How many times can a credit collection agency attempt to collect a debt? if i respond every time to the letter, can they dirty
Daniel's answer
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Answered on July 18, 2014
Subject to the Fair Debt Collection Practices Act prohibition against harassment and the statute of limitations, they can continue to collect the...
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Do collection activities pertaining to a court ordered judgment qualify under the Fair Debt Collection Practices Act?
Daniel's answer
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Answered on July 18, 2014
The Fair Debt Collection Practices Act generally applies to persons who "regularly" collect or attempt to collect (a) delinquent consumer-purpose...
My wife is a personal guarantor on her corporate business loan. Can the lender go after money in a joint account if she defaults
Daniel's answer
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Answered on July 18, 2014
You are not personally liable for a spouse's debts. Assets in your name are not subject to seizure unless they were placed in your name by a...
My husband name is on a summons from a collection agency for my medical bills. He has never received a bill in his name.
Daniel's answer
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Answered on July 18, 2014
This is actually a difficult area of the law, depending on such facts as whether you were living together, whether the medical treatment was...
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POST DISCLOSURE - BEFORE MEDIATION:
Fighting local attorney representing huge JUNK DEBT buyer for old alleged credit card debt.
Daniel's answer
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Answered on July 18, 2014
Most debt buyers cannot present competent evidence of the debt, their ownership of the debt, or the amount of the debt. The consumer is well...
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I heard that a debt buyer cant charge interest on a charged off credit card, is this true?
Daniel's answer
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Answered on July 14, 2014
We represented the plaintiff in the McDonald case, which was filed in federal court under the Fair Debt Collection Practices Act.
The case held...
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Junk debt buyer asking to mail him a $2000 check as a settlement
Daniel's answer
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Answered on September 13, 2013
Do not assume that junk debt buyers claiming to own old debts actually own them. In many cases, they do not. Debt buyers can rarely prove...
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