Archived
How should i proceed with dealing with an idle threat of Wage garnishment in texas from a "Fraud investigator" for Payday loan.
Lu Ann's answer
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Answered on June 23, 2014
This appears to be a scum-sucking bottom-feeding collector. Such collectors are more than willing to violate state and federal collection laws...
In Texas, can my wages be garnished for private student loan debt?
Lu Ann's answer
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Answered on June 23, 2014
You must be certain this is a private student loan not backed by a federal guarantee. If this this is a private loan the lender needs to sue you...
Archived
Can a lender increase my fixed rate P&I payments without my written consent or prior knowledge? I
Lu Ann's answer
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Answered on June 23, 2014
If you make pre-payments, principal and interest will decrease, but there will no change in the terms UNLESS you ask to have monthly payments...
Archived
"Debt collectors" are refusing to give me the address for verification of the debt... They said the calls won't stop. Help.
Lu Ann's answer
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Answered on June 23, 2014
This is 99.99% scam. Unfortunately, there is virtually nothing you can do to stop it except offer to pay. Even if you did pay, they often keep...
Archived
Cant afford my car. thinking of abandoning it. what are the ramifications of doing this.
Lu Ann's answer
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Answered on June 22, 2014
You can give it back or let the lender repossess. These choices are equally detrimental to your credit score.
When the car is repo'd, the...
Archived
I was sent to collections and have the check where my debt was paid off. What do I do?
Lu Ann's answer
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Answered on June 22, 2014
You must dispute the status of the debt directly to the credit bureaus. If the report is not corrected and you have been rejected for a credit...
Archived
What do I do? I loaned a friend my car and she let someone else use it and they won't give it back.
Lu Ann's answer
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Answered on June 21, 2014
Report the car as stolen and don't hold back any names of those involved.
Archived
Should the Complainant petition the EEOC for enforcement of its order to the agency? Should he use form 573? Any other options?
Lu Ann's answer
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Answered on June 21, 2014
This is not a debt collection question.
Archived
Paying car note 4 yrs found out the bank is not a bank but finacial service has never reported payments to credit?
Lu Ann's answer
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Answered on June 21, 2014
If you knew there would be no credit reporting of your payments, would you have refused to buy the car? What specific dollar damage have you...
Archived
What do I do?
Lu Ann's answer
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Answered on June 21, 2014
I realize this began as a real debt that you owed, however, it is now in the hands of a scum-sucking bottom-feeding collector. Such collectors are...
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