If my work division is being sold, and I am not 100% vested in my current company, can I draw my vested money without penalty?
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Answered on August 21, 2013
If your employment is terminating with your current employer and the buyer is not assuming the 401(k) plan, then you may be entitled to a...
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Can I choose to keep my soon to be ex spouse on my personal, non-group, individual health insurance plan if I continue to pay...
Dannae's answer
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Answered on August 21, 2013
Most likely no, but beginning in 2014, your spouse will be eligible for coverage under the health care exchanges established by the healthcare...
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Is it legal for a company/employer to force demotion on Full-time employees (or part-time employees to f.T.) due to Obamacare?
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Answered on August 21, 2013
Reclassification of a workforce is something that an employer may always do whether or not it is to avoid compliance with the Affordable Care Act. ...
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What area of practice covers setting up a Quadro account?
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Answered on August 21, 2013
If you are talking about a QDRO, which is used to award benefits to a former spouse or a participant's children as a part of a divorce, you will...
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What does reserved surviving spouse benefits at 50-100% of reg payments do to his pension ordered in a QDRO by his ex-wife?
Dannae's answer
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Answered on August 14, 2013
A QDRO may require a former spouse to be treated as a current spouse for purposes of surviving spouse benefits. The QDRO and the terms of the Plan...
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It is it legal for a corporation to have a retirement account for some employees and not others?
Dannae's answer
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Answered on August 14, 2013
More information is necessary to answer this question. There are many different types of "retirement accounts" that could being utilized. I...
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Should I enroll in the high risk healthcare pool when my COBRA expires?
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Answered on August 14, 2013
Effective January 1, 2014, no pre-existing condition exclusions are allowed. Consequently, you do not need to have creditable coverage prior to...
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Can the court order my unemployed ex-husband to pay spousal support out of his 401K?
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Answered on August 14, 2013
If the court issues a qualfiied domestic relations order, you can have spousal support ordered to be paid out of his 401(k) plan, provided the...
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Is there a way to appeal or dispute an inherited pension payment company?
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Answered on July 17, 2013
You need to request a copy of the plan document and summary plan description, and determine whether or not you are getting the correct benefit...
Will I lose my late husband's CALPERS pension benefits if I remarry?
Dannae's answer
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Answered on July 17, 2013
It depends on your husband's employer and what his employer's plan provides. You should be able to call either Calpers or his former employer to...
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