What should I do if the docket# for my case isn't mine when shown on my credit report?

Check which of the 3 major credit bureaus are making the error. Send a letter to each explaining the error and enclosing the documentation you...

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Payday loan consolidation companies

First determine if the loans are legally enforceable. Check with your state financial institutions regulator or attorney general. If these are...

Am I responsible for the balance leftover?

Consult a consumer lawyer. The Uniform Commercial Code requires that a secured creditor send notice of the intended disposition of collateral,...

There was message indicating I waived my rights, so someone in the local county will be picking me up...?? Concerning a payday

These are scammers. Report them to law enforcement. Criminal cases are not conducted by telephone, and you don't waive your rights by not...

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Can you get arrested for not paying back a payday loan...that was two years ago.....???

This is a common scam. Nonpayment of a loan is not a criminal matter. Do not pay. Do not provide information. Do report the call to law...

Payday loan drama, How should I proceed?

You need to make sure that the persons contacting you in fact have the right to collect from you and are not scammers. They are required to send...

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I had a payday loan I 2002 for 300 bucks didn't pay it.

These calls have every earmark of a scam. No legitimate debt collector will demand payment at once. You have the right to written notice of the...

Should I be held liable for depositing and spending a fraudulent check without knowing it was not legitimate?

Unfortunately, when you deposit a check you warrant to the bank that it is good.

Voluntarily returned van 2001, 14 yrs being chased for remaining money, on disability, is there free help for bankruptsy?

The statute of limitations is either 4 years (retail installment contract) or 6 years (note), in both cases measured from return or last payment,...

Have an attorney review the terms of the original cosigned document, to see i the agreement extended to one lease, only, or was a guaranty of all...