Do I need to provide insolvency letter notarized after Parent died with no assets, no money, and credit card debt?
Lawrence's answer
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Answered on March 04, 2021
First and foremost, I want to express my condolences. I suddenly lost both of my parents last year and it has been difficult. The above attorneys...
Chapter 7; Arizona; Meeting of Creditor: what do I say if I get asked questions about inability to pay?
Lawrence's answer
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Answered on May 04, 2020
I agree that it would be a shock to see them show up at the meeting of creditors. There is more to this however. If borrowed the money and used a...
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Hi. I am a co-signer for Navient, how can I sue the primary borrower because they don’t want to pay and my credits a mess now?
Lawrence's answer
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Answered on October 01, 2019
From your description, it is unclear if you signed off on the contract. You have a right to a copy. If indeed you did sign the agreement, you are...
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My vehicle was stolen and deemed as a “total loss” and vehicle was just towed from my apartments. But I’m going to file bk?
Lawrence's answer
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Answered on September 13, 2019
Ditto. You must include all debt in your bankruptcy filing. By filing a bankruptcy, you are attesting under penalty of perjury that you have...
Can i file bankruptcy on car registration loans?
Lawrence's answer
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Answered on September 13, 2019
Mr. Campbell is correct. If you file a chapter 7, there is also the possibility that the trustee can avoid the lien and take the vehicle. It is...
Archived
What besides garnishment, bank levy, and property attachment can creditors pursue post-judgment?
Lawrence's answer
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Answered on August 31, 2019
All of the above.
The creditors may do nothing but record liens. The judgment will last a long time which can stymie future attempts to...
In a Arizona Bankruptcy, what is the Mobile Home Homestead Exemption Limit?
Lawrence's answer
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Answered on August 20, 2019
Not an easy a question as one might think. Is the house selling for fair market value? Have you filed a bankruptcy or are you contemplating...
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If a debtor filed BK, and I already have a default judgment against the Garnishee, Is the Garnishee Judgment Still collectable?
Lawrence's answer
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Answered on August 19, 2019
My understanding is that the judgment against the employer is a separate debt against a party who has not filed a bankruptcy, something akin to a...
Archived
How and where do i sue my bankruptcy attorney for legal malpractice?
Lawrence's answer
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Answered on July 26, 2019
You will need to contact a malpractice attorney in order to answer this question. There are many such firms in Arizona that can assist you. There...
Archived
If you are a second on a loan for items attached to a house and the owner of the house stops paying on the loan, what happens?
Lawrence's answer
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Answered on September 24, 2018
It depends on the terms of the contract. Generally speaking, if you are a co-debtor on a loan, you are also responsible for payment on that loan. ...
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