Consult a consumer attorney. There are a lot of issues. Did you know that the person took out a credit card in your name and authorize it, or is...

Can my husband's wages be garnished?

Consult a consumer attorney immediately. Selling a car with severe, undisclosed damage is a violation of state and federal law. There is no...

I was told if I don't do a postdated check that they won't put in to see if I would be approved for pay, is that legal?

Do not give them your banking information. A legitimate debt collector will give you a settlement proposal in writing, which you can accept and...

What should I do if the docket# for my case isn't mine when shown on my credit report?

Check which of the 3 major credit bureaus are making the error. Send a letter to each explaining the error and enclosing the documentation you...

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Payday loan consolidation companies

First determine if the loans are legally enforceable. Check with your state financial institutions regulator or attorney general. If these are...

Am I responsible for the balance leftover?

Consult a consumer lawyer. The Uniform Commercial Code requires that a secured creditor send notice of the intended disposition of collateral,...

There was message indicating I waived my rights, so someone in the local county will be picking me up...?? Concerning a payday

These are scammers. Report them to law enforcement. Criminal cases are not conducted by telephone, and you don't waive your rights by not...

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Can you get arrested for not paying back a payday loan...that was two years ago.....???

This is a common scam. Nonpayment of a loan is not a criminal matter. Do not pay. Do not provide information. Do report the call to law...

Payday loan drama, How should I proceed?

You need to make sure that the persons contacting you in fact have the right to collect from you and are not scammers. They are required to send...

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I had a payday loan I 2002 for 300 bucks didn't pay it.

These calls have every earmark of a scam. No legitimate debt collector will demand payment at once. You have the right to written notice of the...