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Cheryl L. Stengel was admitted to the State Bar of California in 1995. She has focused exclusively on insolvency work her entire career, including debtor and creditor representation. She is experienced in all aspects of Chapter 7, 11 and 13 bankruptcy and has represented hundreds of individuals and business entities. She has testified as an expert witness on bankruptcy matters in Superior Court.
Cheryl is a certified legal specialist in Bankruptcy Law by the Board of Legal Specialization of the State Bar of California. She is a member of the U.S. Bankruptcy Court, Southern District of California, Local Rules Advisory Committee and serves on the State Bar of California's Client Security Fund Commission. She is a volunteer attorney with the California Western Community Law Project. She served on the board of directors of the San Diego Bankruptcy Forum from 2015 - 2018 and the board of directors of the East County San Diego Bar Association for 10 years, holding the position of President in 2015-16. She served a 3 year term on the Bankruptcy Law Advisory Commission for the State Bar of California Board of Legal Specialization. She has also volunteered with several nonprofit and youth sports organizations.
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Chat withState: California
Acquired: 1995
No misconduct found
402 W. Broadway, Suite 1230, San Diego, CA, 92101
15 Client Reviews
Showing 1 - 5 of 6 reviews | Practice Area Knowledge
Posted by Billy T | February 22, 2026 | Hired Attorney | Bankruptcy & Debt
Cheryl Stengel is the best.
Hiring Cheryl Stengel turned out to be the best decision I had made in many years. I left the state in 2007 to care for my very sick father. He ultimately moved into Hospice and later passed. When I returned almost a year later my financial situation was to put it mildly, a disaster after not working...
Posted by Travis | July 02, 2025 | Hired Attorney | Chapter 7 Bankruptcy
Extremely Qualified
Cheryl did a masterful job handling our complex Chapter 7 personal bankruptcy. It is important to work with an attorney who can prevent, or efficiently deal with, any bumps in the road. She did that. I would highly recommend her.
Posted by anonymous | June 03, 2025 | Hired Attorney | Chapter 13 Bankruptcy
A lifesaver- seriously
I hired Cheryl to help me with filing for chapter 13 as a response to litigation repayment. Cheryl was so helpful, she helped us prepare the documents and was able to negotiate and advocate for us, avoiding the filing all together, reaching a settlement. She is extremely knowledgeable and understand...
Posted by BT | January 10, 2024 | Hired Attorney | Bankruptcy & Debt
Simply The Best
Cheryl handled my 2008 Bankruptcy after caring for my father who had cancer for a year out of state. From time to time I have thought to express my gratitude for her excellent work on my behalf and someone pointed out this website. Filing for bankruptcy was a very, very difficult decision and process...
Posted by John | January 29, 2015 | Bankruptcy & Debt
Finally out of bankrupcty!
I hired Cheryl Stengel to represent me as a bankruptcy attorney for the past 4.5 years. During this time, Cheryl guided me systematically through the intricacies of our complex bankruptcy system. I just received my final bankruptcy Chapter 13 discharge. The bottom line: I could not have made it wit...
"I have known Cheryl for more than 20 years. If I cannot take on a bankruptcy case, she is my first choice for the referral. She is not only a great attorney, but is also personable and treats her clients with compassion and respect. Cheryl possesses the right combination of expertise and skill, while also being attentive to her clients’ needs."
"I endorse strongly endorse Mrs. Stengel. We worked together on a matter for a client of mine, for whom she obtained a very favorable result."
Litigation lawyer
Litigation lawyer
2007
Certified Specialist in Bankruptcy Law, Board of Legal Specialization, State Bar of California
2013 - Present
Owner, Law Office of Cheryl L. Stengel
2015 - Present
San Diego Bankruptcy ForumDirector
2007 - Present
Foothills Bar Association of San Diego CountyOfficer
2005 - Present
National Association of Consumer Bankruptcy AttorneysMember
1996 - Present
San Diego County Bar AssociationMember
2011 - 2014
East County Family YMCABoard of Management
2010 - 2013
Rancho San Diego ASA Girls SoftballBoard of Directors
1995
law
N/A
undergraduate
2014
Nuts and Bolts of Bankruptcy
2014
2011
Bankruptcy and Secured Loan Enforcement
2011
Judgment Enforcement/Debt Collection Issues in Creditor Representation
2013