I need help asap

Report unauthorized activity to the bank immediately and follow up in writing. Consult a consumer lawyer if the matter is not resolved within 30...

Can I go to jail for not paying the payday loan?

Collection calls of this nature are from scammers. They violate the Fair Debt Collection Practices Act but finding/ serving the culprits is not...

How do you voluntarily surrender a car to the finance company without incurring repossession fees?

You could try contacting them and asking where to return it. This does not necessarily avoid all fees, since they will take it to an auction and...

I had a loan with western sky and now its in default can I be charged with a bad check or go to jail?

You cannot be charged with a crime or go to jail. Consult your local attorney general or department of financial institutions as to whether the...

I received a judgment against me for a debt of $5677.06. I was not notified about the court date. Can my wages be garnished?

Illinois requires either personal service or "substitute service" consisting of leaving summons with member of household over 13 and mailing. One...

Hello my wife is getting sued by AMEX for credit card debt. what kind of lawyer do we need to help answer?

There are attorneys who represent defendants in collection cases.

Can a collection agency collect on a repo after the lien holder has repo'd and sold the vehicle?

The leaseholder has a right to collect a deficiency if all disclosures and notices were properly given, the sale was commercially reasonable, and...

Junk debt buyer/plaintiff has copies of my credit card statements and original signed application, can I still win lawsuit?

Hire a consumer attorney. Laypersons often do things in response to lawsuits that are counterproductive. For example, filing a motion to dismiss...

Selected as the best answer

Bank that had Visa and Credit Line (check overdraft) through seized both checking accounts I had with them.

Banks generally have a right of "setoff" allowing them to pay any delinquent debts a customer owes them with the contents of any asset (checking,...

I owe the bank money now im being summoned what can i do if i dont have the money to hire an attorney or pay the debt ?

If you do not appear, the person suing you wins. A default judgment will be entered. You do not indicate if you are being sued by the original...