Cheryl Lynne Stengel

Cheryl Lynne Stengel

5.0
Rating: 9.3

Licensed for 30 years

Business Lawyer at San Diego, CA
Practice Areas: Business, Bankruptcy & Debt

402 W. Broadway, Suite 1230, San Diego, CA

About Cheryl

Biography

Practice Areas

Fees and Rates

We have not found any cost information for this lawyer


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Licenses

Licensed in California for 30 years

State: California

Acquired: 1995

Active

No misconduct found

Location

Law Office of Cheryl L. Stengel

402 W. Broadway, Suite 1230, San Diego, CA, 92101

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Cheryl Lynne Stengel's Reviews

Avvo Review Score

5.0 /5.0

15 Client Reviews

Filter Avvo Reviews (15) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 5 of 10 reviews | Bankruptcy & Debt

Posted by Billy T | February 22, 2026 | Hired Attorney | Bankruptcy & Debt

Cheryl Stengel is the best.

Hiring Cheryl Stengel turned out to be the best decision I had made in many years. I left the state in 2007 to care for my very sick father. He ultimately moved into Hospice and later passed. When I returned almost a year later my financial situation was to put it mildly, a disaster after not working... for a year. She handled my 2008 Bankruptcy. I have repeatedly thought to express gratitude for her excellent work on my behalf. Filing for bankruptcy was a very difficult decision and process for me but she handled it calmly, professionally and in a friendly but no nonsense manner (that I realized in retrospect I needed very much). I am very grateful Cheryl was able to get my “financial ox out of the ditch”. Her work put me on a path to rebuilding my life. I am now retired, have a nice financial nest egg and for years a credit score over 800. THANK YOU CHERYL!!!!!!!!

Posted by Chris W | February 11, 2026 | Hired Attorney | Bankruptcy & Debt

Professional, Steady, and Highly Competent – Highly Recommend

I can’t say enough good things about Cheryl. From start to finish, she was professional, clear, and extremely knowledgeable. She walked me through the entire Chapter 7 process step by step and made sure I understood exactly what to expect at each stage. Bankruptcy can be an emotional and anxious e...xperience, and there were definitely moments where I had questions or needed reassurance. Cheryl was always responsive, patient, and steady. Her communication was clear, her guidance was practical, and she handled everything efficiently and professionally. The case proceeded exactly as she explained it would, and ultimately resulted in a successful discharge. Having an attorney who is confident, organized, and experienced made all the difference. If you are considering filing and want someone who truly knows what they’re doing and will guide you through the process calmly and professionally, I would highly recommend Cheryl.

Posted by Nicole | July 02, 2025 | Hired Attorney | Bankruptcy & Debt

Bankruptcy

My husband and I hired Cheryl to assist through both a personal and business bankruptcy. She was prompt in response, patient with our repeated questions, and was able to close out both cases successfully. We highly recommend her services.

Posted by Travis | July 02, 2025 | Hired Attorney | Bankruptcy & Debt

Extremely Qualified

Cheryl did a masterful job handling our complex Chapter 7 personal bankruptcy. It is important to work with an attorney who can prevent, or efficiently deal with, any bumps in the road. She did that. I would highly recommend her.

Posted by BT | January 10, 2024 | Hired Attorney | Bankruptcy & Debt

Simply The Best

Cheryl handled my 2008 Bankruptcy after caring for my father who had cancer for a year out of state. From time to time I have thought to express my gratitude for her excellent work on my behalf and someone pointed out this website. Filing for bankruptcy was a very, very difficult decision and process... for me emotionally but she handled it calmly, professionally and in a friendly but no nonsense manner (that I realized in retrospect I needed very much). I am so grateful for Cheryl helping me get my “financial ox out of the ditch” and putting me on a path to rebuilding my life. Fifteen years later I am now retired, have a nice financial nest egg and for years a credit score over 800. THANK YOU CHERYL STENGEL!!!!!!!!

See All Client Reviews

Cheryl Lynne Stengel's Lawyer Endorsements

Endorse Cheryl
Diane Hunter Gibson headshot
Diane Gibson

Bankruptcy and debt lawyer | Jan 24

Relationship: Fellow lawyer in community

"I have known Cheryl for more than 20 years. If I cannot take on a bankruptcy case, she is my first choice for the referral. She is not only a great attorney, but is also personable and treats her clients with compassion and respect. Cheryl possesses the right combination of expertise and skill, while also being attentive to her clients’ needs."

Christopher William Turnbow headshot
Christopher Turnbow

Bankruptcy and debt lawyer | Jan 21

Relationship: Worked together on matter

"I endorse strongly endorse Mrs. Stengel. We worked together on a matter for a client of mine, for whom she obtained a very favorable result."

Kathryn Ursula Tokarska headshot
Kathryn Tokarska

Bankruptcy and debt lawyer | Oct 06

Relationship: Fellow lawyer in community

"I endorse this lawyer. Personable, professional, proficient, honest, and kind."

David John Rausa headshot
David Rausa

Bankruptcy and debt lawyer | Sep 18

Relationship: Fellow lawyer in community

"I endorse this lawyer. I admire her legal skills and expertise. Always professional and engaging."

View All Endorsements
Salim Khawaja headshot
Salim Khawaja

Litigation lawyer

Christopher William Turnbow headshot
Christopher Turnbow

Litigation lawyer

Experience

Rating:  9.3 (Superb)

Honors

2007

Certified Specialist in Bankruptcy Law, Board of Legal Specialization, State Bar of California

Work Experience

2013 - Present

Owner, Law Office of Cheryl L. Stengel

Associations

2015 - Present

San Diego Bankruptcy Forum

Director

2007 - Present

Foothills Bar Association of San Diego County

Officer

2005 - Present

National Association of Consumer Bankruptcy Attorneys

Member

1996 - Present

San Diego County Bar Association

Member

2011 - 2014

East County Family YMCA

Board of Management

2010 - 2013

Rancho San Diego ASA Girls Softball

Board of Directors

Education

1995

Thomas Jefferson SOL

law

N/A

Western State Univ

undergraduate

Speaking Engagements

2014

Thomas Jefferson School of Law

Nuts and Bolts of Bankruptcy

2014

Inspired Works Podcast Reassessing A Bankrupt Life

2011

San Diego County Bar Association

Bankruptcy and Secured Loan Enforcement

2011

Foothills Bar Association

Judgment Enforcement/Debt Collection Issues in Creditor Representation

Publications

2013

Common Assessment Magazine Seeking Protection From Creditors in the Bankruptcy Court: Buying Valuable Time or Ticking Time-Bomb?
Avvo Rating

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  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution