I can't afford to fix the car that I currently own anymore. I still owe money on it, should I surrender the car to the creditor?

If you can sell the car yourself, you are better off doing so than allowing the secured party to sell it. The secured party is entitled to the...

What can happen to my spouse if he junks his car, but it has a lien on it from a title loan?

The lender is entitled to the proceeds of the sale. You should notify the lender in advance of the facts related.

I have a creditor that used my expired credit card 4 times to withdraw payments for a service I cancelled with them! Any suggest

Dispute in writing with credit card issuer. Act promptly, as you generally have 2 billing cycles to challenge charges. Consult a consumer lawyer.

In 2007, I was dumb & took out several PayDay Loans. I honestly thought I had paid them all back. Now, I am receiving calls

There are extensive reports and FTC actions about bogus payday loan collection activities, including by persons who have information about loans. ...

How long does a financial institution have to void an offer for a loan?

Car dealers will often attempt to change terms on consumers after a deal, claiming that the bank wants different terms. The dealers often provide...

Student loan attorney

13,800 Do not assume that the offer will clear your credit rating. It could be shown as a paid collection item. You need an express agreement...

I have received a collection agency letter for something that I did not receive a bill for? How can I dispute that?

Immediately send a letter to the collection agency stating that you dispute the claim because nothing of the sort was ever billed to you. Request...

Received a call today regarding a Pay Day Loan that they are saying I took out in 2008.

The content of the call has every earmark of a scam. Do not provide financial information and do not pay. No legitimate debt collector will...

This is a highly regulated area and you need an attorney. Persons who purchase delinquent debt of any sort owed by Illinois residents and...

If i had a pay day loan back in 2011 that i forgot about can they issue a warrent for my arrest

We have received numerous reports of collection calls of this nature. They are scams. Nonpayment of a debt is not a crime. Do not pay. Do not...