How can I force Nationstar to remove the pate payment reports to the credit bureaus

Document everything. Obtain copies of the loan documents. Audit the company's record of you through the Fair Credit Reporting Act and Fair Debt...

How to maintain Credit score?

I agree with my colleague about preventing any collections, late payments or judgments. Each affects your score significantly and the more recent...

Your best bet is to request a simple one-time forgiveness. You'd be surprised what you can obtain by asking. If they say no, request a copy of the...

I specialize in FCRA issues with bureaus, creditors, and third party debt collectors. If you audit them under the Fair Credit Reporting Act, they...

I checked my creditkarma.com report and there is debt on there I do not owe!! How can I get it removed?

I agree, in part, and disagree, in part, with my colleagues. While it is true that you COULD write to the bureaus, the bureaus and creditors tend...

Should I start disputing a credit item with THE ORIGINAL CREDITOR, COLLECTION AGENCY or CREDIT REPORTING AGENCY?

First, you are using the wrong law. You should be utilizing the FCRA primarily, not the FDCPA. Second, you should dispute the items at the same...

Once I pay off old bills on my credit report, how do I get the creditors to not just report it as "paid" but to remove it .

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

I have found out that I have fraud on one of the credit agency's and I'm not for sure how to get that taken off?

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

Where do I turn regarding a bank reporting a deficiency on my credit for a loan they sold?

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

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Should I retain a lawyer to help me deal with a judgment that has been on my credit report since 2008?

If your goal is to get into a new home or obtain better interest rates, paying on an old judgment or collection will re-age the account and instead...