Archived
How long I have the time to dispute incorrect information after receiving my credit report from the three credit bureaus
Adam's answer
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Answered on May 22, 2015
The bureaus are not government organizations. There is no uniformity. They report based on what the data furnishers provide them through an...
Archived
How long I have the time to dispute incorrect information after receiving my credit report from the three credit bureaus
Adam's answer
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Answered on May 22, 2015
You can dispute anything at any time. You are best served by doing that on multiple levels (bureau, creditor, third party collection agent).
For...
Archived
How long I have the time to dispute incorrect information after received them from the three bureaus
Adam's answer
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Answered on May 22, 2015
Fair Credit Reporting Act Claims are typically listed as 2 years, but because of a district case in Washington state based on the 2003 FACTA...
Archived
Accurate information in the credit report has to be all the same in the three of the credit reports when talking about the FCRA
Adam's answer
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Answered on May 22, 2015
The bureaus are not government organizations. There is no uniformity. They report based on what the data furnishers provide them through an...
Archived
How can I fix my credit score the right way?
Adam's answer
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Answered on May 22, 2015
Forget about a pay-for-delete. Unless it is United Revenue Service, they will not likely engage in that activity because it would violate...
Archived
I have been having trouble taking things off my credit record for months to years now. I need some help???
Adam's answer
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Answered on April 06, 2015
While the bankruptcy attorneys here are skeptical, assuming the facts are in your favor, you likely have a 'mixed file' where someone with a...
I was evicted from an apartment complex almost 5 years ago. The balance has showed up on my credit report. How can I fix this?
Adam's answer
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Answered on April 06, 2015
You should dispute at the bureau level and directly to both the original creditor and any third party collection agency involved. Cite the Fair...
Archived
Is there such a thing as attorneys who help clean up credit scores?
Adam's answer
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Answered on April 06, 2015
Yes. I am one of them. Typically I would not mention what I do specifically in this forum, but you have directly asked.
My law firm has partnered...
Archived
Can I sue a Credit Reporting Agency if they shared my information without a permissible purpose?
Adam's answer
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Answered on February 19, 2015
My colleagues are correct about meeting with a local attorney either via Avvo.com or your state bar associations's lawyer referral service. State...
Archived
Er on 2/2/15 3 hours for flu, notified by credit agency had a HARD inquiry on it, read paperwork, NO AUTHORIZATION for it. SUE ?
Adam's answer
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Answered on February 16, 2015
Mr. Burton is correct. To file suit would not ultimately serve your purpose. Dispute at the bureau level and with the creditor under the Fair...
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