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Jeffrey Daniel Larkin

Bankruptcy and debt Attorney at Carlsbad, CA

5.0   51 reviews
  • Licensed for 20 years
    State CA
    Acquired 2003
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Jeffrey

Learn Jeffrey’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    Jeffrey D. Larkin has handled thousands of cases during his legal career in the areas of Chapter 7, Chapter 13, Debt Settlement, Adversary Proceeding Defense Litigation, Foreclosure Assistance, Credit Repair and Loan Modification

  2. Chapter 13 bankruptcy
    Chapter 13 bankruptcy in California, also known as a reorganization or “wage earner plan”, is filed under Chapter 13 of the United States Bankruptcy Code.

  3. Chapter 7 bankruptcy
    Chapter 7 is a liquidation bankruptcy where a court-appointed trustee takes control of any assets you own at the time you file for bankruptcy protection. The trustee’s job is to make sure you comply with all bankruptcy rules and regulations.

  4. Debt settlement
    Jeffrey D. Larkin has saved his clients hundreds of thousands of dollars by settling debts for a fraction of the balance. His intelligent approach to debt solutions is customized to every individuals unique situation.

San Diego bankruptcy attorney Jeffrey D. Larkin has over 17 years of experience practicing bankruptcy law and consumer debt relief. From 2002 to 2009, Mr. Larkin gained invaluable experience working at two of the largest bankruptcy law firms in San Diego County. In 2008, Mr. Larkin was one of the top five bankruptcy filers in the United States Bankruptcy Court for the Southern District of California, and among the top 500 bankruptcy attorneys in the United States for Chapter 7 and Chapter 13 filings. In 2009, Mr. Larkin made the decision to leave high volume practice in order to provide customized debt solutions and small firm, personalized service that every client deserves during difficult financial times.

Contact the Larkin Law Firm today for a no obligation, free consultation to discover how an experienced bankruptcy attorney and consumer debt relief lawyer can make an important difference in your financial future.

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The Larkin Law Firm
Intelligent Debt Solutions
5927 Balfour Ct., Ste. 201
Carlsbad, CA, 92008

Bankruptcy lawyers nearby


5.0 / 5.0
  51 customer reviews
5 Star
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1 Star
Posted by Tony | January 28, 2024
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Courteous and knowledgeable
Mr Larkin replied promptly to my question and provided to-the-point, helpful advice. Highly recommended!
Posted by Michelle | April 27, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Easy Easy Easy
Mr Larkin did his job so well for my BK we communicated 7 times in a span of 4 weeks and my BK is done! He is amazing he made this experience too easy. He was in the game from start to finish. Thanks Jeff you are the Best!!!
Posted by Jasmeet | February 18, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Debt Relief
Jeff by far is the best attorney out there when it comes to debt relief or anything related. I got sued by a creditor for defaulting on a business loan back in 2017 when I had to shut my business down. I reached out to Jeff for a free consultation and he gave me a clean, simple and affordable game plan over the phone. In the matter of weeks, Jeff negotiated the debt with the creditor with over 50% reduction in a cash lump settlement.
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Posted by Cecilia clifford | April 12, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 7
I’m so grateful, I met Mr Larkin. He handle my chapter 7 bankruptcy. I saw 3 atty before him, they all say that I cannot file chapter 7. I was losing hope until, I met mr Larkin. I was able to file chapter 7 with his helped. He’s always there when I have question, easy to talk too.. he know his stuff. Thank you very much mr Larkin.
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Posted by John | January 16, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Great work, stress free.
Jeff was knowledgeable and was able to answer all of my questions as well as all of the paperwork involved. He made the process as stress free as possible.
Posted by Normandie | December 13, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Saved Me Thouands
Jeff Larkin is a genuine, caring, and competent bankruptcy attorney. From our first consultation, Attorney Larkin went far beyond my expectations by taking a very thorough history of my complicated financial background by spending 90 minutes with me. That was before I even hired him. That painstaking history for a Chapter 7 bankruptcy for credit card debt, later gave me an exemption of $26,000....Another attorney would not have been interested in what brought me to the point of bankruptcy, thereby missing vital information, but it was Jeff Larkin’s keen eye that found a loophole saving me thousands of dollars. I trusted Jeff Larkin and he never let me down. He was personally available to me by phone, text, and email and he always got back to me quickly. I could go on and on about Jeff — his services are exemplary, for sure — but do yourself a favor, and see for yourself.
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Posted by anonymous | November 27, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Top Notch Experience!
Jeff Larkin is as good as it gets. Dealing with attorneys can be scary as you may not know if they have your best interest at heart. When you hire Jeff, you can be assured of this. He is caring, diligent, organized, understanding and kind. I could not have made a better decision with regard to choosing an attorney this time around. When selecting Jeff, we met in person, then I read his reviews, I almost went with one of those attorneys on TV in the morning, after realizing what a mistake that would have been I moved forward with Jeff. I can't say enough about his professionalism, so I'll stop and just continue to recommend him to those in need. Thank you Jeff, its been worth every penny!
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Posted by Kevin | August 23, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Very Professional
Mr. Larkin took the time to meet with us and answered any questions we had. We were updated throughout the entire process and he was quick to respond to any emails we sent him. Knowing he was there for us from start to finish took a big weight off our shoulders.
Posted by Heddi | July 18, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Forget the rest...Call the BEST!
I am very pleased with Jeff Larkin! He made it easy for me. He explained everything and made sure I was informed on everything that was taken place. Once I retained him all the creditors calls stopped. I was nervous he assured me it would be fine. He took all of my phone calls. I was carrying around a big stress load. Once my court date was over it was like a big weight had been taken off my shoulders. He was very professional. He prepared me well for what the judge would ask me. Everything went very smooth! I would highly recommend Jeff Larkin and The Larkin Firm!!!! He is the BEST!
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Posted by Andrew | May 12, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Made this awful experience much better!
Jeff lead me through the bankruptcy process. He not only eased my fears, but answered all my questions and walked me through each step. What started as a major upheaval in my life was made much better by Mr. Larkin.
Posted by Betty | March 14, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Top Notch Attorney
Attorney Larkin was absolutely amazing throughout the entire bankruptcy process. From the moment of my initial consultation he made me feel at ease and answered all of my questions. He explained everything in an easy to understand way and always promptly returned my calls and emails. If you are reading this looking for a bankruptcy attorney do yourself a favor and contact him. You will not be disappointed.
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Posted by Joyce | May 22, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Gets it done
Jeffrey got my HOA to release a lien they no longer had claim to. He did everything he said he would and more. His service was very valuable and I would hire him again if the need arose.
Posted by Bobbi | May 9, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Chapter 13
Jeff was patient, professional and thorough. He walked me through the process, met with me several times as a consultation before I was willing and able to commit. Was always available for questions and I never felt like he was impatient with me. I HIGHLY recommend him!
Posted by Lisa | May 6, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Honest and knowledgable Attorney!
A friend recommended Mr. Jeff Larkin to me and I am so glad I gave him a call. From the first phone call Mr Larkin was professional and compassionate! He listened and gave me some clear options. I met with him and was even more pleased! Mr Larkin went the extra mile for me and always encouraged me to call or email if I had further questions. I was being sued for 15,000 dollars, my bank was levied and the creditor was coming after my husband too! Mr Larkin got the judgement reduced to 0! I owe the creditor nothing and had monies returned to my bank and proper court papers filed to protect me in the future! Thank you Jeff! I recommend The Larkin Law Firm, you will not be disappointed
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Posted by anonymous | February 16, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Debt Settlement Client
Ever since my first conversation with Jeff I knew I'd be in good hands. I received a Notice of Withholding from my employer for some unsecured credit card debt that I was being sued for and wanted to see what my options were in lieu of wage garnishment. I first tried a bankruptcy attorney who only seemed interested in pawning me off on his paralegals who wanted me to pay a large sum of money to damage my credit even further with a bankruptcy. Jeff offered me excellent unbiased advise and really set himself apart from the larger firms by offering a very reasonable fee and personal attention that I needed to keep me well informed. In the end, Jeff saved me thousands of dollars by talking me through my options and coming to an agreement that was satisfactory for all parties involved. If you need to find someone you can trust to get you through an unpleasant financial situation look no further than Jeff Larkin with The Larkin Law Firm.
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Posted by Maria | December 30, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Jeff saved us!
We were on the brink of losing our house and after several phone calls to other lawyers Jeff was the one that assured me that there was a way to keep my house. He held my hand practically during this whole process and he was always reachable when I had questions. His knowledge on my case and the law was very comforting. I called him many times in a panic, thinking things were going wrong but he calmed me and re assured me that everything was going to work out and it sure did. Thank you Jeff for all your help and knowing exactly what to do to help us get through that difficult time in our lives.
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Posted by Judy | November 29, 2015
This review is from a person who hired this attorney.
| Hired Attorney
I am very grateful to my lawyer, Jeffrey Larkin. He was so kind, compassionate, and competent during a tough period in my life and I will always be thankful. It was a huge relief to know that I was in safe hands and I would recommend him to others without reservation.
Posted by anonymous | August 4, 2015
Extremely professional, smart AND kind
Jeffrey Larkin was referred to me by a friend who had used him for her bankruptcy several years back. It took me a long time to decide I had to file Chapter 7 but finally, circumstances were such that there was no choice. Jeffrey was professional and knew his stuff. Mine was a difficult case but the outcome was the best that could possibly be imagined. I highly recommend Jeffrey to handle anyone's personal or business bankruptcy.
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Posted by Anna | July 14, 2014
Jeffrey Larkin made my bankruptcy experience easy!
I was extremely nervous to start the bankruptcy process and look for a lawyer. I have had bad experiences with lawyers in the past. I narrowed it down to two lawyers by researching the internet. Jeff Larkin was the second lawyer I met with and he instantly impressed me with his knowledge about the different types of bankruptcy and what would be a good option for me. After answering a series of questions about my financial history he explained what would be a choice for me and the steps needed to get the rid of my debt quickly. Through the whole process he was always quick to return a email or phone call when I had a question . He also kept me at ease by explaining every step of the process and keeping me informed of what to expect next. I would highly recommend Jeffrey Larkin to my own family and friends and anyone who needs a good bankruptcy lawyer to help them gain financial freedom.
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Posted by Michael V. | August 24, 2013
My Highest Recommendation
Our story echoes others here. Jeff was the second lawyer to handle our Chapter 7 filing, the first firm nearly filing our case using the wrong election which would have placed my business and other assets at unnecessary risk. When we decided to switch attorneys, we were fortunate enough to find Jeff here on Avvo and were impressed with his reviews. Unlike our first attorneys, Jeff 's practice is 100% debt and bankruptcy related. Over the course of the 7 months we worked together, my wife and I were quite impressed with not only his knowledge but his willingness to readily admit when he did not know something. In those cases, he consulted others humbly to assist us. And our case was anything but routine, in that we had an active civil suit we were party to at the time of our Chapter 7 filing, I had my business to protect, and the rising real estate market placed our home at risk during the process. With Jeff's guidance and representation, we were successfully able to navigate the process with absolutely no loss of money or other assets. The results exceeded our expectations. I don't have to tell anyone how stressful going through bankruptcy is, and the strain was significantly reduced not only by our confidence in Jeff, but by his very calm, caring, reassuring demeanor. I might add in my various careers I've worked with at least two dozen different attorneys, and Jeff rates with the best of those I have dealt with. In short, I could not offer a higher recommendation.
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  • Free Consultation 60 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 8.3 (Excellent)

Work Experience

  • Managing Attorney
  • Doan Law Firm
  • 2006 - 2009
  • Associate Attorney
  • Pacific Law Center
  • 2005 - 2006
  • Law Clerk/Associate Attorney
  • Doan Law Firm
  • 2002 - 2005


  • Thomas Jefferson SOL
  • Juris Doctorate
  • 2002
  • California State University, San Bernardino
  • Bachelors
  • 1999

Sample of Legal Cases

  • Thousands of Successful Cases Filed
  • Millions of Dollars of Debt Eliminated
  • Settle Debts at a Substantial Discount
  • Millions of Dollars of Debt Drastically Reduced


  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2006 - Present
  • American Bar Association
  • Member
  • 2003 - Present
  • State Bar of California
  • Member
  • 2003 - Present

Languages Spoken

  • English
  • Spanish

Honors and Awards

  • Clients Choice Award
  • AVVO
  • 2017
  • Top Contributor
  • AVVO
  • 2013
  • Clients' Choice
  • AVVO
  • 2012

Attorney endorsements

Received (13)
Given (8)
Endorse Jeffrey
Unknown Attorney | Aug 14
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Nov 25
Relationship: Other
"I am very impressed with Jeffrey Larkin and his credentials. I endorse this attorney."
Bankruptcy and debt Attorney | Oct 04
Relationship: Fellow lawyer in community
"I've read Mr. Larkin's responses to bankruptcy questions on avvo and believe that he is highly knowledgeable and experienced in the area of Bankruptcy practice. I endorse this lawyer."
Bankruptcy and debt Attorney | Feb 08
Relationship: Fellow lawyer in community
"Jeff is a very knowledgeable and experienced bankruptcy attorney. He takes time to meet with clients and explain their options, not just tell them they have to file for Bankruptcy. He is honest, friendly and great to work with. I strongly endorse this attorney for your bankruptcy needs."
Chapter 7 bankruptcy Attorney | Sep 08
Relationship: Worked together on matter
"I've worked with Jeff on various bankruptcy and debt relief matters over the last 6 years and we've previously worked together at two of the larger San Diego Bankruptcy firms. Jeff is extremely knowledgeable and experienced in practically every bankruptcy matter imaginable and not only is he an excellent attorney for those seeking bankruptcy and debt relief representation but he's also an invaluable resource of information for fellow bankruptcy attorneys."
Bankruptcy and debt Attorney | Dec 16
Relationship: Worked together on matter
"I endorse this lawyer. Jeff Larkin is an honest lawyer. That bears repeating. Jeff Larkin in an honest lawyer. Combine his honesty with his skills and knowledge of bankruptcy law and what you get is a lawyer who you can depend on to tell you the truth and who is certain of what that truth is. Mr. Larkin makes an excellent bankruptcy attorney because he is able to break down the issues for his clients and help them to understand those issues. Once a client understands the issues involved in their particular case, he then presents them with the entire universe of options and helps them to make a well-reasoned and informed choice. Through this process Mr. Larkin is able to build trust and empower his clients. This makes Mr. Larkin not only a great lawyer but a great counselor as well."
Bankruptcy and debt Attorney | Jun 24
Relationship: Co-worker
"I endorse this lawyer's work. Mr. Larkin is trustworthy and very knowledgeable. He has been practicing bankruptcy and debt relief for years and tailors debt solutions to client needs. I would definitely refer friends and family to Mr. Larkin."
Bankruptcy and debt Attorney | Dec 17
Relationship: Fellow lawyer in community
"I have gotten to know Jeff through our participation in various internet fora and endorse him enthusiastically. If I had a friend who needed a bankruptcy lawyer in or near Carlsbad, I would send them to Jeff."
Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community
"Endorsement: Mr. Larkin has made a subtantial number of contributions on I have read several of his contributions and have found them to be thoughtful, informative and practical."
Bankruptcy and debt Attorney | Jun 13
Relationship: Fellow lawyer in community
"Mr. Larkin has demonstrated his expertise in bankrutcy law through his answers to questions posted on Avvo."
Bankruptcy and debt Attorney | Jun 05
Relationship: Fellow lawyer in community
"I endorse this lawyer's work. Jeffrey is an aggressive bankruptcy attorney who does his best to help clients in dire financial situations get back on their feet. I have personally see him dedicate himself to a client's needs. If I had a client who needed bankruptcy and debt advice, I would not hesitate to contact Jeffrey."
Bankruptcy and debt Attorney | Jun 02
Relationship: Fellow lawyer in community
"Jeffrey Larking is a tremendously talented and hard working attorney. I have full and complete faith in his ability as a lawyer and find him to be extremely honest and trustworthy. I have known him for several years and would not hesitate to refer any of my family or friends to his office."
Bankruptcy and debt Attorney | Apr 16
Relationship: Fellow lawyer in community
"I have known Jeffrey Larkin for several years, and I have worked closely with him at my previous law firm. I find him to be a trustworthy, hard-working, talented and dilligent lawyer. I would not hesitate to refer friends and family members to Mr. Larkin. He is an intelligent advocate who works hard to advance the rights of his clients. I endorse this lawyer's work with great enthusiasm."
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