I checked my creditkarma.com report and there is debt on there I do not owe!! How can I get it removed?

Write to each of the three major credit bureaus, stating that you do not owe the debt. Copy the "furnisher" of the information. Use regular or...

I am familiar with ACS. It is not legitimate. Do not pay. Do not provide information. Do report to law enforcement (Federal Trade Commission,...

I took out a payday loan a year ago. Lost job couldn't pay. Now I'm receiving threating calls

Nonpayment of a loan is not fraud. Tax refunds cannot be intercepted by a private lender. If made by a third party, such statements violate the...

I am being sued by national collegiate student loan

HIre a consumer attorney. There are a number of defenses to these cases.

Can I be prosecuted for a personal check wrote for 1000.00 for an installment loan at a payday store if the check bounces?

No. Since the lender is aware that you don't have the money (that is why you need a loan), there is no representation that it is a good check.

I recently had checks blocked by Centrue Bank resulting in collection fees.

Have an attorney review your account agreement with the bank and the correspondence relating to the fees to see if they are authorized.

What if I get past due on my title loan, my car is picked up and sold for more then I owe on my title loan am I entitled to any

Under the Uniform Commercial Code, the secured party (title loan company) must account to the debtor for any surplus.

What do collection attorneys/agencies charge? Flat fee or percentage?

If you have banking information go to the clerk's office and they will show you how to issue a citation or garnishment to the bank at minimal cost.

What are Illinois licencing requirements for line of credit?

Consult an attorney. The answer depends on such matters as whether you regularly lend money, whether the borrower is an individual or an entity,...

Generally, if the court file shows you have been served and you have not been, you should file a motion to quash service. With respect to the...