Cheryl Lynne Stengel

Cheryl Lynne Stengel

5.0
Rating: 9.3

Licensed for 30 years

Business Lawyer at San Diego, CA
Practice Areas: Business, Bankruptcy & Debt

402 W. Broadway, Suite 1230, San Diego, CA

About Cheryl

Biography

Practice Areas

Fees and Rates

We have not found any cost information for this lawyer


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Licenses

Licensed in California for 30 years

State: California

Acquired: 1995

Active

No misconduct found

Location

Law Office of Cheryl L. Stengel

402 W. Broadway, Suite 1230, San Diego, CA, 92101

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Cheryl Lynne Stengel's Reviews

Avvo Review Score

5.0 /5.0

15 Client Reviews

Filter Avvo Reviews (15) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 5 of 6 reviews | Practice Area Knowledge

Posted by Billy T | February 22, 2026 | Hired Attorney | Bankruptcy & Debt

Cheryl Stengel is the best.

Hiring Cheryl Stengel turned out to be the best decision I had made in many years. I left the state in 2007 to care for my very sick father. He ultimately moved into Hospice and later passed. When I returned almost a year later my financial situation was to put it mildly, a disaster after not working... for a year. She handled my 2008 Bankruptcy. I have repeatedly thought to express gratitude for her excellent work on my behalf. Filing for bankruptcy was a very difficult decision and process for me but she handled it calmly, professionally and in a friendly but no nonsense manner (that I realized in retrospect I needed very much). I am very grateful Cheryl was able to get my “financial ox out of the ditch”. Her work put me on a path to rebuilding my life. I am now retired, have a nice financial nest egg and for years a credit score over 800. THANK YOU CHERYL!!!!!!!!

Posted by Travis | July 02, 2025 | Hired Attorney | Chapter 7 Bankruptcy

Extremely Qualified

Cheryl did a masterful job handling our complex Chapter 7 personal bankruptcy. It is important to work with an attorney who can prevent, or efficiently deal with, any bumps in the road. She did that. I would highly recommend her.

Posted by anonymous | June 03, 2025 | Hired Attorney | Chapter 13 Bankruptcy

A lifesaver- seriously

I hired Cheryl to help me with filing for chapter 13 as a response to litigation repayment. Cheryl was so helpful, she helped us prepare the documents and was able to negotiate and advocate for us, avoiding the filing all together, reaching a settlement. She is extremely knowledgeable and understand...ing, I would highly recommend her.

Posted by BT | January 10, 2024 | Hired Attorney | Bankruptcy & Debt

Simply The Best

Cheryl handled my 2008 Bankruptcy after caring for my father who had cancer for a year out of state. From time to time I have thought to express my gratitude for her excellent work on my behalf and someone pointed out this website. Filing for bankruptcy was a very, very difficult decision and process... for me emotionally but she handled it calmly, professionally and in a friendly but no nonsense manner (that I realized in retrospect I needed very much). I am so grateful for Cheryl helping me get my “financial ox out of the ditch” and putting me on a path to rebuilding my life. Fifteen years later I am now retired, have a nice financial nest egg and for years a credit score over 800. THANK YOU CHERYL STENGEL!!!!!!!!

Posted by John | January 29, 2015 | Bankruptcy & Debt

Finally out of bankrupcty!

I hired Cheryl Stengel to represent me as a bankruptcy attorney for the past 4.5 years. During this time, Cheryl guided me systematically through the intricacies of our complex bankruptcy system. I just received my final bankruptcy Chapter 13 discharge. The bottom line: I could not have made it wit...hout Cheryl's constant and tireless advice. She is extremely knowledgeable and will always do what is best for her client. I highly recommend her as your attorney for any bankruptcy case.

See All Client Reviews

Cheryl Lynne Stengel's Lawyer Endorsements

Endorse Cheryl
Diane Hunter Gibson headshot
Diane Gibson

Bankruptcy and debt lawyer | Jan 24

Relationship: Fellow lawyer in community

"I have known Cheryl for more than 20 years. If I cannot take on a bankruptcy case, she is my first choice for the referral. She is not only a great attorney, but is also personable and treats her clients with compassion and respect. Cheryl possesses the right combination of expertise and skill, while also being attentive to her clients’ needs."

Christopher William Turnbow headshot
Christopher Turnbow

Bankruptcy and debt lawyer | Jan 21

Relationship: Worked together on matter

"I endorse strongly endorse Mrs. Stengel. We worked together on a matter for a client of mine, for whom she obtained a very favorable result."

Kathryn Ursula Tokarska headshot
Kathryn Tokarska

Bankruptcy and debt lawyer | Oct 06

Relationship: Fellow lawyer in community

"I endorse this lawyer. Personable, professional, proficient, honest, and kind."

David John Rausa headshot
David Rausa

Bankruptcy and debt lawyer | Sep 18

Relationship: Fellow lawyer in community

"I endorse this lawyer. I admire her legal skills and expertise. Always professional and engaging."

View All Endorsements
Salim Khawaja headshot
Salim Khawaja

Litigation lawyer

Christopher William Turnbow headshot
Christopher Turnbow

Litigation lawyer

Experience

Rating:  9.3 (Superb)

Honors

2007

Certified Specialist in Bankruptcy Law, Board of Legal Specialization, State Bar of California

Work Experience

2013 - Present

Owner, Law Office of Cheryl L. Stengel

Associations

2015 - Present

San Diego Bankruptcy Forum

Director

2007 - Present

Foothills Bar Association of San Diego County

Officer

2005 - Present

National Association of Consumer Bankruptcy Attorneys

Member

1996 - Present

San Diego County Bar Association

Member

2011 - 2014

East County Family YMCA

Board of Management

2010 - 2013

Rancho San Diego ASA Girls Softball

Board of Directors

Education

1995

Thomas Jefferson SOL

law

N/A

Western State Univ

undergraduate

Speaking Engagements

2014

Thomas Jefferson School of Law

Nuts and Bolts of Bankruptcy

2014

Inspired Works Podcast Reassessing A Bankrupt Life

2011

San Diego County Bar Association

Bankruptcy and Secured Loan Enforcement

2011

Foothills Bar Association

Judgment Enforcement/Debt Collection Issues in Creditor Representation

Publications

2013

Common Assessment Magazine Seeking Protection From Creditors in the Bankruptcy Court: Buying Valuable Time or Ticking Time-Bomb?
Avvo Rating

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Avvo Rating Levels
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