod company, but they were so good. They only took fees on the mod after they got it permanent. My payment went from $2850 to $2050 per month and I coulldnt believe it. I got...
"Kristy is a knowledgeable attorney that is dedicated to her clients. She is sincere an excellent communicator and professional. Kristy is committed to seeing that her clients are happy and receive excellent legal services."
"I endorse this lawyer. Kristy a focused and dedicated bankruptcy lawyer who takes her work very seriously as a professional."
"I endorse this lawyer. Kristy is well respected among her peers as the managing attorney of a successful law firm with locations in Northern and Central California and the Bay Area. She derives great enjoyment and satisfaction from assisting individuals and businesses in navigating the complex legal system to resolve complicated legal challenges. Kristy is well-versed in the fields of bankruptcy and debt-related issues, real estate, tax, estate planning, and family law. She also possesses a broad knowledge of many other areas of the law, which functions as a great asset to clients facing unique legal challenges. Kristy is dedicated and thoughtful in her approach to client services."
"I endorse this lawyer. Kristy is a fabulous lawyer, I have recommended many clients to her law firm and they have not been disappointed with her work. I gladly recommend Kristy."
"Kristy is a great mentor and attorney. She takes the time to listen to each client's unique situation and concerns, and puts them at ease with a strategy on how to fix their situation with the maximum benefit to the client. She takes great pride in her work and the work produced from both of her offices. She is very honest and straight forward with clients, which really helps put clients at ease during this difficult time in their lives."
Estate planning lawyer
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Bankruptcy and debt lawyer
Bankruptcy and debt lawyer
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Bankruptcy and debt lawyer
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2013
Client Distinction Award, Martindale-Hubbell
2012
Lead Counsel Rating Award, Lead Counsel
2012
Best Attorney, City of Citrus Heights
2011
Woman of the Year, National Association of Professional Women
2005
Certificate for Contribution to Legal Scholarship, McGeorge School of Law
2003
Top Oral Advocate, McGeorge School of Law
2003
Witkin Award, McGeorge School of Law
2004 - Present
Managing Partner, Hernandez Law Group
2011 - Present
Sacramento Valley Bankruptcy ForumPlanning Committee Member - Conference
2010 - Present
National Association of Consumer Bankruptcy AttorneysMember
2010 - Present
Sacramento County Bankruptcy ForumMember
2010 - Present
National Association of Professional WomenMember
2010 - Present
California Bankruptcy ForumMember
2009 - Present
United States Bankruptcy Court, Northern District of CaliforniaAdmitted
2004 - Present
Sacramento County Bar AssociationMember
2004 - Present
State Bar of CaliforniaMember
2004 - Present
United States Bankruptcy Court, Eastern District of CaliforniaAdmitted
Reduction in monthly mortgage payments
2003
Juris Doctorate
2000
BS - Bachelor of Science
2013
2012
Bankruptcy and Short Sale
2012
2012
2012
2011
Debt relief options
2011
Real Estate and Foreclsoure Advice
2011
Bankruptcy and Short Sale Advice
2011
Foreclosure Prevention
2011
Foreclosure Defense
2011
Foreclosure Defense
2010
Identifying Good Candidates for Loan Modification
2008
Advanced Deposition Tactics
2014
2012
2012
2011
English
Spanish
Legal Answers
Legal Guides
Evicting sellers after a short sale
30 Aug 2012
Who's responsible for maintaining a laurel hedge planted on the property line between two residential homes (Washington State)?
05 Feb 2011
What does "Public body" mean or refer to on a Real Estate Contract? what Buyer and Seller paying before and after?
06 Feb 2011
Hanging On To Real Estate the Has Negative Equity???
07 Feb 2011
Getting Equity Back In Your House -- Think Outside the Box
07 Feb 2011
Short Sale Basics
06 Feb 2011