It's not possible to know if Western Finance is subject to FDCPA without seeing your documents., but you may be able to bring suit under the Texas...

You can negotiate with the judgment creditor to accept a reduced amount, but there is "exemption" under the law. Do make sure that the judgment is...

How should I seek some type of mediation /or negotiated settlement. I was served and answered a foreclosure suit.

This way too complex to be answered here. Is the trailer part of the financing or is it just the land? Was the release of lien actually filed...

What weight does a promissary note have between states? How do I ensure my family and I are protected?

If you got the money 2 years ago as a gift, it's still a gift. There is no king's x or do over. Don't sign anything. If they want the money back...

What happens if I stop paying my deeded Westagate timeshare Mortgage?

The monetary damages are set forth in the mortgage. It's possible you agreed to pay a deficiency judgment after foreclosure. If you walk away,...

How does an HOA quiet the title of a foreclosed Condo?

This is way to complex for an answer here. Go to the HOA attorney.

Can I get my $775 payment back from a Debt Collector?

Have you complained about this erroneous entry to the credit bureaus? That must be your first step toward taking legal action against the debt...

How to file hindering secured creditor

This is a criminal complaint. Go to the district attorney or local police.

Does a collection agency have the right to sue you?

You don't really give enough info to be sure what your question is. If you were sued on 2006 without notice, there was probably a default...

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Am I obligated to pay off a car loan after an accident, in which the insurance declared the car to be a total loss?

Total loss means the cost of repair is 80% or more than the sale value of the car which may or may not be the same as the balance on the note. ...