I received a judgment against me for a debt of $5677.06. I was not notified about the court date. Can my wages be garnished?

Illinois requires either personal service or "substitute service" consisting of leaving summons with member of household over 13 and mailing. One...

Hello my wife is getting sued by AMEX for credit card debt. what kind of lawyer do we need to help answer?

There are attorneys who represent defendants in collection cases.

Can a collection agency collect on a repo after the lien holder has repo'd and sold the vehicle?

The leaseholder has a right to collect a deficiency if all disclosures and notices were properly given, the sale was commercially reasonable, and...

Junk debt buyer/plaintiff has copies of my credit card statements and original signed application, can I still win lawsuit?

Hire a consumer attorney. Laypersons often do things in response to lawsuits that are counterproductive. For example, filing a motion to dismiss...

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Bank that had Visa and Credit Line (check overdraft) through seized both checking accounts I had with them.

Banks generally have a right of "setoff" allowing them to pay any delinquent debts a customer owes them with the contents of any asset (checking,...

I owe the bank money now im being summoned what can i do if i dont have the money to hire an attorney or pay the debt ?

If you do not appear, the person suing you wins. A default judgment will be entered. You do not indicate if you are being sued by the original...

A good friends name is listed on an upcoming docket for debt collections. She denies it.

The defendant has to be present if and only if she has been served. If the court docket shows service but the defendant has not been served a...

I challenged this practice with respect to a charge of about $35 some years ago, on behalf of the owner of the car, and lost. It would be uphill...

Nonpayment of a loan is not fraud. The statement by a debt collector that you committed fraud is a violation of the Fair Debt Collection Practices...

Nonpayment of a debt is not criminal. They are unlikely to go to your job. They may harass you by phone. You have the right under the Fair Debt...