What type of lawyer do I need to collect a debt owed to me

You likely want to be searching for debt settlement attorneys, consumer law attorneys, or credit repair attorneys.

Is there anything I can do to pay less or the original amount ?

Anything can be negotiated. But you have leverage, too. They have a statute of limitations to collect a debt arising from a contract (between 3-6...

Look into Specht v. Netscape for a decision relating to non-conspicuous online contractual provisions and "click-through" or "scroll-through"...

Does anyone know when a paid tax lien falls off a credit report?

Without any other action, 7-10 years. With action, the IRS has 30 days to release the lien under IRC 6325. It can take longer in practice. Once...

How can i get doctor bills off my credit reports if possible

There is a direct conflict between the HIPAA non-disclosure laws and the Fair Credit Reporting Act, requiring them to provide certain information...

Can my not-consented-to ambulance and related medical charges dropped?

There is a direct conflict between HIPAA and the FCRA. As a result, a large percentage of medical debt can be removed from your credit report...

There may be claims for fraud, Texas Debt Collection Act violations, DTPA violations, etc. depending on the full facts of the case. You should...

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Is there such a thing as a credit attorney, I'm ready to retain one if so, let's do this.

Your first line of attack should be with credit restoration under the Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection...

How long I have the time to dispute to the CB incorrect information after receiving my credit report from the three bureaus

The bureaus are not government organizations. There is no uniformity. They report based on what the data furnishers provide them through an...

A credit union in my former home state of Indiana has, for years, refused to correct a paid off balance on my credit report.

You may have a cause of action for failure to reinvestigate (if you've disputed it at the bureau level multiple times) and/or failure to use...