Does a collection agency have the right to threaten you, due to a balance that your currently paying off?

No creditor is required to "work" with you on payment plans.

You need to look at my legal guide on Avvo about what to do when you are the victim of identity theft. As fore the foreclosure and garnishment, an...

If a vechile is in repo statis is there any charges that can be filled for not turning it in within any set amount of time

There is no crime involved in the facts you gave. You don't have to return the vehicle voluntarily and the repossession agent can't do anything to...

Do I have a case to sue my father?

If you earned it by working, technically the money would belong to your parents anyway, so there would be no legal need to pay you back.

What can i do about a debt colletor

You may have claims for violation of the Fair Debt Collection Practices Act, however, the people making the calls my not be legitimate collectors. ...

Doesn't the mini miranda have to be the full statement; not just the one sentence?

You are correct about the full statement in the initial letter, but it is not required in subsequent letters. You probably got a previous letter...

Can my ex boyfriends mom take back the washer and dryer she financed with her credit card.

These items were gifts to you from your boyfriend. It does not matter how he planned to pay for them. He can go work it out with his mother.

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I had my burglar bars repossed..I had almost paid them off. I was 2 months delinquent.

I know you feel like you are being robbed, but you need to read the finance agreement you signed for those bars. It is highly likely that you...

Will a settlement with Midland, greatly affect my taxes?

There is a difference between discount and forgiven debt. Discount is is not income and not taxable. You need to know which you are getting.

How long do you have to vacate a foreclosed property after auction date in Texas?

You must be given a 3 day notice and then the new owner must sue to evict. It can take weeks before you absolutely have to be out. You need to...