I am 63, can I obtain pension benefits from my former employer after 11 years of service?

You should request a copy of the plan document and the summary plan description. You can file a claim for benefits under the plan in accordance...

Is a disability lump sum payment taxable?

Long term disability benefits are taxable income depending upon whether or not you paid all of or a portion of or none of the premiums for the...

What can I do?

It sounds like you filed a proper claim for short term disability, were asked to supplement that claim, and supplemented the claim within the...

I have health ins. from employer. The worst. Can i opt out of it and go into aca packages in Oct. Empr is small so Oct is date.

Coverage through the ACA insurance marketplaces will not be effective until January 1, 2014, although you may begin to apply for coverage effective...

Can an employer rescind benefits spelled out in employee benefits

If the employer reserves the right to modify the benefit, than termination or modification is allowed wtihout your consent. Most employer's do...

Health insurance

You need to apply for Medi-Cal for your newborn. You can do so at: http://www.benefitscal.org/ Beginning January 1, 2014, you will be eligible...

Copy of Health Insurance Claim

You should request a copy of the plan's claims procedures and follow the procedures exactly. If you feel that they have not followed the...

Hardship need to collect from vested ESOP plan.

You can only receive a distribution from the ESOP under the terms of the plan documents. That you are 100% vested does not allow you to receive a...

The answer depends on your former employer's vacation time policy. If you had used more vacation time then you accrued, then that time can be...

TSP conversion

You cannot make a direct rollover from the TSP to a 529 account. However, you can roll it over to an IRA, and then make withdrawals from the IRA,...