I'm being sued in Texas for a credit card charge-off from 2008 which was purchased at least once by a debt collection company.
Lu Ann's answer
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Answered on May 18, 2014
The statute of limitation is 4 years beginning from the day after your first missed payment and this applies to debt buyers too. You may have a...
Archived
Can I sue an online payday loan company for giving someone who stole my social security number a loan without proper photo I'd?
Lu Ann's answer
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Answered on May 17, 2014
You'd have to show the lender had a common law or statutory duty to protect you and that you were damaged.
Archived
What's my odds of getting debt reduced or dismissed?
Lu Ann's answer
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Answered on May 16, 2014
You need to file a general denial with the court and send it to the attorney for the credit union. You should then find an attorney to represent...
My car was towed in my apartment complex of which i have a parking permit because the inspection had expired. Is this legal?
Lu Ann's answer
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Answered on May 15, 2014
Your lease probably has a clause telling you that non-operable cars will be towed off the property. Your car is technically non-operable because...
Archived
I owe money on a credit card from over two years ago and the cc company is suing me. I'm in Texas. What are my options?
Lu Ann's answer
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Answered on May 14, 2014
You need to file a general denial and then get an attorney to make sure there are no requests for admissions tucked into the petition. You can pay...
Archived
My daughter was told she was going to be arrested within the hour if she did not pay a previously paid debt, is this possible?
Lu Ann's answer
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Answered on May 13, 2014
Think of this as a toll paid on the highway of life and NEVER send money to anybody who threatens you with criminal charges due to allegedly unpaid...
Archived
A payday loan rep comes to my house demanding payment I show them my no tresspassing sign and ask them to leave and they refuse
Lu Ann's answer
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Answered on May 12, 2014
Take pictures of the collector on your property and save them for your civil lawsuit. Don't do anything physical to get them to leave. That could...
Archived
A payday loan company comes to my house wanting payment and I point to my no tress passing sign and ask them to leave
Lu Ann's answer
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Answered on May 12, 2014
You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual...
Archived
Can I be sued even though a medical bill is more than six years old .the collection agency said it wa s pending .
Lu Ann's answer
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Answered on May 12, 2014
Did you make any payments on the bill? If you did the limitation period would begin after that last payment.
Archived
Can you add a $25.00 late fee to an open invoice even is there is nothing on the invoice stating if late there will be a 25.00
Lu Ann's answer
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Answered on May 12, 2014
No mechanic & materialmen's lien can be placed on a homestead without a written contract. If you did not agree to late fees, he can't charge them.
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