Mark Edward Hancock

One of the most difficult times in my life was when I had to stop working due to a disability based on a long-term illness. Since my employer offered disability insurance, I thought that one thing I would not have to worry about while I was dealing with my medical issues was an income. I was naïve ab...out disability insurance because I had never had to deal with it before. I had to sign paperwork allowing the company virtually unlimited access to my private information and provided them with everything that they asked for because I was threatened with my benefits being cut off if I did not comply. Little did I know that everything I provided to the company would one day be used against me to eventually deny my claim. The truth is that disability insurance companies who offer insurance under ERISA have virtually no incentive to continue to pay a claim because there is virtually no financial penalty for them to do so even when there is substantial medical evidence of disability as there was in my case. The insurance companies deny claims because most people do not have the financial resources to fight them. I had some hints that the insurance company was going to be difficult so I hired Mark Hancock to provide me with advice; however, I felt that I could handle the insurance company on my own because I had misplaced faith that the system would work because I have a legitimate disability. I had no idea that they would do things like hire a private investigator to follow me while never paying for a doctor to actually examine me. When the insurance company eventually denied my claim I hired Mark Hancock to handle my appeal. The appeal was expensive because I had a massive quantity of medical records and many doctors were involved in my care. Mr. Hancock also had to deal with the information that I voluntarily provided the company because I felt that I had to and a legal sized file box full of information that the insurance company compiled on me. Mr. Hancock knew what was necessary to win my case, things that I never could have done on my own, including hiring a disability analyst to counter the insurance company’s “experts” and obtaining statements from my doctors in the proper format. As I mentioned before, the appeal was expensive but Mr. Hancock fought hard to win my appeal. My advice to anyone dealing with a claim under a disability insurance policy is to hire a lawyer and to hire one early on in the process. The way the company treated my case after I hired Mr. Hancock was much different than before I had legal representation. You will save time, aggravation and money by hiring a lawyer before you think you have a problem with your insurance company. You will also avoid making statements that the insurance company will try to twist into evidence that you are not disabled. Finally, you will be able to concentrate on your health rather than dealing with the unreasonable demands of your insurance company. Mr. Hancock was the reason my benefits were restored and I recommend him without reservation. I am posting this anonymously because my experience with this insurance company has made me closely guard all aspects of my personal life not because I have any reservations about Mr. Hancock or the services that he continues to provide on my behalf.

First of all I want to thank Mr. Hancock and his staff for assisting myself and my family through a very difficult time. The last thing you want to do when you are not feeling well is to deal with an insurance company that has terminated your benefits. The Law Offices Of Mark E. Hancock was able to ...get the insurance company to reverse their decision and reinstate my benefits. Mr Hancock successfully obtained and received my LTD plan and medical records, highlighted all my conditions, restrictions and limitations, interfaced with my doctors and got information from them helpful to my case, lined up a vocational expert, pointed out inconsistencies and errors in the insurance company's position, helped me handle their request to have a doctor examine me, and won an appeal for me. I am an executive/high level manager for a national public company and I appreciate the high level of professional service that Mark and his company have provided and continues to provide throughout this very difficult process.