Jason Allan Smith

I paid $1,895 to Michael S. Duggan who said to be working with the company name Credits Best Solutions to stop foreclosure on my house.Michael said his team would conduct a “mortgage violation audit” in which they would review loan documents to find bank violations and promised they would stop the fo...reclosure. I sent him all the docs. He demanded further $1,500 to pay to the attorney, Jason Allan Smith who was going to review my foreclosure file. After a debate and hearing lot of promises from Michael and Jason, I paid another $1,500. None of them did any work on my file. They did not even answer my phone calls after getting my $3,395. Occasionally, when Jason did answer he would come up with some excuses like he contacted the opposite side’s attorney but got no response! Of course, my house was foreclosed. Instead of stopping the foreclosure these guys shoved me into eviction. Surprisingly, Michael demanded another $900 to stop eviction!! Stay away from these thieves.

Hired Jason early 2011 to file chapter 7 for me and after paying him, he never showed in court to represent me on the hearing date, and worst of all never turned in my completion of financial class certificate which made my case close in Jan. 2012 without discharge. I found out about the case being ...closed without a discharge in Aug. 2013 and when I called him back he never answered. I had to file a motion on my BK case in Jan. 2014 and show the court the certificate of completion dated 2011 and the case was closed with a discharge in a matter of 1 week.

I was referred to Jason who initiated the process. I sent a $3650 money order for his help in getting a loan modification on my upsidedown loan and didn't hear back for 1.5 months. I had to email daily/weekly for updates to get their attention and paid an additional $400 appraisal fee to one of his... vendors to "guarantee" the loan modification. I even got convinced to pay another $1k to try a second time with no results after the first attempt produced a denial. I was told they would try a 3rd time for free and never heard back. PLEASE just work with your local loan officer to get help for free. I just completed HARP 2.0 with our local loan officer at Wells and have a much lower payment than before. You can find help from other homeowners here: http://www.loansafe.org/home-loans I keep regretting how much money I spent on these services. =(