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Angela Renee Owens

Bankruptcy and debt Attorney at Plano, TX

4.8   19 reviews
Free consultation Virtual consultation available
Free consultation Virtual consultation available
  • Licensed for 25 years
    State TX
    Acquired 1998
    Eligible to Practice in Texas No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Angela

Learn Angela’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    credit card defense, collection defense, debt litigation, Fair Debt Collection Practices Act

  2. Credit repair
    Fair Credit Reporting Act, identity theft, post bankruptcy credit, credit correction

  3. Debt settlement



Client's Choice 2012
Client's Choice


Angela Renee Owens
2000 N Central Expressway
Suite 208
Plano, TX, 75074


4.8 / 5.0
  19 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Client's Choice 2012
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Archie | April 8, 2010
Angela's the best!
I was completely lost on how to handle a debt collection from a pretty unethical collection firm. Angela was located using the web and I am glad that I called. She was prompt, knowledgeable and effective. She made my case go away. I would recommend her to anyone,
Posted by George | December 9, 2009
HIghly effective, first class lawyer
Angela Owens is EXACTLY the kind of lawyer I was looking for when I was seeking debt settlemnt assistance. She is highly professional. She has an excellent big firm background that really comes through in her professionalism and competence. She was able to negotiate on my behalf with excellent results and excellent follow up. I would highly recommend her.
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Posted by Bill | November 18, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Ancient debt re-surfaced needed help
I was served for a debt from many years ago from the Great Recession of 2008/9. I had since moved out of the State of TX and I needed a lawyer and saw Angela's positive reviews and contacted her. She responded promptly, demonstrated her knowledge of the situation, she reviewed the case and knew the court and was familiar with the Judge and gave me a sense of confidence that was very encouraging. Angela then went about her job and in roughly 2 weeks this issue was resolved. Could not have been happier with the results, her fee was fair and clearly worth it as I got the results I'd hoped for. She contacted me immediately and was friendly and engaging. I would say that she also let me know before hand that there are no slam dunks and that she wanted me to be prepared and I appreciated that as well.
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Posted by Virginia | May 17, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Good Choice
Using this lawyer was a blessing for me. Considering my current situation her office was able to represent me and they explained everything to where I could understand in layman's terms. They were fast and efficient. Good choice!
Posted by anonymous | August 5, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Thanks Angela!
Angela helped me by settling several credit card debts and two lawsuits. She was a pleasure to work with given the highly stressful situation I was facing and I certainly recommend utilizing her for debt settlement circumstances.
Posted by Jerri | December 15, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Best results
Angela will fight for you, and she will get the best results possible for your case. You are doing yourself a favor retaining her as your attorney!
Posted by Dorman | February 24, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Counselor & Communicator
After finding myself in a situation requiring representation over a consumer debt matter, it was my good fortune to meet Angela Owens. From our initial conversation, I was given a clear overview of what to expect and how she would address her role as my attorney. Throughout our more than eight months working together, she kept me clearly informed of developments with my case and of my responsibilities. She made sure that all deadlines were met and any questions I had were answered immediately, often with a direct phone call from Angela herself. Although I hope the need doesn't arise again where her talents and expertise would be required, I wouldn't hesitate to engage her in the future.
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Posted by Joel Miller | July 18, 2019
This review is from a person who hired this attorney.
| Hired Attorney
One of the best Lawyers I have ever dealt with
I had the privilege of utilizing the services of Angela Owens and she was amazing. Not only was she extremely competent, but she aggressive in defending me. She is very gracious and patient, but if you want someone who is going to fight for you and be in your corner. There is not a better attorney in the state of Texas. That, I can assure you!
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Posted by M | May 9, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Angela is a first class attorney. She help us settle our debts. She very detailed on how the process works, time lines, specific bank procedures and follow up. I highly recommend her to anyone seeking help negotiating debt settlements.
Posted by anonymous | April 24, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Debt Settlement-
Angela stayed on top of this case and completed it rather quickly. At the time it seemed as though the other entity was dragging their feet, but it came out well, and she did a great job! Thank you for your help!
Posted by Sam | April 19, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Fantastic individual, trust worthy and effective!!
Angela was amazing throughout the entire process! She reassured me consistently during the negotiations, kept me informed and advised me TRUTHFULLY every time on the best action to take. Angela kept this embarrassing matter private, contained and handled a lot quicker than I would have even imagined! She is the BEST out there!
Posted by Jim | February 6, 2013
Outstanding Lawyer
I have worked with Angela twice and have prevailed both times. The fact that I have been successful notwithstanding, Angela is an extremely knowledgeable, friendly, and responsive lawyer. She is not the cheapest, nor is she the most expensive. She is, however, the best.
Posted by Randall | October 3, 2011
Conscientious Attorney
I found Angela Owens to be knowledgeable, and proactive with my perosonal situation. She provided me with options to review and implemented a strategy that was successful. All of this was accomplished at a price that most individuals, including myself, would find to be well worth it. I would recommend her to friends and family. In fact, I already have!
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Posted by Debbe | August 16, 2011
Angela is the Best
I had a situation that I needed immediate Legal advice and attention. I found Angela through research on the internet and it was one of the best things that had happened to me in several years. When I first met with her I had an emotional meltdown and she listened and then walked me through my options. When resolving my issue, she kept me informed and inquired how I personally was doing. She is very professional and yet very easy to talk to. I can't express how much she impacted my life. I know that if I ever need to call her that she is there for me. A truly wonderful individual who just happens to be my very wise attorney, I highly recommend her to anyone needing legal services.
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Posted by Mark | August 16, 2011
Old Judgement Collection Help
Angela help me deal with an old default judgement that reared it's ugly head after many years of sitting dormant. We meet for an initial consultation at her office and we went over all the details of my situation. She was very helpful in explaining what my options were and kept me informed during the negotiation. Angela was sensitive to my budget and was very understanding in helping me deal with an uncomfortable topic. Communication with Angela was always timely and she was quick to answer any questions. If there was something that she didn't know the answer to, she was also quick to find out and get back with me. She never pressured me into committing to a settlement that I wasn't comfortable with or couldn't realistically afford. I would definitely recommend Angela to help you deal with any collections/debt issues. Thanks for all your help!
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Posted by Chris | November 15, 2010
Angela help us get rid of a faulty report on our credit very quickly!
Mrs. Angela Owens, was refereed to me by a friend to help me resolve a problem with our credit report. The problem came from a large bank reporting a closed account incorrectly. Mrs. Owens was able to contact each credit bureau and the bank getting the matter resolved in weeks not months. Thanks to Angela we are back in the hunt for our new house!
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Posted by Chad | June 14, 2010
Buying my first home
Upset and not knowing what else to do with the illegal reportings on my credit report that were keeping me from purchasing a home for me and my family, I called Angela Owens. Mrs. Owens was very trustworthy, extremely knowledgeable and kept me updated on my account. Within a short couple of months Mrs. Owens was able to have the illegal reportings removed from my credit reports and I am now buying my family a home!! I cannot tell Mrs. Owens thank you enough!!
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Posted by J & K Christian | December 12, 2009
Debt Settlement
We took a tremendous hit from the market crash; thusly, our cash flow was unable to cover our debt payments. Fortunately, we were referred to Angela and she became a significant and compentent advocate for us during debt settlement proceedings. She kept up informed and guided us through the process. A great burden has been lifted from our shoulders. THANK YOU ANGELA!!
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Posted by anonymous | March 2, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Horrible Experience with Angela Owens
Angela is by far the worst lawyer that I have ever worked with; She took my case on a contingency basis and did not keep me in the loop as it went along; she even sent a demand letter without letting me proof it and it contained several important incorrect facts. I would definitely not recommend her to anyone.
Response from Angela Owens May 13, 2019
I am very sorry that you had a bad experience. Unfortunately, you did not leave your name so I cannot properly respond to your complaint.
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  • Free Consultation 30 minutes
  • Retainer Sometimes
Payment methods
Cash, Check, Credit Card


AVVO RATING 7.8 (Very Good)

Work Experience

  • Attorney
  • The A. Owens Law Firm
  • 2004 - Present
  • Attorney
  • Baron & Budd, A Professional Corporation
  • 2001 - 2003
  • Attorney
  • Doyle, Restrepo, Harvin & Robbins
  • 1998 - 2001


  • University of Houston Law Center
  • J.D.
  • 1998
  • Stephen F. Austin State University
  • BS - Bachelor of Science
  • 1990

Sample of Legal Cases

  • Midland Funding v. Dover
  • Dismissed
  • Intrust Bank, N.A. v. Carson
  • Judgment vacated
  • Credit Union of Texas v. JP Morgan Chase
  • Settled


  • National Association of Consumer Attorneys
  • Member
  • 2010 - Present
  • Collin County Bar Association
  • Member
  • 2007 - Present
  • State Bar of Texas
  • Member
  • 1998 - Present

Languages Spoken

  • English

Honors and Awards

  • Member
  • National Association of Consumer Advocates
  • 2019
  • Law Jury Verdict
  • #3 Top Consumer
  • 2012

Attorney endorsements

Received (8)
Given (2)
Endorse Angela
Divorce and separation Attorney | Mar 04
Relationship: Fellow lawyer in community
"Very professional. Cares about her clients. I highly recommend her."
Bankruptcy and debt Attorney | Apr 30
Relationship: Fellow lawyer in community
"I endorse this lawyer. Her involvement in Avvo shows her commitment to her clients and how much she cares about her professional responsibility."
Lawsuits and disputes Attorney | Dec 08
Relationship: Worked together on matter
"Angela is an outstanding advocate evidenced by a long history of success and representation, including her recent Dallas jury verdict that will help protect consumers in Texas."
Bankruptcy and debt Attorney | Nov 19
Relationship: Fellow lawyer in community
"I endorse this lawyer. Her willingness to contribute to the AVVO community along with the substance of those contributions displays an attorney that is ready, willing and able to zealously advocate for her clients. I wouldn't think twice about referring a potential client to Ms. Owens."
Debt settlement Attorney | Nov 19
Relationship: Fellow lawyer in community
"I endorse Angela for anyone seeking assistance with debt-related issues. You will find Angela to be incredibly professional and personable at the same time. She cares about her clients and takes her representation of them seriously. Not all attorneys have that quality. Given the nature of the attorney/client relationship in debt-related issues, you will find Angela to be superior to most other attorneys who practice in the same area."
Credit repair Attorney | Nov 17
Relationship: Worked together on matter
"I endorse this lawyer."
Debt settlement Attorney | Nov 17
Relationship: Fellow lawyer in community
"I endorse this lawyer's work. She has handled all referrals to her office with the utmost professionalism."
Financial markets and services Attorney | Oct 20
Relationship: Fellow lawyer in community
"Angela shows great concern for clients and is exceptionally capable. With no reluctance at all I am happy to refer clients to her, and she has been a great help to those I have referred. It is my pleasure to recommend her."
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Plano Bankruptcy and debt Lawyer Angela Renee Owens
Angela Renee Owens
Bankruptcy and debt Attorney
Plano, TX
Licensed for 25 years
Free Consultation
Virtual consultation available