Archived
What happens if I die...have stopped paying my credit cards....do they attach my life insurance or my house.
Lu Ann's answer
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Answered on May 23, 2014
You don't give enough information about yourself, your family, your debts, and your assets to allow a useful answer. Is the house paid off? Is the...
Archived
Is taking items out of a car that was voluntarly repossessed illegal?
Lu Ann's answer
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Answered on May 23, 2014
You could be sued for the value of the missing audio equipment. The police are unlikely to get involved because they will see this as a civil matter.
Can I discharge in bankruptcy a judgement from a personal injury case?
Lu Ann's answer
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Answered on May 22, 2014
If you were driving an insured vehicle you need to talk to the defense attorney supplied to you by your insurance company. There can't be a...
Archived
Can I sue Chase Bank for further damages such as Torts and violation of the Fair Debt Act.
Lu Ann's answer
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Answered on May 22, 2014
You should have sued under the Servicemembers Credit Relief Act when the violations were occurring. The statute of limitation has run on that and...
Archived
Bankruptcy
Lu Ann's answer
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Answered on May 22, 2014
If you get all your debt discharged in bankruptcy, your credit scores will suffer for a time, but will eventually recover. If you get stuck in a...
Archived
Third party debt collector trying to collect debt that no payment has been made in over 7 years. what can I do?
Lu Ann's answer
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Answered on May 22, 2014
They can try to collect for as long as they like so long as they don't threaten to sue you or tell you that paying will improve your credit scores...
Archived
Do I have a wrongful repossession case?
Lu Ann's answer
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Answered on May 22, 2014
The payment was technically 2 days late and probably subject to repossession. Trying to make payment and actually making it are nor the same...
Archived
How far behind do your vehicle payments have to be before a dealer can reposses
Lu Ann's answer
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Answered on May 21, 2014
You need to read the sales contract to see if there is a grace period. Unless something specific is in the contract, a day late is late enough to...
How long does an abstract of judgment stay active in Texas? Can there be a judgment against homesteaded land?
Lu Ann's answer
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Answered on May 21, 2014
A judgment is good for 10 years and can be renewed when it is nine years and six months old. A lien against a homestead is not permitted in Texas....
Archived
How can I get out of a co-signed car loan?
Lu Ann's answer
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Answered on May 21, 2014
You have the right to possession of the vehicle because your name is on the title. You have the right to take possession by towing without his/her...
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