Student Loans and Bankruptcy
Jul 13, 2010There are now very few options for discharging student loans during bankruptcy. This guide details the ways a student loan can be discharged, and how to go about doing so....
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Jeffrey Daniel Larkin's Legal Guides (23)
Carlsbad, CA
Bankruptcy and debt Lawyer at Carlsbad, CA
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy ... +2 more
Bankruptcy FAQs (part 2)
Jul 13, 2010What is the “Meeting of Creditors” and should I be concerned? Approximately 30 days from the date the bankruptcy petition is filed, a meeting of creditors is held. The purpose of the meeting is so t...
See Full GuideBankruptcy FAQs (part 1)
Jul 13, 2010The Automatic Stay: What is it and what can it do for you? The automatic stay is one of the most powerful weapons in a bankruptcy arsenal to protect a debtor from his or her creditors. Its impact is...
See Full Guide3 Questions to Ask a Potential Law Firm Before Hiring Bankruptcy Representation
Jun 01, 2009Do I Meet With a Licensed Attorney at My Initial Consultation? If you don’t, turn around and walk out the door. Oftentimes called “bankruptcy analysts”, “intake coordinators” or some combination the...
See Full GuideHow do I make sure I choose a competent bankruptcy attorney to represent me?
May 21, 2009Listen to your Gut First and foremost, listen to your gut. If your gut feeling tells you that the attorney or law firm you are dealing with is questionable, you should immediately get yourself out o...
See Full GuideWhat kind of supporting documentation do I need to provide in order to file bankruptcy?
May 21, 2009Cases Filed in the Southern District of California Certificate of Credit Counseling (get from www.personalfinanceeducation.com) CCP 703.140 Waiver (if married and one spouse is not filing) Real Estat...
See Full GuideBankruptcy Exemptions: Can I exclude 1 or 2 of my credit cards?
May 21, 2009Zero Balance If you have a zero balance on a credit card when you file, this account does not have to be listed since it is not a debt that is owed. From a practical standpoint, however, it is likel...
See Full GuideI’m confused. Should I do a short sale, let my house foreclose, or file bankruptcy?
May 21, 2009Short Sale A short sale is the process of selling a piece of real property for less than what is owed on the loan(s). Short sales require the approval of the lender who will be affected by the sale,...
See Full GuideWhat is lienstripping in bankruptcy and how can it help make my mortgage payment more affordable?
May 21, 2009What Needs to Be Proven? In order to qualify for a lien strip in Chapter 13, debtors must show that the current value of their property is worth less than what is owed on the first, such that the jun...
See Full GuideWhat is the timeline of the foreclosure process in California?
May 21, 2009Approximately 90 Days After Missed Payment The process usually begins 90 days after you have not made a payment with the filing of a Notice of Default. The Notice of Default is filed with the county...
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