Archived
Should I be held liable for depositing and spending a fraudulent check without knowing it was not legitimate?
Daniel's answer
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Answered on October 16, 2014
Unfortunately, when you deposit a check you warrant to the bank that it is good.
Archived
Voluntarily returned van 2001, 14 yrs being chased for remaining money, on disability, is there free help for bankruptsy?
Daniel's answer
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Answered on October 16, 2014
The statute of limitations is either 4 years (retail installment contract) or 6 years (note), in both cases measured from return or last payment,...
My husband co signed a one year rental lease for his son 5 years ago. That son is being evicted is my husband responsible?
Daniel's answer
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Answered on October 14, 2014
Have an attorney review the terms of the original cosigned document, to see i the agreement extended to one lease, only, or was a guaranty of all...
Archived
I've been receiving calls at my place of employment from a company call Bay View supposedly representing MyPayDay Loan.
Daniel's answer
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Answered on October 14, 2014
The calls have every earmark of a scam. Pay nothing. Provide no information. Report to law enforcement (Federal Trade Commission, Consumer...
Archived
I took out a loan from a tribal payday loan company, using my wife's bank account WITH her permission. After reading their claus
Daniel's answer
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Answered on October 13, 2014
Nonrepayment of a loan is not a crime. Check with the state department of financial institutions if this Western Sky loan is enforceable. If it...
Archived
Can I be charged criminally if my wife allowed me to use her bank acc., later closed it after reading tribal clauses in contract
Daniel's answer
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Answered on October 13, 2014
This sounds like a Western Sky contract. Call the local department of financial institutions, see if they are licensed to make loans at the rate...
Archived
If my sister used me as a co signer for a car loan at a federal credit union without my consent, can I sue the bank?
Daniel's answer
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Answered on October 13, 2014
You need to dispute the "tradeline" in writing with the 3 credit bureaus, pointing out specifically that you did not sign any such loan. Send a...
Archived
Can I go to jail for not paying a payday loan that I did online years OK?
Daniel's answer
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Answered on October 12, 2014
This is a scam. You cannot be arrested for not repaying a loan. Do not pay. Do not provide information. Report the calls to law enforcement...
Archived
Can I be issues a warrant for a payday loan that was from 2010.
Daniel's answer
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Answered on October 11, 2014
Failure to pay a debt is not a crime. The content of the call indicates you are being scammed. The call would violate the Fair Debt Collection...
Archived
Had a car loan with a credit union- even though the car loan has been paid off for years they are still holding the title
Daniel's answer
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Answered on October 10, 2014
Many credit unions have cross-collateral clauses, so that collateral for one obligation secures all other obligations. Have a consumer lawyer...
