Can I sue a debt collector for an inaccurate collection?

You can bring suit under the Fair Credit Reporting Act, but there are several steps that must be taken before you can do it. You must dispute the...

What to do with summons paperwork when an agreement has been made outside of court?

Do send a general denial of the debt to the court and to the attorney for the creditor. Do not mention the settlement agreement or make any...

If someone sold me an item they haven't finished paying for. And the cops get involved what can I do??

This is not a bankruptcy question. If you think you bought a stolen item and the police investigate, you could be in trouble.

About 8 months ago I took out an installment loan with the cash store for8 $1700.00. What happens if I'm unable to repay this?

You won't be arrested for failing to make payments. You phone will ring like crazy. Collectors will tell you that you will be arrested. You...

Is it legal for Toyota financial to call my boss and discuss my past due auto loan with him?

The Fair Debt Collection Practices Act prohibits third party debt collectors from calling your employer or almost anyone to discuss your debts. ...

Is it possible to file for bankruptcy and retain credit cards? If not, what options do I have to deal with overwhelming debt.

Bankruptcy may not be the most useful and beneficial for you and your mom. There are other strategies to address these problems which are informal.

Being charged a penalty for canceling a psychologist appt. for my son 23 hrs. before the time when I found out I had to work.

Even if you wanted to do something other than complain about a HIPAA /privacy violation, the law does not allow you to sue the provider. The...

Can a collector show up at my place of business?

I have seen one case where a creditor went to a debtor's job and home. That was a local lender collecting his own debt. The people you are...

The lawyers on this site answer this question 5-7 times per day. No you can't go to jail for failing to pay a payday loan if you intended to pay...

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I am in debt with payday loans wanted to pay them off but having such a hard time. In the process I have lost my place to stay.

If you can not pay then don't. Now that you are homeless, you need to spend your money on basic necessities of living. The creditors can't have...