Archived
Company failed to work out with a client and had sent the account to a collection agency, what can be done?
Lu Ann's answer
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Answered on June 30, 2014
There is anything you do to fix your credit. The entry is accurate for the time being. When the matter is resolved you can take steps to insure...
Archived
I'm being sued
Lu Ann's answer
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Answered on June 28, 2014
Many people first learn that they have been sued through attorney advertising letters. Often the the advertising comes weeks before the process...
Legal order LTS to our checking accounts
Lu Ann's answer
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Answered on June 28, 2014
I assume there was a judgment awarded in a collection lawsuit against your husband and the he did not participate in that suit. If all of that is...
Archived
Do I need an attorney for a car loan repossession?
Lu Ann's answer
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Answered on June 27, 2014
The dealer must give you 10 days written notice of the sale of the vehicle including the date, time, and location. During that time, you can get...
Archived
Had a payday loan over 8 years ago didn't pay it due to my ex husband closing my accounts this was in another state
Lu Ann's answer
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Answered on June 26, 2014
It's a scam. Various options including demanding information about the debt and the location of the collector, hysterical laughter, and begging...
Archived
Should a debt settlement letter explicitly state that a lawsuit will be dismissed?
Lu Ann's answer
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Answered on June 26, 2014
You can try to negotiate for that, but, generally, they will want you to agree to a judgment against you for the full amount of the debt as part of...
Archived
Am I legally obligated to pay off a loan I got when I was 17?
Lu Ann's answer
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Answered on June 26, 2014
You are not legally obligated to pay the loan because of your status as a minor when the loan took place. As you mentioned the moral obligation...
Archived
Can a collector still collect after foreclosure in 2007?
Lu Ann's answer
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Answered on June 25, 2014
There is no limit on how long collection can be attempted. They can not sue after 4 years. Whether they can issue a 1099 so far after the...
Archived
I am being named in foreclosure in KY, I am not on loan (checked with mortgage co.)I am on deed. Can I still be held responsible
Lu Ann's answer
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Answered on June 25, 2014
Under Texas law, you would not be liable for the mortgage debt. You should check Kentucky law to be sure.
Archived
How many days notice does bank have to give you to auction foreclosed property, Bexar county, Texas?
Lu Ann's answer
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Answered on June 24, 2014
twenty-one days before the first Tuesday of the following month
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