Robert Chamless Lane

PRO

Robert Chamless Lane

also known as Chip Lane, Robert Lane

5.0
Rating: 6.8

Licensed for 21 years

Bankruptcy and debt Lawyer at Houston, TX
Practice Areas: Bankruptcy & Debt, Insurance, Debt & Lending Agreements

6200 Savoy Dr Ste 1150, Houston, TX

Virtual Consultation Available

Free Consultation

About Robert

Biography

Passionate about helping Texans with business debt or denied property insurance claims.

Struggling with overwhelming business debt? We can help with a resolution to your situation!

Struggling with overwhelming debt? We can help with a resolution to your situation!

If your insurance company has underpaid or denied your property damage or theft claim, we can help!

Practice Areas

3

Practice Areas

Bankruptcy and Debt 50%

We help small businesses overwhelmed with debt. Stopping harassment, protecting assets, and navigating a Chapter 11 reorganization (incl. SBRA sub-chapter 5) or a fresh start with a business or business owner Chapter 7 debt elimination.

22 years | 304 cases

50%
Insurance 40%

We vigorously represent homeowners & commercial property owners with denied, underpaid, and delayed property insurance claims in an effort to fully enforce their policy and obtain maximum compensation with zero out-of-pocket cost to our client.

23 years | 672 cases

40%
Debt and Lending Agreements 10%

We help businesses dealing with Merchant Cash Advances, receivables loans, or factoring arrangements. We stop creditor harassment and collection lawsuits. We'll pursue a debt relief strategy tailored to the business's circumstances and needs.

15 years | 218 cases

10%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes

Hourly Rates

$ 175-675 per hour

Contingency

33%-42%


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2023 2022 2021
...
+ 6

Licenses

Licensed in Texas for 21 years

State: Texas

Acquired: 2004

Eligible to Practice in Texas

Lawyer disciplined by state licensing authority in 2025

Licensed in Georgia for 15 years

State: Georgia

Acquired: 2011

Suspended - Administrative

Location

The Lane Law Firm, P.L.L.C.

6200 Savoy Dr Ste 1150, Houston, TX, 77036

lanelaw.com/

Online Presence

Other places you can find Robert online.

Robert Chamless Lane's Reviews

Avvo Review Score

5.0 /5.0

97 Client Reviews

Showing 91 - 95 of 97 reviews

Posted by Josh | August 07, 2017 | Debt Settlement

Excellent Firm

I was referred to the Lane Law Firm by a trusted associate to represent me in an attempt to short sale my home. My situation was quite unique--I had lost a great paying job in 2009 and was left with an unpayable mortgage note and a bank that was unwilling to cooperate. I actually tried to file for ...assistance with the federal government via the available loan modification programs that were available--and didn't qualify for any of them because I made too much money the year prior. I also tried to short sale the house in 2009 and the bank would not even respond to the offers I received. I decided to take a 60% pay cut and moved to Amarillo--and notified the bank that I would not be making any future payments on this mortgage. That was May of 2009. After 5 years, the house had still not been foreclosed and I had had enough. I contacted Greg Tidmore at Lane Law Firm and within 6 months, we closed on a short sale of the property that had been vacant for 5 years. I highly recommend them and my best advice to anyone out there with a similar situation is DO NOT TRY THIS ALONE! Give these guys a call- they will listen and tell you if they think they can help you. They definitely were able to help me.

Robert Lane

Replied last August 07, 2017

Thank you Josh for the strong recommendation. Your situation was quite unique and left you particularly vulnerable to foreclosure, a deficiency judgement, and your credit being ruined, despite your best efforts to mitigate the loss on your own. I'm so glad Greg and our great team at The Lane Law Firm were able to stop your foreclosure and negotiate a short sale to get you out of that mess as cleanly as possible! Thanks for taking the time to share your story and encourage others who may find themselves in a similar predicament.

Posted by Jerry | August 07, 2017 | Foreclosure

The Lane Law Firm

My wife contacted Roberts law firm to see if they could keep us out of foreclosure and they worked very hard in getting the results that we needed. They helped get a short sale for us without a diffeciency. They also went back and were able to get a bad credit rating off of our credit report because ...it had been reported incorrectly from the mortgage company. Wonderful people to work with!

Robert Lane

Replied last August 07, 2017

Thank you Jerry for the kind review! The entire team at The Lane Law Firm works hard every day to achieve positive results for our valued clients, and we're always thrilled to hear such good feedback. We're wonderful people to work with because we have such wonderful clients! Thank you for the opportunity to serve you in your time of need.

Posted by Vance | August 07, 2017 | Debt Settlement

Excellent Outcome to Near Foreclosure

After nearly two years of dead end loan modifications and eminent foreclosure by my mortgage co., Robert Lane and his team were able to negotiate an excellent modification agreement which helped get us back on track and return to our normal lives, both mentally and financially. I would like to exten...d special thanks to Robert Lane, Steven Schwinger, Anh Thu Dinh, Andy Haut and Robert Peterson. The Lane Law Firm is a professional organization I will highly recommend in the future and will absolutely lean on for all of my future legal needs.

Robert Lane

Replied last August 07, 2017

Vance, thank you for taking the time to highly recommend The Lane Law Firm. We know how frustrating negotiating a loan modification can be, and we're honored you choose us to negotiate your "excellent modification" on your behalf! I'll be sure to pass along your kind words and we look forward to assisting in the future as needed.

Posted by Ashley | August 07, 2017 | Credit Repair

Credit Repair

Attorney Lane and his staff have helped me and my husband repair our credit scores over the last 5 months. It began when we were denied a simple line of credit... After contacting the financer and being told that we had outstanding items on our report we did some research and decided upon The Lane La...w Firm for assistance. We did not know how bad it was until they pulled our credit and showed us the errors that had been reported. Thankfully, Mr. Lane's office has not only removed the collections from our account, we have not recieved a call from a debt collector recently and both of our scores have gone up 20+ Points!!

Robert Lane

Replied last August 07, 2017

Thank you Ashley for your review. We appreciate you choosing The Lane Law Firm for assistance, and we're happy you were so pleased with the outcome of our work.

Posted by anonymous | August 07, 2017 | Insurance

Homeowners insurance

Mr. Lane helped to negotiate a settlement for my claim for my homeowners insurance. The favorable outcome is directly attributed to his efforts. I wouldn't hesitate to recommend he & his firm.

Robert Lane

Replied last August 07, 2017

Thank you for the excellent review. On behalf of the entire team at The Lane Law Firm, we appreciate the opportunity to serve you by negotiating and obtaining a favorable homeowner's insurance settlement. If you should ever have an issue with a claim again, we're on standby ready to help!

See All Client Reviews

Robert Chamless Lane's Lawyer Endorsements

Endorse Robert
Geoffrey Lee Womack headshot
Geoffrey Womack

Insurance lawyer | Sep 19

Relationship: Fellow lawyer in community

"Chip is an outstanding lawyer. He is a knowledgeable and an aggressive advocate for his clients. He is relentless in protecting his clients' interests."

Kristen Welsh McDanald headshot
Kristen McDanald

Personal injury lawyer | Jan 22

Relationship: Worked together on matter

"Robert is able to communicate complicated information in a way that's easy to understand, which makes him a jury and judge favorite. He works hard, and it shows. I endorse this lawyer."

Jack Daniel Kitchen headshot
Jack Kitchen

Insurance lawyer | Jun 17

Relationship: Worked for lawyer

"Chip is a great advocate for his clients."

Casey Michael Brown headshot
Casey Brown

Insurance lawyer | Nov 08

Relationship: Fellow lawyer in community

"Chip is a very good attorney and works hard for his clients, I endorse this lawyer."

Timothy Martin Mchale headshot
Timothy Mchale

Insurance lawyer | Sep 20

Relationship: Worked together on matter

"Having worked with Chip at a prior firm, I can say that I would refer cases involving insurance litigation and/or predatory foreclosures to him without any hesitation. I know any client that retains Chip will be in the best of hands."

David Stuart Seltzer headshot
David Seltzer

Insurance lawyer | Sep 17

Relationship: Friend

"I endorse this lawyer. Great guy, goes the extra mile for his clients. Knows his stuff!"

Joshua Walsh Mermis headshot
Joshua Mermis

Foreclosure lawyer | Sep 16

Relationship: Fellow lawyer in community

"Chip is a first-rate attorney who gets results."

George William Gore headshot
George Gore

Foreclosure lawyer | Sep 12

Relationship: Worked together on matter

"Chip and I have worked on several matters together and he is a lawyer of great integrity and skill. He zealously represents his clients in defending their most precious assets, their homes."

View All Endorsements
Javier Marcos Jr. headshot
Javier Marcos

Construction and development lawyer

Casey Michael Brown headshot
Casey Brown

Insurance lawyer

Kristen Welsh McDanald headshot
Kristen McDanald

Litigation lawyer

Geoffrey Lee Womack headshot
Geoffrey Womack

Criminal defense lawyer

Courtney Donovan Scobie headshot
Courtney Scobie

Commercial real estate lawyer

John Francis Luman III headshot
John Luman

Litigation lawyer

Daniel Ray Gamez headshot
Daniel Gamez

Debt settlement lawyer

Joshua Walsh Mermis headshot
Joshua Mermis

Construction and development lawyer

David Stuart Seltzer headshot
David Seltzer

Criminal defense lawyer

Timothy Martin Mchale headshot
Timothy Mchale

Personal injury lawyer

Experience

Rating:  6.8 (Good)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2025.

Fully Probated Suspension issued in TX, 2025

updated on 08/26/2025

Fully probated suspension means an attorney is technically suspended but may still practice law. The State monitors the lawyer's activities during the suspension to make sure that he or she does not repeat the behavior.

Honors

2025

Super Lawyer, Super Lawyers

2024

Super Lawyer, Super Lawyers

2023

Super Lawyer, Super Lawyers

2018

Sustaining Life Fellow, Texas Bar Foundation

2017

Houston's Top Lawyers, H Texas

2017

Sustaining Life Fellow, Texas Bar Foundation

2016

Top Young Lawyer, Texas Monthly Magazine

2016

Sustaining Life Fellow, Texas Bar Foundation

2016

Rising Star, Texas Super Lawyers

2015

Top Young Lawyer, Texas Monthly Magazine

2015

Sustaining Life Fellow, Texas Bar Foundation

2015

Rising Star, Texas Super Lawyers

2014

Sustaining Life Fellow, Texas Bar Foundation

2014

Top 460 lawyers in Houston, Houstonia Magazine

2014

Top Young Lawyer, Texas Monthly Magazine

2014

Rising Star, Texas Super Lawyers

2013

Sustaining Life Fellow, Texas Bar Foundation

2013

Top Young Lawyer, Texas Monthly Magazine

2013

Rising Star, Texas Super Lawyers

2012

Sustaining Life Fellow, Texas Bar Foundation

2012

Top Young Lawyer, Texas Monthly Magazine

2012

Rising Star, Texas Super Lawyers

2011

Life Fellow, Texas Bar Foundation

2011

Houston's Top Lawyers, Texas Monthly Magazine

2010

Top Young Lawyer, Texas Monthly Magazine

2010

Rising Star, Texas Super Lawyers

2004

Graduated with Honors, University of Miami

2003

Moot Court Champion and Best Oral Advocate, University of Miami

2003

Champion and Best Oral Advocate, State of Florida Moot Court Competition

Work Experience

2014 - Present

Managing Partner, The Lane Law Firm, P.L.L.C.

2009 - 2014

Managing Partner, Middagh & Lane, PLLC

2007 - 2009

Attorney, Johnson, Spalding, Doyle, West & Trent

2004 - 2007

Attorney, Doyle, Restrepo, Harvin & Robbins

2003 - 2004

Legal Intern, Stearns, Weaver, Miller, Weissler, Alhadeff & Sitterson, PA

1998 - 2001

Senior Assistant Director of Admissions, Rhodes College

Associations

2019 - Present

Houston Building Owners & Managers Association

Principal Allied & Professional Membership

2016 - Present

Houston Apartment Association

Member

2015 - Present

Roofing Contractors Association of Texas

Associate Member

2015 - Present

Houston Area Roofing Contractors Association

Associate Member

2013 - Present

Texas Trial Lawyers Association

Attorney Member

2013 - Present

Houston Trial Lawyers Association

Attorney Member

2012 - Present

State Bar of Texas, Consumer and Commercial Law Section

Attorney Member

2012 - Present

State Bar of Texas, Real Estate, Probate and Trust Section

Attorney Member

2012 - Present

Texas Bar Foundation

Sustaining Life Fellow

2011 - Present

Houston Livestock Show & Rodeo

Swine Auction Committee

2010 - Present

State Bar of Texas, Insurance Law Section

Attorney Member

2014 - 2017

Houston Lawyer Referral Service

Attorney Member

2012 - 2016

Children's Fund Charity

Member

2012 - 2016

State Bar of Georgia, Consumer Law Section

Attorney Member

2012 - 2016

State Bar of Georgia, Tort and Insurance Practice Section

Attorney Member

2008 - 2015

Windstorm Insurance Network

Attorney Member

Sample of Legal Cases

Wood v. HSBC (Texas Supreme Court)

Homeowner victory and lien should be invalid.

S.R.Residence v. Southwest Risk

$4,875,000 verdict for Plaintiff

M. K. vs Chubb Insurance Company

Chubb paid $444,120.33

Homeowner v. ASI Lloyds Insurance Co.

Settled for 2 times the amount of estimated damage

Confidential Settlement with Large National Bank

Settled

Moran v. Ocwen Loan Servicing

pending

Atlanta Metropolitan Cathedral v. Southern Mutual Church Insurance Company

awarded more than 10 times initial payment

Blum's Furniture v. Certain Underwriters at Lloyd's London

Insured received settlement of more than $1,000,000.

Surfside Marina v. Texas Windstorm Insurance Association

confidential settlement in excess of $1,000,000

See More Legal Cases

Education

2004

University of Miami

JD - Juris Doctor

1998

Rhodes College

BA - Bachelor of Arts

Speaking Engagements

2017

Survive and Thrive Realtor Event

Help for Struggling Homeowners following Hurricane Harvey

2013

Roofing Contractors Association of Texas annual meeting

Appraisals In Texas

2013

Fort Bend HAR annual meeting

Foreclosure trends in the Greater Houston Area

2013

Asian American Real Estate conference

Recent developments in Texas Foreclosure law

Publications

2020

ABODE - The Houston Apartment Association Magazine Hurricane Season: What to Do Before Disaster Strikes

Languages

Spanish

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2025
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution