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Krystal M. Ahart

Chapter 7 bankruptcy Attorney at Phoenix, AZ

5.0   34 reviews

Licensed for 10 years

Virtual consultation available

About Krystal

Learn Krystal’s areas of practice.

5
Practice areas
  1. Chapter 7 bankruptcy
    40%
    Chapter 7 is the "Fresh Start" chapter, where you can obtain a Discharge of most debts within just a few months.

    10 years

  2. Chapter 11 bankruptcy
    20%
    Chapter 11 can be complicated, with each case being very different. This Chapter gives a lot of flexibility to those who need it. I have handled a number of these cases and clients have had some great success.

    10 years

  3. Chapter 13 bankruptcy
    20%
    Chapter 13 requires you to propose to pay some of your debt through a managed monthly payment plan. It is difficult to complete a Chapter 13 case on your own; we strongly recommend getting attorney assistance.

    10 years

  4. Bankruptcy and debt
    15%
    If you are considering filing bankruptcy, it is extremely important that you have a consultation with a knowledgeable bankruptcy attorney to help you consider your options.

    10 years

  5. Debt settlement
    5%
    Debt settlement can be tricky, but is possible. Ms. Ahart has successfully guided clients through the process of settling debts.

    8 years

     Krystal M. Ahart is a partner at Kahn & Ahart, PLLC, dba Bankruptcy Legal Center™. She focuses her practice on assisting individuals and businesses through the bankruptcy process in Chapters 7, 11, and 13. She first began working with her law Partner in 2002, when she was hired as a receptionist for the law firm of James F. Kahn, P.C., moving her way up from file clerk/receptionist, to secretary, to paralegal, and finally to lawyer, all while caring for a sibling, working during the day, and taking her undergrad and law classes at night.

     Krystal is an active member of the legal community and devotes a substantial amount of time to serving the underserved. She works closely with the Volunteer Lawyers Program (VLP) on the Friend of the Court Reaffirmation program at the bankruptcy court, where she teaches law students various skills including effective client communication, interviewing, courtroom decorum, and presentation; the law students then represent debtors who do not have their own attorney at their reaffirmation hearing (as a “Friend of the Court”).

     Krystal is a past-president of the Young Lawyers Division Board of the Maricopa County Bar Association and currently serves as Chair of VLP’s Advisory Committee and as Co-Executive Director of Arizona Consumer Bankruptcy Counsel (“ACBC”). In 2014, she was the first recipient of the Honorable Sarah Sharer Curley Self-Help Center Volunteer Award, in recognition of her commitment to the success of the Bankruptcy Court’s Self-Help Center.

     Krystal recently became the fourth female to be Certified as a Bankruptcy Specialist by the State Bar of Arizona. She was selected to be a member of the 2020 Class of American Bankruptcy Institute's 40 Under 40 Program and to Super Lawyers’ 2021 Southwest Rising Stars® list, an honor reserved for only 2.5% of attorneys in the Southwest! In her free time, she enjoys snowboarding, camping, and hiking - with her awesomely well-behaved dog (Tyson) by her side.

Client's Choice 2013
Client's Choice

Avvo

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Front entry to our office.
Licensed for 10 years
State AZ
Status Active
Acquired 2012
Updated 09/18/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Krystal

Kahn & Ahart, PLLC / Bankruptcy Legal Center™

Reviews

5.0 / 5.0
  34 customer reviews
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Client's Choice 2013
Client's Choice
Krystal received a significant number of 4+ stars in 2013
Posted by Amy | December 3, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Professional, Caring, A+++ Highly Recommend Krystal!
We hired Krystal to help with a very large private student loan. After I, the student, became disabled, I applied for a disability discharge and was approved. However, because my grandfather had cosigned the loan, the problem did not go away. We hired Krystal to help navigate the options, and ultimately settle with Navient. Krystal did an amazing job, even though this is not her area of expertise. She was always available to answer questions and has a caring, patient demeanor. She was thorough in advising us of all options and potential outcomes and helping calm anxiety and stress that inevitably comes with this process. She took over all communication with Navient, which was a huge relief to my grandfather. Ultimately, she helped reach a settlement of 25k on a 142k private student loan balance. We could not have asked for a better lawyer or a better experience and highly recommend Krystal!
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Posted by Michael I. | February 28, 2019
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent + Knowledgeable Bankruptcy Attorney
I contacted Krystal and consulted with her on several client matters. Krystal quickly informed me of their rights via bankruptcy and options related therein. Krystal is a knowledgeable and I would strongly urge you to contact her should you be in the unfortunate position of having to file a bankruptcy matter.
Posted by anonymous | September 30, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Dedicated and hard working
Krystal worked all nighters to complete one of the toughest bankruptcy cases in which my ex kept challenging every turn and the trustee lawyer even went after my extended family. I would highly recommend Krystal with all my heart. A bankruptcy should not be as difficult as mine. She had to really watch the numbers and the math! Unbelievable what I went through and hoping after a 2 year long bankruptcy case, my case will close and I can move on. Thank you Krystal
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Posted by Stan | August 24, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Krystal M Ahart
Upon recommendation, Krystal was retained for our business and personal bankruptcies. Every requirement and stage in the process was explained to us clearly and completely. Krystal and her team made certain we had completed all statutory mandates. Their kindness and competence were instrumental in getting us through a time consuming and stressful process.
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Posted by anonymous | September 17, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent Law Firm
Krystal and Jim were both very helpful and professional! I would recommend them to anyone needing their services.
Posted by Paul & Lydia | July 19, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Professionalism; Reputable Representation
My wife and I owe an unlimited debt of gratitude to Attorney Krystal Ahart. From the onset she allayed our fears and anxieties by her caring professionalism and precise knowledge of what it would take to put our lives back together through a Chapter 11 Bankruptcy. Krystal was always on top of what the court required and kept us meticulously accountable to what was required of us. She lent invaluable assistance at the time of despair and transparently brought to light any detail that was not understood. We were most appreciative of the fact that Krystal seemed well respected by the Judge and the representative from the US Trustee. For that reason we felt secure and confident, knowing that we were affiliated with a highly reputable law firm. Krystal Ahart, James Kahn and the firm's support staff have created an atmosphere that puts one at ease the minute one walks through the door. And throughout the lengthy legal process that hospitable and welcoming atmosphere was always evident. We unhesitatingly attribute that to a well-established client-centered culture. Now that our case has been successfully closed, we pass on this impeccable professional relationship that was based solely on mutual respect, integrity, trust and caring – and of course, WINNING!
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Posted by anonymous | May 5, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Krystal Ahart
Krystal Ahart helped me with filing for Chapter 13 Bankruptcy. I was most impressed with her quick and detailed work. She was always very professional and made me feel comfortable and at ease upon meeting her. Most, if not all of our meetings were via zoom due to the pandemic. I would most definitely recommend Krystal and her team to everyone!
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Posted by Priscilla | April 12, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Consultation
Krystal M. Ahart is very knowledgeable she gave my husband and I excellent advice on our issues. Her recommendations were very helpful. She showed real concern for our situation.
Posted by LISA | February 15, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Krystal is not just a lawyer but a true leader
Krystal Ahart is a remarkable lawyer. I hired Krystal almost 2 years ago now to help settle a Chapter 7 bankruptcy. She and her amazing staff keep me engaged in the process, promptly responded to all on my email inquires and made sure that I never lost sight of the end result. Bankruptcy is a emotion time. Krystal showed extreme compassion. Thank you Krystal!
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Posted by Carl | December 11, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Krystal Ahart
I co-signed a private student loan for my granddaughter Amy, approximately 15 years ago. Approximately five years ago Amy became disabled, and was approved for discharge. Subsequently Navient came to me for repayment of $142,000 student loan. We engaged Krystal to negotiate a settlement with Navient as I was not in a position to make payments. Krystal handled all negotiations with Navient and reached an agreement to settle for $25,000. Krystal was always available to explain the process and all options. I highly recommend Krystal Ahart.
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Posted by Aubri | April 7, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Truly Excellent Lawyer
Krystal was so patient and helpful with all of my questions. She made the whole process so easy and understandable. Mine was not the quickest case, but she showed patience and kindness throughout the whole process. She gets an A+ from me.
Posted by anonymous | January 16, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Amazing Lawyer
Krystal was very thorough and detail oriented. She explained each step of the process and provided realistic timeframes and possible actions based on experience. She is very welcoming and completely on your side!
Posted by Jean | November 18, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Simply the Best!
I just want all of you to know how grateful I am that you walked me through this bankruptcy every step of the way! Today’s hearing I believe, went extremely well because of all your collective hard work. Esperanza behind the scenes trying to get me to send the information for the Schedules, Krystal trying to make sense of my financial life and then coaching me this morning. And you, Jim, are to be thanked because you hired great people for your team and I saw it all come together today. Thank you from the bottom of my heart for all of your hard work, efforts and dedication. Just know I appreciated it and will stay in touch going forward until the Bankruptcy process is completed in January 2018.
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Posted by George | July 25, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great Service
I thank you for all your help as this has probably been the worse thing I ever went through and I have had major abdominal surgery before. So that only tells you how stressful the process is and how much i appreciate the help and guidance from you. I would highly recommend Krystal and her team to anyone going through any kind of bankruptcy.
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Posted by anonymous | April 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Very knowledgeable. Great customer service! Highly recommended.
Even a few years after our case was closed there were questions that we needed answered. One call to Ms. Ahart and she was on top of it. She very quickly answered our questions and explained our options. Her advice once again saved us time and money. This kind of customer service is priceless!
Posted by Hatch | January 25, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Excellent knowledge and service
We were going through a rough time and the process with Krystal went smooth. She was always considerate, helpful and responsive. We really appreciate the help and would not hesitate to recommend her.
Posted by Tiffany | May 18, 2016
This review is from a person who hired this attorney.
| Hired Attorney
THE BEST
Krystal made filing for bankruptcy an easy process. She answered every question I had promptly and never left me guessing what the next step would be. I truly appreciate all her help and recommend her services.
Posted by Tina & Blair | February 24, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Highly Recommended Bankruptcy Lawyer
Krystal made a very stressful time in our lives easier to manage by providing detailed direction through our bankruptcy process. From day one we felt comfortable with her in addition to feeling confident with our decision to file. She is always quick to respond to our questions and was patient in providing clear direction and advice. We would highly recommend her to anyone in need of her law services.
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Posted by Ann | April 29, 2015
Potential Client Chapter 13
We were refered to Krytal by our Trustee's help desk after our attorney filed for bankrupcy and was removed from our case. She was extremely helpful and completely eased our reservations on how we were to fullfill the final aspects of our case. After speaking with Krystal we are completely confident that if we follow her advise and direction we will be able to finalize our Bankruptcy in a timely and complete manner. We wish we would have hired her in the first place as she was a pleasure to work with and we would recommend her to anyone who asked.
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Posted by Rob and Addie | April 22, 2015
Bankruptcy made easier
Bankruptcy is never a pleasant course of action, but Krystal and Jim made the entire process so much easier. Krystal went above and beyond for our unusual circumstances while still maintaining her honesty and professionalism throughout. When times arose that we had to appear in court, she conducted her research thoroughly and was prepared for any and all questions presented to her. Krystal stayed in constant contact and notified us immediately anytime something came up. There is no doubt we would recommend Krystal and Jim to anyone who may be considering bankruptcy.
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Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Associate
  • James F. Kahn, P.C.
  • 2012 - Present
  • Adjunct Professor - GPS
  • Phoenix School Of Law (Infilaw)
  • 2013 - 2013
  • Paralegal
  • James F. Kahn, P.C.
  • 2004 - 2011
  • File Clerk/Receptionist
  • James F. Kahn, P.C.
  • 2002 - 2004
View all work experience

Education

  • Arizona Summit Law School (fka Phoenix School of Law)
  • JD - Juris Doctor
  • 2012
  • DeVry University-Phoenix
  • Bachelor of Science
  • 2004

Associations

  • Maricopa County Bar Association, Bankruptcy Section
  • Chair of Mentor Committee
  • 2014 - Present
  • Maricopa County Bar Association, Bankruptcy Section
  • Board Member
  • 2013 - Present
  • Maricopa County Bar Association, Young Lawyers Division
  • Secretary & Chair of Mentor and Initiatives Committee
  • 2013 - Present
  • Maricopa County Bar Association, Young Lawyers Division
  • Board Member
  • 2012 - Present
  • Arizona Consumer Bankruptcy Counsel
  • Executive Board Member
  • 2012 - Present
View all associations

Languages Spoken

  • English

Awards

  • Top 50 Pro Bono Attorneys in Arizona
  • Arizona Foundation for Legal Services and Education
  • 2014
  • Hon. Sarah Sharer Curley Self Help Center Volunteer Award
  • State Bar of Arizona
  • 2014
  • Volunteer Attorney Leadership Award
  • Maricopa County Volunteer Lawyers Program
  • 2013
  • YLD Member of the Year
  • Maricopa County Bar Association
  • 2013
  • Paralegal of the Year
  • Volunteer Lawyers Program of Arizona
  • 2012
View all awards

Speaking Engagements

  • Bankruptcy in Transition: Preparing for the Future
  • Ethics (Conflicts of Interest)
  • 2014
  • Arizona Bankruptcy American Inn of Court
  • Chapter 11 First Day Motions
  • 2014
  • General Practice Skills Course
  • Creditors' and Debtors' Rights
  • 2013
View all speaking engagements

Attorney endorsements

Received (29)
Given (26)
Bankruptcy and debt Attorney | May 27
Relationship: Worked together on matter
"Regularly I reach out to Krystal for BK questions and I am always immediately responded to with the requested information. I fully endorse Ms. Ahart!"
Bankruptcy and debt Attorney | Mar 10
Relationship: Fellow lawyer in community
"Krystal is very knowledgeable in her field of law! When my clients have bankruptcy issues, Krystal is the only attorney I recommend."
Bankruptcy and debt Attorney | Jun 11
Relationship: Fellow lawyer in community
"Krystal didn't just become a bankruptcy attorney yesterday. She worked her way up and handled bankruptcy cases for years before she got her license. I have seen her become one of the better bankruptcy attorneys I know. If you have a bankruptcy case, or you are faced with a foreclosure, Krystal is an attorney you want. She understands what it is like to come into an office. Sometimes what you really want is to know there is some hope and she makes that happen, in my opinion."
Bankruptcy and debt Attorney | Dec 14
Relationship: Worked together on matter
"Krystal is so knowledgeable and has a brilliant way of sharing her knowledge with others. It is always a great pleasure working with her."
Bankruptcy and debt Attorney | Feb 15
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Aug 26
Relationship: Fellow lawyer in community
"I endorse Krystal. She is a highly skilled attorney and is well respected in the legal community."
Bankruptcy and debt Attorney | Aug 17
Relationship: Fellow lawyer in community
"Krystal is a great attorney who knows the law cares about her clients. I would not hesitate to recommend her services to anyone in debt."
Bankruptcy and debt Attorney | Mar 31
Relationship: Fellow lawyer in community
"I have worked with Krystal through the MCBA. She is a very passionate and detailed attorney and a tremendous asset to Phoenix and her clients."
Chapter 7 bankruptcy Attorney | Mar 03
Relationship: Fellow lawyer in community
"Krystal is a knowledgeable and dedicated member of the legal community. I endorse this lawyer."
Bankruptcy and debt Attorney | Feb 23
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Feb 20
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Feb 20
Relationship: Fellow lawyer in community
"Krystal is a step above the rest. Her practical approach and knowledge of the bankruptcy code has led me to refer work to her on many occasions. I endorse this lawyer."
Chapter 7 bankruptcy Attorney | Feb 20
Relationship: Fellow lawyer in community
"Krystal enjoys a reputation for excellence in the community. I highly endorse this lawyer."
Bankruptcy and debt Attorney | Feb 20
Relationship: Worked together on matter
"Krystal is awesome! I volunteered with Krystal for a long time at the Bankruptcy Court's "Friends of the Court" program. She is dedicated to helping those gain a fresh start and assist pro se debtors from making serious errors in their paperwork. She also does much to help the pro se debtor understand the rules of bankruptcy and ease their anxiety as they try to navigate the system."
Chapter 11 bankruptcy Attorney | Feb 19
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Feb 12
Relationship: Fellow lawyer in community
"Krystal works tirelessly for her clients, her colleagues and her community. You couldn't ask for a better advocate."
Bankruptcy and debt Attorney | Jan 23
Relationship: Fellow lawyer in community
"I have personally worked with and alongside Krystal and truly believe she is extremely competent in all Bankruptcy matters. I highly recommend."
Chapter 7 bankruptcy Attorney | Jul 09
Relationship: Fellow lawyer in community
"Krystal is a lawyer who cares deeply not only about her clients but about the legal community. I appreciate the countless hours she devotes to service of others. I would recommend her to anyone looking for an attorney."
Chapter 11 bankruptcy Attorney | May 28
Relationship: Worked together on matter
"Krystal and I had the opportunity to work together on a common client. Her knowledge and consistent communication were a distinct asset for our client. I highly recommend her and will certainly recommend her to our clients in the future."
Bankruptcy and debt Attorney | Feb 11
Relationship: Fellow lawyer in community
"Krystal is an excellent attorney. I have no issues sending my clients to her for help in bankruptcy matters. I would highly recommend her services to anyone."
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Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Phoenix Chapter 7 bankruptcy Lawyer Krystal M. Ahart
Krystal M. Ahart
Chapter 7 bankruptcy Attorney
Phoenix, AZ
Licensed for 10 years
Virtual consultation available