Can we get out of a loan contract if they let my daughter sign for it instead of my husband

There is a concept called "ratification" under which acceptance of an unauthorized act after the fact is treated the same as authorization before...

What could happen if i dont appear to court?

You may have either a judgment or an order of default against you. File a motion to vacate. Assume you have exactly 30 calendar days from Friday...

The answer depends on exactly what the terms were -- did you agree to pay actual shipping costs, or a fixed amount for shipping and handling per...

Consult a consumer attorney. There are a lot of issues. Did you know that the person took out a credit card in your name and authorize it, or is...

Can my husband's wages be garnished?

Consult a consumer attorney immediately. Selling a car with severe, undisclosed damage is a violation of state and federal law. There is no...

I was told if I don't do a postdated check that they won't put in to see if I would be approved for pay, is that legal?

Do not give them your banking information. A legitimate debt collector will give you a settlement proposal in writing, which you can accept and...

What should I do if the docket# for my case isn't mine when shown on my credit report?

Check which of the 3 major credit bureaus are making the error. Send a letter to each explaining the error and enclosing the documentation you...

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Payday loan consolidation companies

First determine if the loans are legally enforceable. Check with your state financial institutions regulator or attorney general. If these are...

Am I responsible for the balance leftover?

Consult a consumer lawyer. The Uniform Commercial Code requires that a secured creditor send notice of the intended disposition of collateral,...

There was message indicating I waived my rights, so someone in the local county will be picking me up...?? Concerning a payday

These are scammers. Report them to law enforcement. Criminal cases are not conducted by telephone, and you don't waive your rights by not...

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