Are mortgage lenders required to provide the dates of missed payments?

Send a letter with your name, address, account number and "qualified written request" to the correspondence address on your monthly statement. Ask...

I had a loan with western sky now is in default can I be charged with a bad check since my account is closed now? Can I go2 jail

Failure to repay a loan does not violate the bad check statutes. Check with your state Attorney General and financial institutions regulator as...

I have received an e-mail and I don't know if this is a scam. They say they are going to get me fired from my current job!

We are familiar with this sort of message; it is a scam. Report it to law enforcement: Federal Trade Commission, Consumer Financial Protection...

Can a company change their autodraft policy without informing you ?

No. Regulations under the Electronic Funds Transfer Act specify that recurring transfers be authorized in writing, that the writing must clearly...

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Can I request that the credit card company removed my name from a joint credit card?

You can request it, but the creditor does not have to agree and has no incentive to agree. The divorce agreement is between you and your...

I have a joint credit card with a friend. Can Wells Fargo pull MY credit report if my friends asks for a credit increase?

Yes. A creditor can obtain a credit report for the purpose of reviewing an existing credit account to which the subject of the report is a party. ...

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I need help asap

Report unauthorized activity to the bank immediately and follow up in writing. Consult a consumer lawyer if the matter is not resolved within 30...

Can I go to jail for not paying the payday loan?

Collection calls of this nature are from scammers. They violate the Fair Debt Collection Practices Act but finding/ serving the culprits is not...

How do you voluntarily surrender a car to the finance company without incurring repossession fees?

You could try contacting them and asking where to return it. This does not necessarily avoid all fees, since they will take it to an auction and...

I had a loan with western sky and now its in default can I be charged with a bad check or go to jail?

You cannot be charged with a crime or go to jail. Consult your local attorney general or department of financial institutions as to whether the...