In Texas, debt defense attorneys send out letters as soon as they find out a lawsuit has been filed. Oftentimes, this may be before you are served...

My Mortgage Co. Ocwen has denied all of my modification requests.

I am a little confused by some of the facts you posted so I am not sure if my information applies or not. Having said that, based on part of the...

What can I do to remove a derogatory item from my credit report that I have proven is not mine?

As you have learned, neither creditors nor bureaus follow the rules regarding verification or "lack thereof". Rather than researching the dispute,...

My landlord filed an eviction-without merit. the judge dismissed it, credit only shows eviction, no dismissal.

As the writer above said, you should file a dispute with the bureaus. The courts do not do credit reporting - its done by third parties that...

Can the criminal history of my husband affect my or my daughter background or credti?

I agree with Mr. Stempler. There is no reason your husband's criminal record should be reflected on you or your daughters credit files....

What can I do about my sone charging on my credit cards without my knowledge

You should report unauthorized charges to the creditor. Some creditors even have a dispute chart on the back of your statement where you check a...

How can I get my money back?

Your likelihood of being repaid money is as good as the person you lent it to... If you are really serious about getting repaid the money a...

Settlement offer under Texas

The answer depends on the basis of the claim. Is it failure to pay on a credit card? 1. If this is on a credit card account, a creditor...